Personal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
Oh wow, how much money did you have in your checking account? A lot of us have been wondering if there's some unofficial minimum they're looking for in terms of inactivity.Well, if you leave your...
View ArticlePersonal Finance (Not Investing) • Quarterly Estimated Taxes for Taxable...
is there an easier way?If it won't cause you to overpay egregiously, and you can't use withholding, the simplest and thus perhaps best way is to use the "percent of prior year's tax" Safe harbor: pay...
View ArticleInvesting - Theory, News & General • HSA Bank eliminating investment options
I kinda like the new investment option. Might be a minority here but I want a mix of active/passive funds for my investments. Two major target date funds I invest in are from American Funds and T Rowe...
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Personal Consumer Issues • How to discourage fraud by service techs
(sigh) it's disheartening... my own story is a local independent mechanic that is well known in the area with 2 maybe 3 shops, gets good reviews, referrals, etc. Took my Subaru Outback in there for...
View ArticlePersonal Finance (Not Investing) • Payoff loan vs refinance, is my logic right?
Hi, I'm kinda at a cross-roads on what to do here and I wanted to run my "speadsheet numbers" by Bogglehead to make sure I'm thinking about the raw numbers right. Again, this is a pure raw numbers...
View ArticlePersonal Investments • Can we spend (donate) more
Ages: DW 77, me 73Combined IRA's invested with Vanguard (four fund portfolio) 1.37M ($220,00 in Roth's) Annual SS Income: $50,000 after taxesExpenses: Living (health insurance, food, utilities, taxes...
View ArticlePersonal Consumer Issues • What's the deal with Zojirushi hot water boilers?
Don’t really like the Zojirushi brand. Too much reliance on fancy microprocessing and useless options. More simple and more reliable units are made in China in larger numbers.Statistics: Posted by bh1...
View ArticlePersonal Investments • What kind of situation would TIPS be appealing in?
Ok, but let's say you want to retire at age 60 and start collecting social security at 70.At age 50 you but some 10 year TIPs that will mature at age 60 for you to spend. You don't have inflation...
View ArticlePersonal Investments • Retirement Planning: DIY or Professional Services
For perspective from my view, you're in fantastic shape, with a pension like yours. You've done great in work, saving and investing. It's hard to imagine you'll feel good about spending a yearly 1 %...
View ArticlePersonal Consumer Issues • Yosemite with four kids in mid-November
If you're in a crowd in Yosemite, walk further. My last trip there we only saw 4 other people other than the first and last hour of our trip.Statistics: Posted by White Coat Investor — Sun Oct 13,...
View ArticleInvesting - Theory, News & General • The Final, Definitive Thread on...
I decided to go for the 2% RH bonus (am aware of the risks and challenges). I enabled margin on one of my Fidelity accounts that I want to transfer. I never used margin or taken a margin loan. After...
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Forum Issues and Administration • Changes to help cut down excessive quotations
unaware? that they should be hitting the POST A REPLY buttonIndeed, if I'm using my desktop iMac (as I am now) or my MacBook, the "Post Reply" button at the bottom of the thread gives me the easiest...
View ArticlePersonal Investments • Windfall, retired, total newby
I'm not quite sure where to begin.There is a getting started wiki if you have not seen it.https://www.bogleheads.org/wiki/Getting_startedThere is a also a wiki on managing a...
View ArticlePersonal Investments • When should I convert to Roth, if at all?
Thanks, Exchme. This advice was really helpful. My initial look at this used pralana's "simple portfolio model," which did not get into asset allocations but allowed me to specify the expected rate of...
View ArticlePersonal Finance (Not Investing) • Deductible Mortgage Interest Questions w/...
Bumping an old post - what how much interest deduction did you end up claiming?Statistics: Posted by ankzap — Sun Oct 13, 2024 12:42 am — Replies 1 — Views 331
View ArticlePersonal Finance (Not Investing) • Hit by car . Insurance advise
From my understanding, since you're in a no-fault state, each person must file a claim with their own insurance company REGARDLESS of who is at-fault, hence the name no-fault.BUT there are a few...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
Arguments for owning international:1) The idea that US stocks outperform international stocks is merely a recent trend. Historically, there are long periods of international outperformance as shown...
View ArticlePersonal Consumer Issues • Creative way to get neighbor’s cars and junk off...
As an aside, everytime a post comes up about "moving to another state, should we sell old house or rent it out" this thread should be referenced.Statistics: Posted by 5outof10 — Sun Oct 13, 2024 12:51...
View ArticlePersonal Finance (Not Investing) • How Long Does An Estate Take To Settle?
Thank you everyone. Talked to a few people today. The executor is working with my uncle's lawyer and doing everything through the lawyer. I'm assuming the lawyer will send out copies of the...
View ArticlePersonal Finance (Not Investing) • Gifting stock to spouse for monthly...
So you folks are saying my wife receiving the stock gift is the equivalent of me receiving it since we are filing jointly. So there is no point gifting from me to her.Statistics: Posted by frugalor —...
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