Personal Finance (Not Investing) • Inheritance question
Thanks DelamerI was just asking if it came down to Aunts and Uncles for inheritance, if lets say a blood relative Uncle passed away would the non blood relative Aunt inherit anything?Intestacy usually...
View ArticleInvesting - Theory, News & General • Buffered ETF's
Here's the "Weekly Rate Sheet" for Calamos Protection (100% buffer) ETFs that I received in this morning's email.https://postimg.cc/sBS1bjXLStatistics: Posted by GaryA505 — Mon Jul 22, 2024 10:29 am —...
View ArticlePersonal Finance (Not Investing) • SSA now requi-Login.gov or ID.me acct...
if you have a LogIn.gov account that you are using for EFTPS and have been logging in to My Social Security with a user name and password, do you click the LogIn.org tab when you log into My Social...
View ArticlePersonal Consumer Issues • What’s going on with Uber prices ?
… for a less than reliable transport service for which I have little recourse when a bad experience occurs. (Car smells, driver cancels on me, etc)Uh, what’s your “recourse” if you have those...
View ArticlePersonal Finance (Not Investing) • Advice for choosing second career
This is a good website:https://www.onetonline.org/The BH mindset, to the extent that it's reasonable for any one poster (me) to have the temerity to encapsulate it, is "staying the course"....
View ArticleInvesting - Theory, News & General • Fidelity Auto Roll TBills
I recently enabled margin on my T-bill only Fidelity account to try it out. I have 4 and 8 week T-bills set to auto-roll that mature on Tuesdays. I want to add 13 week, auto-rolling T-bills that...
View ArticleNon-US Investing • Seeking advice for portfolio: Armenia/Serbia residence
4% withdrawal rate is a bit aggressive for 32 years old, especially with 60% equity.60% equity might not be enough to sustain the portfolio against inflation for the next 60Y. Most perpetual...
View ArticlePersonal Investments • Aggressive Roth options for 16-year old
100% stocks. Maybe half in S&P 500. I'd also consider MGK if I was 16, with a 60+ year time horizon the volatility is not of any importance.Why would a 16-year-old be better than someone older off...
View ArticlePersonal Investments • HSA Bank eliminating investment options
This makes me even happier that I sweep excess cash from HSABank to Fidelity. Fidelity doesn't keep changing things around on me, doesn't nickel and dime me, offers good value, has excellent customer...
View ArticlePersonal Consumer Issues • When to buy Extended Warranty on a New Car....
Background: Recently purchased a new BMW X3 M40i which comes with a factory 4 year warranty. Historically, we keep our cars for 10 years.I am looking at buying an extended warranty from only 3...
View ArticleInvesting - Theory, News & General • Vanguard to Exit Individual 401(k),...
My experience with this transfer is so far positive. It mirrors what was explained by couple of other posters above on what it looks like after the transition on both EmployER side and EmployEE side....
View ArticlePersonal Finance (Not Investing) • Taking massive distributions in retirement...
Hi, all. In a few old posts I've found mention of the idea of focusing one's discretionary income in one's retirement year, but not much elaboration on why it can be advantageous, so I'm exploring the...
View ArticlePersonal Investments • What's a good initial retirement investment strategy...
It’s probably shocking to a lot of us, but $52K isn’t what it used to be. Specially considering you can make almost $40K working at a gas station. ($19.75/hour). I really feel for the new grads. I...
View ArticlePersonal Consumer Issues • Best authentication app for Mac?
Login.gov supports Yubikeys. I would not consider using anything else.Statistics: Posted by lostcoast2023 — Tue Jul 23, 2024 10:49 am — Replies 3 — Views 251
View ArticlePersonal Consumer Issues • Family Cruise/All Inclusive with Teenagers
Gotta go to cruisecritic.com. OP will be looking for bigger mass-market ships with lots of entertainment things for teenagers. My guess is that the price range is doable, although OP should build in...
View ArticlePersonal Investments • Is it worth keeping a TIAA retirement account?
I have most of my fixed income allocation in TIAA Traditional Annuity so I will be keeping those funds at TIAA until it is liquidated.Statistics: Posted by aristotelian — Tue Jul 23, 2024 10:51 am —...
View ArticleNon-US Investing • Schwab international account as expat
3) Use options that settle in ETF shares. Some here have done it.This is probably the least-annoying way. You are limited to ETFs that have options, but there are a lot of these. If you're going a 1-...
View ArticlePersonal Consumer Issues • how much did it cost you to install a level 2...
I spent about $240 to install a NEMA 14-50 outlet that the charger plugs into. All that was just material. The 6 gauge wire was surprisingly (to me) expensive. A good Hubbel 14-50 outlet is also a bit...
View ArticleInvesting - Theory, News & General • You can save too much for retirement
There is a point where discussions and being able to talk about budgeting and finances when it comes to "saving" for retirement, is a luxury.IE:Dad: working 2-3 blue collar jobs, trades and labor....
View ArticlePersonal Consumer Issues • Questions to ask during minisplit quote
If you want a thermostat, you might have to ask for it. Often, mini splits come only with a remote and may or may not operate like you might expect. A friend had one installed and he was surprised...
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