Personal Finance (Not Investing) • Citi Costco membership downgrade refund -...
My worry was they asked me CVV/expiry details (which I felt wasn't required for refund) and could always sell this info to other parties outside.I'm possibly paranoid at this pointIf you see...
View ArticlePersonal Finance (Not Investing) • Would you open a second account for 3%...
I bank with NBKC now and love them. They have an everything account that offers 1.75% APY + ATM refunds. Their customer service is fantastic. I've updated all my direct deposits and auto pay to the...
View ArticlePersonal Finance (Not Investing) • RMD planning question
Not sure where to post this. My wife and I retired 5+ yrs ago and we're financially comfortable, receiving 2 pensions and SS. We both have 457's and I recently realized we have RMD's on the horizon...
View ArticlePersonal Investments • Quantifiable criteria to “Need, Ability, and Willingness”
I can’t figure out what my asset allocation (AA) should be.Is there a set of quantifiable metrics that one can use for evaluating need, ability, and willingness?No.Unless you can quanitify your...
View ArticlePersonal Finance (Not Investing) • SSA now requi-Login.gov or ID.me acct...
The main thing I dislike about the Government or anyone else constantly developing these new login schemes is that they invariably forget to make their new systems compatible with all browsers. I...
View ArticlePersonal Finance (Not Investing) • Brother Wrecked a Rental Car But Had Their...
Why couldn't hertz file directly with the insurance company just like you can file directly with at fault party's insurance in an accident?Statistics: Posted by barnaclebob — Fri Aug 09, 2024 3:08 pm...
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Investing - Theory, News & General • "Global Selloff Intensifies as...
Unfortunately I can not see if the roller coaster will next take a 50% drop, or fly another 100% up in to stratosphere, or maybe will do nothing at all and bore us for many months/years Statistics:...
View ArticleInvesting - Theory, News & General • Why is Larry Swedroe wrong about...
He could be correct.Statistics: Posted by Bama12 — Fri Aug 09, 2024 3:09 pm — Replies 18 — Views 2517
View ArticleInvesting - Theory, News & General • The unloved 20-year Treasury bond...
I couldn't find whether Treasury bonds are compounded. Thanks for helping me, Geologist. I guess my son's best option is to continue buying I-Bonds. I think they are compounded semi annually and taxed...
View ArticlePersonal Finance (Not Investing) • Can anyone explain what this guy was...
I'm jealous. I've never gotten one of these offers and wish I would - I love steak and have free time. I wonder if I'm just too young - even with a high networth I haven't attracted...
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Personal Investments • Bombed in Supermicro
I lost money (thankfully not much as I always bought 4-5 stocks, never betting on one, ever) TWICE on Cisco!Being a Network Engineer, I was mistaken in my feelings about Cisco. Broken Man 1999Did you...
View ArticlePersonal Finance (Not Investing) • Trust vs Will
For civil matters, don’t go to lawyer ignorant. You don’t know if that attorney is good or not. You are likely to get “sold” more than you need.Totally agree, 1000%.The OP did say he has an...
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Personal Consumer Issues • Learning Violin as an adult? Jesu recording
I know this piece gets overused at weddings but I selected it anyway when my wife and I got married back in our 20s, Jesu, Joy of Man’s Desiring.https://drive.google.com/file/d/1BP04p- ... p=drivesdkI...
View ArticlePersonal Investments • Need to Rebalance Very Soon
Wow... I am 48 and I'm @ 60/40 and even that sometimes feels uncomfortable.How are you going to feel if another 2008 happens?Perhaps you'll be fine 'cause you know it'll come back. But few people can...
View ArticleInvesting - Theory, News & General • Purchasing MYGAs (multi year...
I am very curious how long Gainbridge will keep their 6.15% and Canvas keep their 6.55%Same here. I started an application yesterday, but can't fund it until a check clears my bank on...
View ArticlePersonal Investments • Portfolio review and question
@ruralavalon Thank you for the detailed insights.Statistics: Posted by wildbill68 — Fri Aug 09, 2024 3:18 pm — Replies 7 — Views 416
View ArticlePersonal Finance (Not Investing) • Would you buy this business?
Are the clients contractually obligated to stay?Do the clients know that you and your wife are doing most of the work, or are their contacts the current owners?If the clients know you and your wife...
View ArticlePersonal Consumer Issues • Snake in the basement
Where there is one, there are likely more.Don't seal things up until it has left.Statistics: Posted by Jeepergeo — Fri Aug 09, 2024 3:20 pm — Replies 21 — Views 853
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Investing - Theory, News & General • Now that long TIPS yields have...
Question for the finance nerds:Does it make sense to sell Oct. 2024 TIPS now to buy 2040 TIPS with the proceeds (they are yielding slightly over 2% now), rather than waiting until maturity, since it...
View ArticlePersonal Finance (Not Investing) • Medicare, IRMAA and the like
If your Medicare Advantage Plan includes prescription coverage, you pay Parts B and D IRMAA.From the Medicare website:“If you have a higher income, you might pay more for your Medicare drug coverage....
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