Personal Investments • no bonds in retirement
I notice that 847 has not responded to the questions about portfolio size. Their question ("is this crazy") cannot be answered without more information. If they have a Buffett-size portfolio there is...
View ArticlePersonal Investments • Pralana or CPA or ??? need a plan. Plan Vision didn't...
We tried Plan Vision but our advisor- Sal just answers questions not guide us. Several other questions he said he is not a CPA.I assume your annual plan has not expired yet. Have you booked an...
View ArticlePersonal Finance (Not Investing) • Laid off at 40 and ready to retire
I gave a 3 year notice and retired at 40 in 2009 with $4.6 and it has been awesome. We have been able to travel pretty extensively and put both kids through uni, full pay. Close to $8 right now and I...
View ArticlePersonal Finance (Not Investing) • Emergency fund
You have enough momentum where it doesn't really matter where 30k goes. I would probably keep it in vanguard vusxx or fidelity equivalent. Adjust your asset allocation accordingly if you...
View ArticlePersonal Finance (Not Investing) • Ready, Set, Check with Bogleheads before Go!
Ok, with a little time passed and ready to finally decide to go or no go, what do others see as potential issues? What would you do and why? Just hoping for more insight from this large, highly...
View ArticlePersonal Investments • Large inheritance and Investment Plan Advice
You can certainly invest that amount of money "the boglehead way". Do you live in a high tax state? Do you want / need any income from these funds? Do you want to fully fund college for your kid and...
View ArticlePersonal Consumer Issues • Sewage Spill
I would carefully consider filing a claim with insurance for such a small amount. Homeowners insurance is brutal these days.Statistics: Posted by Dufus — Sat Jul 13, 2024 8:39 am — Replies 6 — Views 618
View ArticlePersonal Consumer Issues • How Often Is Your Credit Card Compromised?
Once, about 15 years ago. I gave the young waitress my credit card to pay our restaurant bill rather than pay at the register (1st and last time I ever did that). About a week or so later I went...
View ArticlePersonal Consumer Issues • electric bike?
Electric bikes - I am thinking of getting one for short local trips. I know zero about them. I want one that is dependable, that I can put a basket on to carry stuff, Any words of wisdom?Statistics:...
View ArticlePersonal Investments • trying to get to 60/40 portfolio so confusing re bond...
We had money in TSP (no longer low cost) took it out and stuffed it into 3 different IRA/CDs which are all maturing or got called. and we had money in Janus Mutual Funds (high Expense) which we moved...
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Personal Consumer Issues • Join a gym? Is it worth it?
Also, I don't think you are going to build muscle, but you might tone up what you have. You can prove me wrong. “Toning” does not exist. There is no such anatomical process You either increase muscle...
View ArticlePersonal Consumer Issues • Costco hikes membership fee for the first time...
The nerve of those greedy corporate thugs inflicting their 1.15% annualized membership price inflation on the downtrodden masses!I swear, if their food court raises the price of poutine even 1 cent...
View ArticlePersonal Investments • Self-directed Roth IRA
My FIL used Nuview. No idea how it compares with other custodians but when my MIL wanted to get the money out they got the job done. https://www.nuviewtrust.com/Statistics: Posted by aristotelian —...
View ArticlePersonal Investments • Rainy day check in - Should I reallocate now or wait...
Yes, I will wait till end of year. I have people in my head talking about moving their money into bonds because of the upcoming election etc.If this bothers you, you can just rebalance before the...
View ArticlePersonal Consumer Issues • EV Tires: Tesla Model Y options?
We bought Tesla’s 18-inch tire and wheel package for our Tesla 3 Long Range because we do reasonably regular midwestern trips throughout the year. The Pirelli Sottozero 3 winter tires Tesla sells are...
View ArticleInvesting - Theory, News & General • Theoretical Alternative to the...
That said, the product the OP is asking about sounds like an odd hybrid of an annuity and a life insurance policy. If no such product exists, you might be able to replicate its characteristics by...
View ArticlePersonal Investments • Plan termination / Backdoor Roth
I would roll the 401k into a traditional IRA and be done with it. If you do a Roth conversion in the future, you pay the tax. So what?He will have to pay the tax this year on the pro-rated conversion...
View ArticlePersonal Finance (Not Investing) • Objective Professional Financial Advice
Read through the wiki first. You need some minimal amount of knowledge to invest to know what to talk to the advisor about and to check if they are scamming you. Post question to the board. It's...
View ArticlePersonal Investments • Tax Efficiency - Funds Placement? Portfolio Review
One caution is that you still need either money set aside for an emergency fund or a plan to access cash in an emergency (money locked up in a 401k is likely not a good fit).You are absolutely...
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Personal Investments • Fidelity and Schwab branch offices
In my experience the primary value of Fidelity and Schwab offices is to in-person deposits of large checks (401k rollovers) or other checks that you may not want to mail. Offices can give immediate...
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