Personal Finance (Not Investing) • HDHP way more expensive (HSA eligible)

What is your income? Can you easily pay the OOP max plus fill the HSA? In that case, the HDHP is likely the winner. But if you are lower income with 18k per year medical expenses, a PPO is probably better. Need more information.

Sorry to nitpick, but HDHPs are PPO most of the time. People decide between non-HDHP and HDHP (which is a function of deductible/oop max that qualifies one to make tax deductible contributions to an HSA).

Statistics: Posted by OrangeKiwi — Thu Jun 27, 2024 4:40 am — Replies 8 — Views 530

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