Edited original post to include full info for Boglehead’s review.You'll get a better answer if you post your full info using the "Asking Portfolio Questions" template.You are absolutely correct. My only other thought was to sell equities in our taxable accounts in the event of an emergency. I know some approach the EF this way once portfolio increases. We have no debt (no mortgage) and NW of ~$1.4MM (edit: not including home).One caution is that you still need either money set aside for an emergency fund or a plan to access cash in an emergency (money locked up in a 401k is likely not a good fit).
Looking forward, do we end up purchasing treasuries or bonds in our rIRAs and then in taxable once we exceed tax-deferred space?
Statistics: Posted by travsmill — Sun Jul 14, 2024 8:51 am — Replies 13 — Views 1365