Investing - Theory, News & General • How to get coworkers excited about...
Conversations with co-worker about finance usually end up turning into stock tip conversation where the other person hopes to get rich quick by buying Nvidia or equivalent. Most will not want to...
View ArticlePersonal Investments • Retirement on the horizon (starting in about 3 years)
Great work on building your nest egg!One of the things that people don't consider is the rising cost of health care and protecting against the risk of needing long term care.You never want to be...
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Personal Finance (Not Investing) • Fidelity Now Allows Authenticator Apps
Need Schwab to get into the 21st century now. Symantec VIP is just traditional TOTP under the cover and you can use it with any authenticator app:...
View ArticlePersonal Finance (Not Investing) • Living trust income problem
The income limit for her housing is $38k. She is currently around $30k between an RMD + SS. So yes, this will definitely push her past the income limit. If this causes her to lose her apartment it...
View ArticlePersonal Consumer Issues • Solar powered generator info
He read though the responses this morning (I haven't had a chance to go through them all but he emailed me this additional info)[Here's add'l info.We have a brand new 22kW Generac whole house, natural...
View ArticlePersonal Consumer Issues • What is the best portable tire inflator for cars?
I've purchased several rechargeable inflators from Amazon over the last two years. They all work, but here are the features I would look for:1. Longer hose - look for 12" or longer2. All are...
View ArticlePersonal Consumer Issues • Tesla robots for homes - are we there?
Of course, "in 2019, Musk claimed that the Cybertruck would be available in late 2021, starting at $39,900" (Source). No matter what it is, Musk always says it will be in volume production in two...
View ArticlePersonal Consumer Issues • I'm buying a house with cash, can I get a mortgage...
For me I'm looking to move with speed and have a more appealing offer. That's why a cash bid. However I don't want to do that (and realistically can't) with the amount of asset liquidation that would...
View ArticlePersonal Investments • Vanguard 529 Expense ratio question
Thank you guys for all the information, glad it is not vanguard , it is bureaucracy cost.Statistics: Posted by pch324 — Mon Oct 14, 2024 12:44 am — Replies 7 — Views 360
View ArticlePersonal Finance (Not Investing) • Do I get to re-retire if my portfolio goes...
Your safety margin probably isn't as great as you think. It's probably OK for a US investor, with US investments. I don't think there is enough data to support the adequacy of foreign investments.50...
View ArticlePersonal Consumer Issues • Engineer camp for teens?
Michigan Technological University has a well developed summer youth program. Job placement for engineers is excellent!https://www.mtu.edu/syp/Your son is blessed to have parents that care about his...
View ArticleInvesting - Theory, News & General • Vanguard to Exit Individual 401(k),...
Thanks @newbiefinance101 for showing us the way out! Can I ask to you and others - Do we first have to establish a solo 401K account at Fidelity before we complete the Ascensus form so they know what...
View ArticlePersonal Investments • Cashing out I-bonds: Treasury Direct and speed of...
I did a sell last January (followed by a buy at the end of the month to take advantage of the higher fixed rate). It was two days then, from TD to my high yield savings account.Statistics: Posted by...
View ArticlePersonal Investments • I messed up huge….
As long as you put it back within 60 days, it's as if it never happened. You can make one indirect rollover once every 12 months. Just don't do mess up again until this time next year ^_^Keep us...
View ArticlePersonal Finance (Not Investing) • IRA inheritance question
Best case scenario, she has designated someone as her Power of Attorney and that person can change the beneficiary on the inherited IRA.There was another thread detailing the issues that arise from...
View ArticlePersonal Finance (Not Investing) • Splitting IRAs for estate planning
i am a fan of splitting a single ira with several beneficiaries into as many separate iras as required to ensure that your intentions are satisfied.Statistics: Posted by brooklynboy — Tue Oct 15, 2024...
View ArticlePersonal Investments • VTIP vs rolling 5 year individual TIPS ladder
TIPS don't take inflation risk, as measured by CPI-U. In other words, they hedge themselves against inflation. That is not the usual definition of a hedge, which generally hedges a risk in a different...
View ArticlePersonal Finance (Not Investing) • Inherited Roth from deceased spouse question
i am sorry for your loss. i have been in this position.please keep in mind that 2024 will be the final year in which you can file MFJ. you will be taxed more highly as a single tax payer in 2025 and...
View ArticleInvesting - Theory, News & General • Exchange appreciated shares for...
Yeah, it's also a reasonable offramp for direct indexing. It seems like a new version of a swap or exchange fund, though the ETF vehicle has some advantages. It seems to be happening more frequently,...
View ArticlePersonal Investments • Roth Conversions. Any benefits in my case?
run quickly to a really capable tax and estate attorney and follow her advice.but think seriously about what your goals are before you meet, since her advice will be tailored to your needsStatistics:...
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