Personal Consumer Issues • Digging a trench by hand?
I reached out to my wife's cousin. He owns his own small construction company. Nice guy, Portuguese, hard worker. He's able to do the job with his machine for $650! No brainer to not hurt my back and...
View ArticleInvesting - Theory, News & General • The Final, Definitive Thread on...
You can open the $2,500 bonus premier checking account online now?Apparently so: viewtopic.php?p=7811338#p7810644So Wells Fargo will give me $2500 for putting $250,000 into an online-opened checking...
View ArticlePersonal Finance (Not Investing) • Have any of you Frugal Zebras Changed Your...
It was and is a really hard change to make but I’m generally enjoying it. oddly my wife has become more frugal, but that’s a story for another day. I will say hiring a fee only advisor for the first...
View ArticleInvesting - Theory, News & General • 2029 TIPS - Wait for new upcoming 5...
Any additional BH perspectives on whether to buy one of the existing 2029 TIPS or wait for the to be newly issued 5 year TIPS next week? Does it make any sense to buy one of the existing 2029 maturing...
View ArticlePersonal Investments • How best to approximate Vanguard Target Retirement...
Is BNDW tax efficient...? No.Statistics: Posted by retiredjg — Mon Apr 08, 2024 4:28 pm — Replies 14 — Views 480
View ArticlePersonal Finance (Not Investing) • Looking for advice on CD ladder versus VMFXX
Keep in mind that an uninverted yield curve doesn't necessarily mean that long-term rates go up. It could also mean that short-term rates drop below longer rates.Statistics: Posted by Tom_T — Mon Apr...
View ArticlePersonal Finance (Not Investing) • Why are so many people choosing LTCI
More numbers:Nationwide - 4 yrs benefit - Purchased when I was 40$431//month for 10 years ~52k/10y$2500 per month benefit for 4 years = $120kInflation rider of 5% for the benefit pool every...
View ArticlePersonal Finance (Not Investing) • How much money do I need?
Basic needs are met at 10k/month or 120k/year. I would like to spend another 10k/month for travel, gift, etc. that I can cut in bad economic conditions. I remember reading about the value of...
View ArticlePersonal Finance (Not Investing) • Converting rollover IRA to Roth over more...
That makes a lot of sense. As long as a taxpayer keeps good records of changes to the basis then the percentage calculation shouldn't be too difficult. Thanks for teaching me.Statistics: Posted by...
View ArticlePersonal Consumer Issues • Amazon - "Used: Like New" / positive...
My best-ever Amazon Warehouse order:Charmin Ultra Strong Toilet Paper (3 Packs Of 6 Mega Rolls)Sold by: Warehouse Deals, Inc.Return window closed on Mar 3, 2014$17.18Condition: Used - Very Good -...
View ArticlePersonal Finance (Not Investing) • First Step for Newly Divorced Parent with...
I'm not an attorney, so I have a question but not an answer: assuming you die today, is there a provision (by default, since you don't have any estate planning documents) to calculate and pay the...
View ArticlePersonal Consumer Issues • Boglehead Cigar?
It's fantastic to hear about your golfing adventures and newfound cigar enjoyment! Exploring different flavors and strengths is like discovering a new game, right? While I get the appeal of a good...
View ArticlePersonal Investments • Feeling Mislead into Vanguard REIT fund
REIT's have changed significantly over the last 20 years. So has the Total Stock Market.From Haight and Singer "Real Estate Investment Handbook edition 1, January 2005:"The Real Estate Investment...
View ArticlePersonal Consumer Issues • Is it worth traveling 3 hours to see the solar...
Mark Twain said “The difference between the almost right word and the right word is really a large matter. ’tis the difference between the lightning bug and the lightning.”Same with the difference...
View ArticlePersonal Consumer Issues • Quality Men's Sun Hat
IMO, the “boonie” hats from Columbia and others are too hot for Florida summers.I have a couple very large brim straw hats for summer golf and yard work.Straw hats breathe and these two were less than...
View ArticlePersonal Investments • Newly looking at Backdoor Roth - is my situation too...
I am coming to the understanding of Backdoor Roths late to the game, and I am wondering if my past decisions make my situation too messed up to worry about. Married-filing-jointly, not at the Roth...
View ArticlePersonal Investments • Traditional, Rollover, ?
My wife worked for a company and has an IRA and we are in the process of moving it to Schwab. I'm assuming what she needs to do at Schwab is to create a rollover IRA account? Is a Traditional IRA what...
View ArticlePersonal Finance (Not Investing) • Formula to Divvy Up Taxes Post-Divorce?
I'd say $1,164 contribution to your daughter's Roth IRA (if she works for some income) or her investment account. Otherwise, you can divide the $1,164 into two portions, and your ex gets to pick...
View ArticlePersonal Investments • Help With Mom's Portfolio After Dad's Passing
Sorry for your loss of your dad. Having gone through a similar situation with my parents, I am also sorry for the asset depletion that leaves your mom with a net spending gap and little assets outside...
View ArticlePersonal Consumer Issues • Tesla self driving car
We got people speculating on NTSB’s fact finding, that found driver likely distracted with his cellphone, wherein one of their conclusions included suggestions to cell phone manufacturers about...
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