Personal Finance (Not Investing) • Medicare with employer coverage
My wife became totally disabled when I was still working. She told me to make my health insurance primary and Medicare secondary (she signed up for Medicare after the 2 year waiting period while she...
View ArticlePersonal Consumer Issues • What are you listening to now
I have a confession: I have never heard Godzilla! I had to wiki Blue Oyster Cult to see what songs they had : the Reaper and I’m Burnin. I never bought any of their albums. I don’t know why. Funny!...
View ArticlePersonal Investments • Portfolio Review - A Retiree
Thank you for sharing your story. And good luck!Statistics: Posted by trueballer — Wed Aug 07, 2024 2:39 pm — Replies 7 — Views 425
View ArticlePersonal Consumer Issues • Above garage house extension
A very specific comment:I know several people who had rooms above their garage. By far the most common complaint was that the room was too hot in summer and too cold in winter. Inadequate insulation...
View ArticlePersonal Investments • Unclaimed Funds on a Custodial Account
I feel like I'm stating the obvious but you are entitled to keep the money, and your aunt is entitled to write you out of her will. Personally, I would graciously comply with your aunt's request,...
View ArticlePersonal Investments • Add more bonds? [portfolio review]
Will I keep calm when there is a real bear market? I'm considering allocating 5% or even 10% to treasury now. Is this a good idea?Do you have an emergency fund? Reframe it by including the dollars in...
View ArticlePersonal Investments • Opinions on 90/10 Portfolio by Warren Buffett
deletedI don't think it's particularly confusing. While I don't necessarily agree with the advice, the advice is very clear. 90% in the Vanguard S&P 500 fund and 10% in short term treasuries (not...
View ArticlePersonal Finance (Not Investing) • Transfer/give kids their Vanguard accounts...
Thank you for the responses - really appreciate the information. Sounds fairly straightforward if we can open new accounts once they are 18 and I can transfer shares. And thank you for the tidbit on...
View ArticlePersonal Investments • Why numerous years of cash cushion?
I have read multiple posts of people having numerous years of cash for a severe market downturn, so you don't sell equities. I get it.Why cash? Why don't you sell some of your bond funds in a down...
View ArticlePersonal Finance (Not Investing) • Chase $900 Checking + Savings Bonus
Last time I used the similar offer was in 9/22/22 (account closed on 4/11/23). So when can I do it again?September 22, 2024, according to my offer, anyway.Thanks.Statistics: Posted by samulta52 — Wed...
View ArticlePersonal Consumer Issues • Mens denim recommendations (2024)
Left Field or Naked & Famous have pretty good quality.Statistics: Posted by sweetmorty — Thu Aug 08, 2024 2:51 pm — Replies 56 — Views 3486
View ArticlePersonal Finance (Not Investing) • Inherit an old whole life policy or remain...
I'd keep it. 250 a year for 10 years gets you 2500 in principal. Even at the questionable rate of 8% growth it would take 28 years to break even with the 25k. For as cheap as it is it would be better...
View ArticleInvesting - Theory, News & General • The Day The Factors Died
Factors can't actually die because a subset of the mean will always behave differently than the mean when it was selected for different behavior. Their existence doesn't necessarily mean they will...
View ArticlePersonal Investments • Did I panic sell?
No harm no foul imo.Kind of yes, but one does want to develop good habits. What would have happened if he had been lucky and came out ahead? He would have learned the wrong lesson. That panic selling...
View ArticleInvesting - Theory, News & General • AlphaArchitect launches BOXX: 1-3...
You could also buy your own box spread, but you’d probably want to keep it until the options expire. Your gains would be 60/40 long/short capital gains.Are there brokerages that allow you to do a box...
View ArticlePersonal Investments • How to factor pension/SS into your retirement spending...
We counted our income streams as dbr suggested for planning purposes.Statistics: Posted by Wiggums — Thu Aug 08, 2024 2:54 pm — Replies 17 — Views 1284
View ArticlePersonal Finance (Not Investing) • The practicalities of wire transfers--is...
Given the frequency of real estate transactions for the average person, it is unclear to me why someone would not just hand carry a money order to a title company or pick up a paper check in person...
View ArticleClik here to view.
Personal Finance (Not Investing) • pretend banks™
That's all fine...but Fidelity and Chase are not the same in more ways than one is a "real" bank. Fidelity has no monthly fees or minimums and Chase does. Fidelity pays almost 5% on a cash balance....
View ArticleInvesting - Theory, News & General • Sources for historical ETF holdings?
You likely want the annual 10-K reports filed with the SEC.They are available through the SEC's EDGAR system: https://www.sec.gov/search-filingsStatistics: Posted by 123 — Thu Aug 08, 2024 3:03 pm —...
View ArticlePersonal Consumer Issues • Prague or Vienna visit in early November
Toss up. I might suggest Budapest or even Bratislavaif time is short.Statistics: Posted by Striker — Thu Aug 08, 2024 3:03 pm — Replies 4 — Views 108
View Article