Quantcast
Channel: Bogleheads.org
Viewing all articles
Browse latest Browse all 6081

Personal Investments • Pulled out of Target Fund 2045 to rebalance, more aggressive

$
0
0
10% drop in Total Bond is no big deal. If Total Bond drops 50%, we’ll be in uncharted territory.
The point is that if you are seeking safety for a portion of your assets, Total Bond is the wrong place to be. Highlighting the risk of a stock market drop but not highlighting the risk of the bond market is being biased; it is implicitly endorsing bond funds as "safe". Bond funds are NOT safe.
There are options. Short term bond fund for spending in 5 years. Ultra short bond fund for spending in 2 years. MM for spending this year.
Generally, but not always, more safety equals lower returns.

Statistics: Posted by rkhusky — Sat Mar 23, 2024 1:03 pm — Replies 53 — Views 2367



Viewing all articles
Browse latest Browse all 6081

Trending Articles



<script src="https://jsc.adskeeper.com/r/s/rssing.com.1596347.js" async> </script>