Personal Finance (Not Investing) • Value of US dollar in different Asian...
I will only withdraw cash from a bank ATM, no matter what county I'm in. Safer and the rates are good.Statistics: Posted by bob60014 — Fri Mar 22, 2024 12:51 pm — Replies 8 — Views 282
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Personal Investments • Retirement Plan Suggestions
Assuming:- the pension is inflation adjusted- planning till age 95 (her) and 90 (him)- pension + Social Security drops $350/month after his death- target legacy of $250,000the online planner for TPAW...
View ArticlePersonal Finance (Not Investing) • Medigappers: which plan do you have and why
From reading the discussion, the rational choice for us (1-2 years away) would be G-HD. The main drawback I see is the hassle of needing to pay (a small fraction) of every single charge (until the...
View ArticlePersonal Finance (Not Investing) • Do you tip hotel staff when checking out?
So it is not balanced or based on good reasoning and repeating it is bearing false witness.Bearing false witness! That sounds serious.Statistics: Posted by billaster — Fri Mar 22, 2024 12:52 pm —...
View ArticlePersonal Consumer Issues • New homeowner advice
3) Any other unconventional advice for long-term home ownership?This is by no means meant to be snarky, since we had the same plans 20+ years and three houses ago. Plans change. Ideas change. Life...
View ArticleInvesting - Theory, News & General • Robinhood 3% IRA Match
I guess my second point there is more controversial. I always have a hard time believing anything is a once-in-a-lifetime deal. There will be more deals in the future. Maybe not as good, but close...
View ArticlePersonal Investments • Any role of Deferred Fixed Annuity in 401K/IRA account
Do I withdraw money from my 401k - like rollover from 401k to MYGA?If the 401k is provided by your current employer, you may not be able to withdraw at all. Is this an old 401k? Why are you...
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Investing - Theory, News & General • Trading Treasuries (nominal and TIPS)
Looking more into buying 7 yr TIPS in the secondary mkt. Here is what I see on Vanguard. If Jan 31 vs July 31 maturity date didn't matter to you, which one of these should I pick? The coupon rate is...
View ArticleInvesting - Theory, News & General • Cash accumulator pathology
... What habits have some of you picked up to consistently invest in the market and protect yourselves against your market timing. I have an educational habit. I read books about investing, and I...
View ArticlePersonal Finance (Not Investing) • Dedicated Financial Computer Master Thread
This topic occasionally comes up but is fairly hard to search on the form. So how many people are using a dedicated financial computer as their only means of online access to their accounts? Any tips...
View ArticlePersonal Consumer Issues • When brand names matter and when they don't
If it matters to you and you can tell the difference, then it matters.I used to think I could tell the difference between Coke and Pepsi. One day the family was in the McDonald's drive-through, and we...
View ArticlePersonal Consumer Issues • What Toys Have You Bought That Have Been Worth it?
Coffee roaster. I have been home roasting and have great coffee every day!!!KlangFoolWhat are you using to roast? I've been considering getting into it.It was fresh roast SR800. I just upgraded to...
View ArticlePersonal Finance (Not Investing) • Abode, or Domicile, or Statutory...
If they file a tax return as a full-year SC resident and GA nonresident, they cannot credibly claim that the GA home was their principal residence during any part of that year. Spending 3 months...
View ArticlePersonal Investments • Dividend warning when buying
Vanguard gave me a warning yesterday that I was about to buy VTSAX before a dividendMarch 21st was the record date for VTSAX. Were you about to buy after market close? Maybe that's their way of going...
View ArticleInvesting - Theory, News & General • Great news! No more [fixed real...
Most agents are not even college graduates. Strange non-sequiturs like this undercut any argument you think you are trying to make... what does being a college graduate have to do with being good at...
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Personal Finance (Not Investing) • Tales from this insane real estate market...
I hear you. We’ve been in the RE market for about two weeks now. Very low inventory, decent places go into “pending” in about two weeks. The less than desirable places sit longer, but still go into...
View ArticlePersonal Consumer Issues • Happy and sad: daughter got her license back
Congratulations to both you and your daughter! Wishing you both continued success.PistachioStatistics: Posted by Pistachioicecream — Sat Mar 23, 2024 1:03 pm — Replies 4 — Views 208
View ArticlePersonal Investments • Pulled out of Target Fund 2045 to rebalance, more...
10% drop in Total Bond is no big deal. If Total Bond drops 50%, we’ll be in uncharted territory.The point is that if you are seeking safety for a portion of your assets, Total Bond is the wrong place...
View ArticlePersonal Finance (Not Investing) • At what age to tell child about family's...
We have told our kids for many many years that we have enough to pay all our expenses and likely will be able to share some money with them, which we have also done. We have set up our estate plan and...
View ArticleInvesting - Theory, News & General • Vanguard Cash Plus Account
ACH pull takes about a week to settle.A push from Ally when I need to move money in that direction (which is rarely anymore) is delivered next day and available the day after.Can’t make a contribution...
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