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Investing - Theory, News & General • Modified versions of HFEA with ITT...
Hey folks! Thanks for all the research and discussion you've all documented here.I've been making my way through the thread, but has there been much discussion about using treasury spreads to hedge...
View ArticlePersonal Finance (Not Investing) • Submaximal Estate Tax Brackets Moot after...
Trying to simplify estate tax Form 706 in my estate planning spreadsheet. In 2002, the estate tax exclusion amount ( $12.92M for single decedents dying in 2023) was increased above the highest estate...
View ArticlePersonal Consumer Issues • 1984 speculative fiction
A Canticle For Leibowitz. I first read this in 1965. Found the audiobook at the library five years ago.I don't see the thematic connection to 1984?One is a post nuclear war novel about the...
View ArticlePersonal Finance (Not Investing) • FERS Disability with Part Time Service
We do have an HR, but they will only compute pensions for you when you prepare to apply, and I'm not there yet.Does "I'm not there yet" mean that you haven't yet made the decision to retire, or does...
View ArticlePersonal Investments • Stay the Course? I'm ready to Bail on Vanguard
Follow the man, not the company.... or perhaps follow the principles, not even the person.Statistics: Posted by monkeytoad — Thu Jun 27, 2024 3:32 am — Replies 118 — Views 21590
View ArticlePersonal Consumer Issues • What frugal thing did you do today?
My friend and I carpooled and for a change, I had her drive. I also borrowed two books at the library instead of buying them and my friend loaned me a 3rd book that she had bought and...
View ArticlePersonal Finance (Not Investing) • At what net worth or income should one...
It is worth different amounts to different people. My in-laws are older and only fly (domestic) first class these days. Between limited mobility and lots of aches and pains the bigger seat at the...
View ArticleNon-US Investing • Unhedged bond fund for European investor?
I see what you mean.My reasoning was that If you are a US investor you will rebalance from US bonds to US stocks in a crisis.Most of my stocks are in the US market because I am globally diversified....
View ArticlePersonal Finance (Not Investing) • HDHP way more expensive (HSA eligible)
What is your income? Can you easily pay the OOP max plus fill the HSA? In that case, the HDHP is likely the winner. But if you are lower income with 18k per year medical expenses, a PPO is probably...
View ArticlePersonal Consumer Issues • Insrance options for car rental in Canada
This is probably a basic question, but I have only rented a car a few times in my middle-aged life.I'm a New Yorker with a Progressive auto policy that I downgraded a while back. Car is a 2012 model....
View ArticlePersonal Finance (Not Investing) • Planning for retirement giving: DAF and...
I have helping been making QCDs from my husband’s IRA from both Schwab and Fidelity for years. We never have them mail any checks to us—checks are issued directly from the brokerages to the charities....
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Personal Finance (Not Investing) • Need Advice on Purchasing Rental Property
“Buy a duplex, live in one half and rent the other” is bad cliche advice usually given out by people who have never done so. Horrible idea, from both a financial and lifestyle perspective.Could not...
View ArticleInvesting - Theory, News & General • Total Portfolio Allocation and...
Another question that I can't find answered...(Playing with TPAW Planner a lot since I discovered it--great program/site!)When I select SWR, the results only show the portfolio portion of income. It...
View ArticlePersonal Investments • NVDA Windfall: How much to sell?
Another vote for selling it all and paying of the mortgage. Put the remaining proceeds in a total stock market fund.Statistics: Posted by dogagility — Thu Jun 27, 2024 5:00 am — Replies 13 — Views 1158
View ArticlePersonal Consumer Issues • Cellular service out in Europe started yesterday
If you’re on WiFi confirm WiFi calling is switched on. You should be able to make and receive calls and texts via WiFi without cellular service.Statistics: Posted by neilpilot — Thu Jun 27, 2024 5:06...
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Non-US Investing • One fund ESG ETF - British expat based in Thailand
I looked into them a while ago but haven't followed closely since a couple years ago.... but I have used ESG ETFs for my spouse....> Vanguard ESG Global All Cap UCITS ETF (USD) Accumulating (V3AA)...
View ArticlePersonal Consumer Issues • Any Piano Players? Yamaha Clavinova Digital Piano
Have an existing Yamaha Clavinova Digital Piano from 2002/2003. Model CLP 150. It's been great, but these don't last forever. I'm debating on what to replace it with.I like the Yamaha Clavinova CLP...
View ArticlePersonal Finance (Not Investing) • At what net worth or income should one...
I fly over 100K miles annually domestically for business per year for the better part of the past decade. I’ve never bought a first class seat for myself as due to my flying status will get upgraded...
View ArticleInvesting - Theory, News & General • How risky is interest rate risk in...
Yep.Obvious solution./end threadExcept StillGoing modeled this and showed that for a permanent 1% point drop across (Edit: a flat) (thanks BlenBlenBlue) yield curve occurring the day after...
View ArticlePersonal Investments • TBill ladder in Vanguard brokerage: settlement vs...
I’m setting up a 3-month Tbill ladder in a taxable Vanguard brokerage account. I purchased a 3 month Tbill that settled on 13 June 2024. It matures on 12 September 2024. That is also the settlement...
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