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Personal Consumer Issues • Electric Toothbrushes - Longevity
Have you considered non-electric brushes? We have been using electric brushes for nearly 20 years. First oral-b, and the sonic. Just recently (in fact last week) I noticed that the non-electric...
View ArticlePersonal Investments • Question on Front Load Fees
My parents had a 529 for my kids and I put money into it rather than opening a new one. I got the receipt which showed my $14,000 deposit and $700 sales charge. Great. So with that particular account,...
View ArticlePersonal Investments • Real Estate, per Malkiel
The way he phrases his recommendation, however, seems to suggest that one's primary home falls within the definition of "owning real estate". Some might find this controversial. But maybe I'm...
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Personal Consumer Issues • How did you learn to play music? What resources...
Started off with piano, then ukulele, then accordion, then clarinet, then guitar, bongos, and choirs in between all. Then discovered the electronic organ where I could play by ear to my heart's...
View ArticlePersonal Finance (Not Investing) • Eye Exam Out of Network - Hit with MASSIVE...
I think every optometrician who works for a chain is in the bottom half or quarter of the skill ladder. Nobody with a choice works there. Then again I would also be careful about those that just built...
View ArticlePersonal Consumer Issues • Scam/identity theft: how do people protect...
Everyone should freeze their credit at the top 5 credit bureaus (see link below). Credit monitoring is watching the cows get led out of the barn... after they are shipped for slaughter. You can also...
View ArticleInvesting - Theory, News & General • Is a 50% savings rate impossible...
My pre-tax rule including 401K company contribution:1/3 taxes + 1/3 savings +1/3 expensesThis must only happen in a very narrow band with specific instances.Please help us out to understand what these...
View ArticlePersonal Finance (Not Investing) • RMD on tIRA for deceased
The daughters need to establish separate inherited IRAs for each. After this is done, they can split the remaining portion of the 2024 year of death RMD in any proportion between them. Sometimes, one...
View ArticleInvesting - Theory, News & General • Planet Money: "The hidden world...
Podcast here, transcript here. Nothing that will be new to followers of this forum, but a pretty good job of presenting what has happened to Yotta customers, and the problematical nature of the...
View ArticlePersonal Consumer Issues • Solar payment schedule
Hijacking my own thread... can I ask if there was a lot of contract negotiation, or was it basically 'it is what it is'? I'd like to possibly add more specifics regarding any damages they might cause,...
View ArticlePersonal Consumer Issues • Medical Imaging Overcharge
I had similar issue at a New York state practice where they asked me to pay more than the insurance estimate for the procedure, I reconciled the insurance bill and had to call them for a refund. Many...
View ArticlePersonal Finance (Not Investing) • 529 for the (possible) sole purpose of...
With respect, I'll take the opposite side of this argument. Suppose that the OP saves $50K/year, indexed for inflation, mostly in a taxable account... and does so essentially forever... and puts...
View ArticlePersonal Investments • Girlfriend and I are blessed by my family buying us a...
The answer is simple. Congratulations. You have a place to live rent free. If you want to retire early, max out your investments. Get a clear understanding of what your responsibilities are with...
View ArticlePersonal Consumer Issues • Is Vanguard accessible? [Unable to log in]
That is not definitive. It may be your issue. It may be Vanguard's issue. It may be the combination of the two.Have you tried turning off your VPN, clearing your DNS cache, and continuing without...
View ArticlePersonal Consumer Issues • Medicare non-participating
I am looking at a particular doctor to see, and for Medicare, his site says "non-participating using Medicare limited fee schedule." I have Medicare plus Medigap G. What does this mean for me?Plans F...
View ArticlePersonal Consumer Issues • Amazon Prime Video HD vs Blu Ray Disc Picture Quality
Most people sitting on a couch 10 ft from a 55" TV will never notice the difference between streaming HD and a 1080P Blu-ray. On the other hand, sitting 8 ft from an 85" OLED playing a 4k UHD BluRay...
View ArticlePersonal Consumer Issues • Vet estimate for my daughters’ cat
Again .. for those who think the vets are doing this unnecessarily and for the money for them ... logically explain my direct cat experience over the last 30+ years of cat ownership.During that time...
View ArticlePersonal Consumer Issues • Men's T-shirt Recommendation
Triblend +1 on Triblend T-shirts. https://www.shirtspace.com/t-shirts/triblendBackstory: A while back my sister, who has more expensive tastes in clothing than I do, got me a high-end cotton shirt...
View ArticleInvesting - Theory, News & General • Is a bear market even possible anymore?
I don't even think it takes much imagination. Does anyone believe another pandemic as bad as 2020 is impossible? Does anybody believe it couldn't trigger another bear market? And that's just one...
View ArticlePersonal Finance (Not Investing) • Buy title insurance?
Clark Howard had an article about this very topic today:https://clark.com/insurance/owners-titl ... 0afff9f93aStatistics: Posted by epictetus — Mon Aug 19, 2024 5:56 pm — Replies 29 — Views 1553
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