Personal Investments • Set & Forget Portfolio
That allocation seems fine taken in isolation, but you’d need to share your complete portfolio to get more appropriate feedback. It’s an endless debate about how much international equity to hold, but...
View ArticlePersonal Finance (Not Investing) • ACA plans and out of state emergencies
Travel insurance isn't health insurance. It will cover only basic stuff and probably evacuation (depending on policy). For instance if you are diagnosed with Cancer your travel insurance isn't going...
View ArticlePersonal Investments • Dying of Terminal Cancer: IRA Help
One thing to watch out for is that with some pension plans taking a lump sum option is linked to getting retiree health insurance. I don't know how that would work if you are out on disability it it...
View ArticleInvesting - Theory, News & General • Rob Berger: Vanguard vs. Fidelity...
As a long-time Vanguard customer, I opened up a Cash Plus account and used it as a default saving account. Last week, I closed out my Vanguard Cash Plus account and sent everything to Fidelity... The...
View ArticlePersonal Investments • Annuity Question / Financial Status
I have a modest pension that I plan to annuitize. I am wondering what pitfalls to look for, what considerations to take into account, as I'm admittedly not very well versed in annuities.Background: I...
View ArticlePersonal Investments • Fidelity - The removed old phone number is still...
I recently replaced my Google Voice number as my primary phone number. However, when attempting two-factor authentication (2FA), both the old and new numbers are still shown as options to send the...
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Investing - Theory, News & General • The silliness of the 4% rule - WCI
How about a situation where the debt to GDP starts at 130% and the demographics are such that it gets worse (unlike after WW2, which had 120%, where the demographics were favorable)? Perhaps THAT is a...
View ArticlePersonal Finance (Not Investing) • Whole Life Policy Surrender
I had asked Fidelity about the variable annuity and they told me the basis does not carry over with the exchange. I was inclined to take the cash, pay off any credit cards, and invest the rest between...
View ArticlePersonal Investments • Vanguard has fallen. I'm moving on...
Can’t change it to VUSXX right?See my post above...Regards,Statistics: Posted by retired@50 — Tue Apr 09, 2024 4:47 pm — Replies 82 — Views 5600
View ArticlePersonal Investments • Can having wealthy parents be a justification for a...
I feel like I’m not communicating my question well haha but yes, maybe I just need to talk to a trust attorney re: the ins and outsStatistics: Posted by hp12see — Wed Apr 10, 2024 4:45 pm — Replies...
View ArticlePersonal Finance (Not Investing) • Taxes for Roth IRA Recharacterization and...
Breaks my brain, toddthebod.I don't know that what you suggest is wrong, but I would not go there myself without some clear direction from a source I trust.Statistics: Posted by retiredjg — Wed Apr...
View ArticlePersonal Investments • Vanguard/Transamerica Annuity
Thanks to everyone for their replies. Transamerica only replies by sending me the prospectus which doesn’t specify how the units work. It makes more sense if they are accumulation units rather than...
View ArticlePersonal Consumer Issues • Raven scanner
There are plenty of scanner apps on your phone where you just take a picture of the document and it gets stored. Would that fit your needs?Statistics: Posted by EnjoyIt — Wed Apr 10, 2024 4:53 pm —...
View ArticleInvesting - Theory, News & General • Golden Butterfly Portfolio - is it...
Your thoughts certainly echo my own: we're both admirers of the Portfolio Charts site, and we have the same concerns about gold and SCV in such high percentages. Ern's Safe Withdrawal Rate series (@...
View ArticlePersonal Consumer Issues • Thule roof box?
My family needs more cargo space for long road trips and is considering to buy a Thule Motion. We will be using it on a Subaru Forester with Aereo(?) roof crossbars that are still in the box,...
View ArticleInvesting - Theory, News & General • I Bonds Mega Thread (I Bond Heads...
IE, someone buying 100 dollar ibonds can have 100 of them per year and in theory have 100,000 individual $100 ibonds as long as each year kept under the max?If you lived 1,000 years and IBonds...
View ArticlePersonal Finance (Not Investing) • How to make sense of "moderate flood...
I wanted to provide an update to this, but maybe this might help other down the road when looking at a similar "moderate flood risk" rating.In the end, we didn't make an offer. Seller apparently...
View ArticlePersonal Finance (Not Investing) • When do I need to but life insurance?
Hi,I’m 26 making $65k/yr on track to double that in the next year or so. My wife is 25 and makes $50k/yr. We have no debt, no kids (yet, but think 2-3 sounds good) and around $100k in investments. We...
View ArticlePersonal Investments • Need help funding 2023 SEP
Also note that if you file for an extension this week, you have until October 15 to fund your 2023 SEP. Only the Roth IRA has the April 15 deadline. We used to do that all the time - especially if we...
View ArticlePersonal Consumer Issues • Retention of Government Employee E-mails
[quote=DTalos post_id=7814778 ....... would the cloud be able to store e-mail communications by a city from the past 10 years?[/quote]Yes. As I stated early on and mine is a local agency, ... "I know...
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