Personal Investments • Take RMD's at beginning or end of year?
I wait until I have completed all my QCDs before taking the balance of the RMD.Statistics: Posted by sport — Wed Jul 24, 2024 11:04 am — Replies 18 — Views 2008
View ArticlePersonal Finance (Not Investing) • How/when to communicate with kids that...
You do have to consider that minimum grade requirements can incentivize a less competitive school choice (whether less expensive or not) and less competitive classes/major.Excellent point. I thought...
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Personal Investments • Inflation, Fed rate, and Bond ETF Dividend / SEC Yields
Here's where I get real fuzzy. ... Since Inflation is currently at 3.00%, and FOMC dot plot suggests a 2.25% drop over the next 2 years to 3.1%, is it possible to roughly extrapolate the total returns...
View ArticlePersonal Consumer Issues • Business/Leisure Trip to Germany in November...
I’ll be there in October for a few days, have plans to day trip to Salzburg, rent a BMW and drive up to Garmisch to see a beautiful mountain town, tour the BMW museum and then do some historical...
View ArticlePersonal Investments • Later retirement years
Sorry I don't have advice, and I'm in the same boat. I'll be interested in following your thread to see if we learn something.Statistics: Posted by RationalWalk — Wed Jul 24, 2024 11:06 am — Replies 1...
View ArticleInvesting - Theory, News & General • Is “Age In Bonds” back in style?
Age in bonds never made much sense. Why does a 30 year old need 30% bonds? Does a 60 year old with an 80% stock portfolio of $10M that throws off $180k in income every year need to move 20% to...
View ArticlePersonal Investments • Financial planning for terminal ill spouse
Take the time and spend the money this year. Then think about the next year.+1This is the way.Agree. Focus on things that are most peaceful and enjoyable, and avoid those things that may require lots...
View ArticlePersonal Finance (Not Investing) • Move Money From Fidelity to Bank Account...
Now you can get a debit card from Fidelity and take cash from it directly at the atm.You might realize this, but you’re responding to a 5 year old thread.Statistics: Posted by TomatoTomahto — Wed Jul...
View ArticlePersonal Finance (Not Investing) • Bill paying service and tax preparation...
Does anyone have a similar issue and/or experience with the selection of a trusted bill paying service or maybe a trust service at a bank that can facilitate the payment of ongoing bills?There are...
View ArticlePersonal Consumer Issues • Antivirus and VPN Suggestions?
I'm finding VPN to be an add-on feature for some products these days. For example, Norton antivirus has their own VPN built in, though no doubt based on particular service level (I think they have...
View ArticlePersonal Investments • Where to park cash prior to stock market?
Stepping gingerly over your request to ignore your desire to time the market, I guess it comes down to your criteria of how quickly you want to move once you have made your decision. If you are...
View ArticlePersonal Consumer Issues • What Movie Have You Recently Watched?
Strange Brew: Dated with scattered funny bits but I've watched worse.Grand Theft Parsons: People will probably either love or hate this movie.The Transporter: A surprisingly good action...
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Personal Finance (Not Investing) • Can I afford this house?
We are looking at purchasing a new house for approximately $750K. We plan to put down $350K and take a loan for $400K, with a monthly mortgage payment of around $2500 at a 6.6% interest rate.We are...
View ArticlePersonal Finance (Not Investing) • balance spending and saving before RE but...
I'm retired now. When we were in saving mode, we had defined a savings and investment plan. That always got funded first. Anything left over was fair game to spend on anything we wanted. There wasn't...
View ArticleInvesting - Theory, News & General • Psychological impact of dividend...
As someone Who has been Visiting bogleheads for a while now, I fully understand the concept of total returns, and how dividends are not ideal in terms of taxation as well as they are not free. Isn’t...
View ArticlePersonal Consumer Issues • Recommended Bluetooth Mouse (for Mac)
I am using the Logitech Logi m340 on my mac. it works. $15.Statistics: Posted by Atlantic_ave — Thu Jul 25, 2024 11:23 am — Replies 8 — Views 198
View ArticlePersonal Investments • Help us select a pension option
Is it a COLA-d pension? Each (starting dollar) of a COLA pension is worth significantly more than a non-COLA pension.Statistics: Posted by psteinx — Thu Jul 25, 2024 11:24 am — Replies 6 — Views 690
View ArticlePersonal Consumer Issues • BMW dealer maintenance/service issue
Here's a list of shops who specialize in BMWs.https://www.bimmershops.comStatistics: Posted by Swansea — Thu Jul 25, 2024 11:24 am — Replies 27 — Views 1528
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Non-US Investing • US credit card, XE, or IBKR for expat expenses on USD income?
May be worth for me to change from Ria to IBKR international wire transfer and see if I get better rates. Other than Wise I didn't find any better service that supports business to business money...
View ArticlePersonal Investments • HSA for domestic partners
I'd like to confirm 2 things:1) Both me and my significant other can contribute the family maximum ($8300 for 2024) to our individual health savings accounts2) My contribution will reduce my taxable...
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