Personal Investments • Calculating total AA
One concern that I'd have is whether the real estate business has any separate funds of its own, so that you're not drawing from your retirement accounts if, say, you need a new roof on one of the...
View ArticlePersonal Consumer Issues • Basic laptop for home use
I'd look at a low-end Lenovo or Dell - maybe see what the Dell Outlet is selling these days.How about something like this?https://www.dell.com/en-us/shop/dell-co ... riantstackWindows 11 HomeIntel...
View ArticlePersonal Consumer Issues • Protecting Brand New Car From Salt-Related Rust
Run the car through a car wash with undercarriage wash.Statistics: Posted by gavinsiu — Thu Jul 11, 2024 8:06 am — Replies 12 — Views 789
View ArticlePersonal Investments • How to invest in an account that must be zero in 10 yrs
I inherited a non-spousal IRA in 2021. My approach has been to plan on withdrawing a bit over the fractional share for the given year (1/10th at the start, then 1/9th, 1/8th, etc. as the remaining...
View ArticlePersonal Finance (Not Investing) • Simple Estate Plan worth $5k-$9k?
Why didn't you have discretionary trusts in your existing Will? Except in the unlikely event that you and your spouse die at the same time, it's a certainty that one of you will become a single...
View ArticlePersonal Finance (Not Investing) • Roth IRA inheritance limit
How likely is a troll first post from someone who just joined BH yesterday? Hmmmm.True, but I rather give people a benefit of the doubt, since it's not impossible to have a 8 figure IRA especially and...
View ArticlePersonal Finance (Not Investing) • moving DW to rehab center, need advice
Agree with the below for immediate term. Ask about the care plan and how you can support it. Ask about the signs that will indicate whether she will be able to return to independent living. Explain...
View ArticlePersonal Finance (Not Investing) • Should I wait for Pralana Online?
I'm a Pralana Gold user and it's time for my midyear update. I can't upgrade to the online version yet, I missed the trial user window. According to the website: "As stated in the Forum, we enabled...
View ArticlePersonal Investments • Bond Fund Ladder?
I am also retired and I use a a short and intermediate term inflation protected bond funds. I use a money market fund for money I want available for the next 1-2 years. I do not use a spreadsheet. I...
View ArticlePersonal Consumer Issues • What Book Are You Currently Reading? Part VI
Currently reading:"Taking London: Winston Churchill and the Fight to Save Civilization" - by Martin Dugardhttps://www.amazon.com/Taking-London-Wi ... 0593473213I've read a bunch of his "killing"...
View ArticlePersonal Consumer Issues • What Movie Have You Recently Watched?
D.O.A. with Edmond O'Brien. I remember my dad telling me about this movie when I was a little kid. Finally watched it. Classic film noir, free on YouTube (copyright has expired). Film info &...
View ArticlePersonal Investments • US T-bill focused MMF ETFs
Since it hasn’t been asked…why not just use the VUSXX money market mutual fund since it does what you are seeking? Why does the ETF form matter at all?I read each post asking the same question as I...
View ArticleInvesting - Theory, News & General • Why did Vanguard choose 40%...
Why would I pick a different decade than the one specifically for which Vanguard has repeatedly projected that international would outperform? That makes no sense.If you're referencing Joel Davis's...
View ArticlePersonal Consumer Issues • New home insulation recommendations
Mineral wool (rock wool is one brand name) is great. Save the spray foam for the tricky bits.I had to redo the insulation in my unfinished basement due to a fairly serious mold problem. I had...
View ArticlePersonal Consumer Issues • AC issues - replace FAN only or condenser unit?
I had a 20+ year old Lennox condenser which would eventually need replacing but that would mean a new coil and that would mean a new furnace. But it still had enough refrigerant do the job. The tech...
View ArticleUS Chapters • Post your Financial Milestone Announcements Here
Logged into personal capital this morning to find we surpassed the $1MM net worth milestone at some point -- currently sitting at $1.1MM. DW and I both shrugged and went about our mornings,...
View ArticlePersonal Investments • Maximize Inherited IRA
I would hold whatever you want in the inherited IRA. No tax consequence for switching funds. Your overall asset allocation should take into account this new inherited IRA.Statistics: Posted by Wiggums...
View ArticleInvesting - Theory, News & General • Variable Percentage Withdrawal (VPW)
Does anyone know how VPW works with Roth conversions? I'm struggling conceptually to understand how they impact filling in the portfolio balance and what your recommended withdrawal should be?I only...
View ArticlePersonal Finance (Not Investing) • Strategies for minimizing lifestyle creep...
I grew up, somewhat in poverty.All of my relatives did as well, and all went from nothing, including grandparents, to the typical case study examples in the book, "Millionaire Next Door" (long before...
View ArticleInvesting - Theory, News & General • How to understand ssa.gov estimated...
Hi,When I login to ssa.gov it saysFor example:Your estimated monthly benefit at Full Retirement Age (67) is $1000.Early(62): 700Delayed(70): 1500I already have 40 work credits needed to receive...
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