Personal Investments • Portfolio Review, Messy Now
1. Probably want to close my dads Inherited Merrill Account (they want me in high expense ratio 3rd party funds) and move it to my Vanguard Account. His stocks Cost Basis was stepped-up at April 15,...
View ArticlePersonal Consumer Issues • New A/C system- Buy R410A unit now or wait?
Back to the original post...I need a new A/C system although my current one might make it through the rest of summer. I have a 14 year old unit with a slowly leaking evaporator coil so probably not...
View ArticlePersonal Investments • managing fixed income part of portfolio
Hello all,I need your wisdom on how to manage the fixed income part of our portfolio. Currently 55 years old with asset allocation of 57/43, which I am happy to let drift up to 60/40 but not much...
View ArticlePersonal Consumer Issues • Exercise programs for longevity
I tend to be contrarian, so when I see posts like these I want to say, "prepare for unexpected early death". The death part shouldn't be unexpected, but the timing is variable. Whether this is...
View ArticlePersonal Investments • Berkshire Hathoway (BRK.B) stock
I would consider VIGAX instead. More diversity, but some dividends, although not that much.VIGAX is invested 60% in IT. BH is much less in the Tech sector, which is why BH appeals to me.Statistics:...
View ArticlePersonal Investments • Re-Balancing when using Bonds (vs Bond Funds)
I keep about 90% of my bond money in individual issues, the other 10% in a mutual fund. I usually can rebalance using the mutual fund.Last few years all I've been doing is adding to the bond...
View ArticlePersonal Investments • Can I sell a bond to myself?
Is the bond simply thinly-traded, or is it so obscure that there could be a fee to collect the eventual redemption?It is thinly traded. If I want to sell it, Fidelity puts it out for bids and then...
View ArticlePersonal Finance (Not Investing) • Doing taxes ahead of time
I do the same.Since I take the standard deduction, for the new year I add a fake charitable deduction so the program uses an itemized deduction = the new year's standard deduction.Statistics: Posted...
View ArticlePersonal Consumer Issues • How did you learn to play music? What resources...
1How did you learn to play music?combination of lessons, workshops, playing with better musicians than myself, putting myself out at jam sessions, and mostly hard work. I started in my mid-50s.2What...
View ArticleInvesting - Theory, News & General • Buying treasuries on fidelity
are zero coupon treasuries the preferred type to buy?I see there's the other type of Treasury, which I guess is non zero? How does the payout work for those ...does it pay interest every month?The non...
View ArticlePersonal Consumer Issues • Upgrade to Windows 11 ?
I just this past week finished upgrading all my household computers to Win 11 (on hardware that isn't supported!).Tell me more (My desktop is an Intel Gen 6 without TPM).Sure. Use the how-to on this...
View ArticlePersonal Consumer Issues • Where to Get Free-Range, Organic Chicken Breasts
A local farmer is where I go but isn’t a lot of help to you. You may ask around though. We buy whole chickens once a year from them in the fall. They come plucked and gutted but we have to process the...
View ArticlePersonal Finance (Not Investing) • Estimated Tax Payments - How does Turbo...
Previous year is relevant if one wishes to simplify the process and pay the safe harbor amounts.My yearly income has a changed a lot from year to year.that does make it harder; although, in the past i...
View ArticleInvesting - Theory, News & General • The Day The Factors Died
Seems like if you can get the factors to work, you can realize a small gain for a large amount of work?I own an index fund. It is no work for meBut you have to pick the right factor index fund, and...
View ArticlePersonal Consumer Issues • Where to Get Paisture-Raised, Organic Eggs
OP, you mentioned living in a city. I would think any medium sized city in the USA has farmers markets. The one I went to this morning had two different vendors selling their own eggs. The farmers...
View ArticlePersonal Investments • 401K 403b Portfolio Questions / Financial Advisor...
suemarkp, your post above was excellent. I liked your advice and thought it was very sound.Statistics: Posted by nedsaid — Sun Aug 11, 2024 3:38 pm — Replies 17 — Views 599
View ArticlePersonal Consumer Issues • College Costs
Curious if the BH's approach college as a non-emotional investment weighing factors for likely returns? I see Asian families (Even 2nd and 3rd generation American/Asian) mostly with this type of...
View ArticlePersonal Investments • Moving 529 from one state to another
I was wondering the same thing. I don’t have an answer for you, sorry, but I empathize about the weak capital preservation options in 529s. Mine is yielding 2.67% for my HS junior which makes me feel...
View ArticlePersonal Investments • Instrument that works like treasuries
Thank you very much, sycamore!... an ETF if you hold it to maturity?An ETF can have a maturity date?If I understand it correctly, this one does. When it matures, you get a payout.Statistics: Posted by...
View ArticlePersonal Finance (Not Investing) • eBill/BillPay vs new captive payment portals
Another reason to avoid living with an HOA.I have found the opposite. Recently my water utility started getting ACH/EFT via my bank’s bill payment service. Frankly I dont care either way, I avoid...
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