Personal Consumer Issues • So what are you cooking
I made ramen last night.Ichiban instant ramen noodles (includes a sauce packet).Add a bunch of fresh baby spinach, some diced spam, and a poached egg.Almost as good as a ramen restaurant, e.g....
View ArticlePersonal Finance (Not Investing) • Submaximal Estate Tax Brackets Moot after...
...I agree it adds confusion that the IRS elected to use the word "exclusion" rather than "exemption" for the 2023 $12.92M amount on form 706 Part 2 line 9a (which applies to all filers), as it is the...
View ArticlePersonal Consumer Issues • Best All-Season tires for F-150
Cooper Discoverer AT3 4s?Statistics: Posted by Devil's Advocate — Thu Jul 04, 2024 5:36 am — Replies 6 — Views 536
View ArticlePersonal Investments • How Do You Lose Money In T-Bills?
If you're holding them in a fund like SGOV, it's certainly possible.I’ve been a holder of SGOV for over 3 years and have never seen a single down day, even when the FFR was being jacked up in 75 basis...
View ArticlePersonal Investments • Portfolio Review for Mom 60
Your mom currently has $1,479k in all accounts including the cash. She wants to keeps $350k in cash and invest the remaining $1,179k using a 70-30 equity/fixed income allocation. I view cash in a MMA...
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Investing - Theory, News & General • Monte Carlo Portfolio Experience?
Does anybody have a portfolio that was designed using a Monte Carlo analysis?If so, could you share details of that portfolio and some of the Monte Carlo settings and assumptions used?I've just...
View ArticlePersonal Consumer Issues • Chrysler Pacifica Platinum AWD V6: Experience,...
We have generally been very happy with our 2018 Pacifica Hybrid. I load bikes and trikes and strollers and all sorts of things the the fold flat their row is great. On the hybrid the middles don't...
View ArticlePersonal Investments • Please help analyzing our portfolio. Retirement is...
Consider running a scenario where the wife’s income stops at the same time the husband retires to see if the portfolio is adequate for retirement. Your retirement scenario is that the wife will work...
View ArticlePersonal Investments • TIAA stopped selling life insurance. Five years ago!
It is kind of ironic that TIAA stopped selling life insurance.I let our term life policies expire when it was clear we no longer needed them.If I was in your shoes, I'd probably do the "easy" thing...
View ArticlePersonal Investments • Investment advice
What advice are you looking for? I don't see a question.--Randy Bo BandyEdit: I am confused by your portfolio size compared to your tax rate. That along with your debts makes me think your spending...
View ArticlePersonal Finance (Not Investing) • Electronic transfers over $10,000 between...
Is there some reason that you’re worried about it? I do it all the time and don’t give it a moment’s thought.Statistics: Posted by TomatoTomahto — Thu Jul 04, 2024 6:21 am — Replies 6 — Views 651
View ArticlePersonal Consumer Issues • Update: Minivan Search continues, same mobility...
I never felt like it was sluggish, however we are more cautious/careful drivers. There are driving modes you can select as well. If you go for a higher trim just be sure that the fancier seats can be...
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Non-US Investing • Investment for one-year-old in Italy
Great, thanks a bunch. Should have more or less the info needed to make a somewhat informed decision now Statistics: Posted by lemoert — Fri Jul 05, 2024 5:54 am — Replies 11 — Views 3479
View ArticlePersonal Finance (Not Investing) • What's Your Exit Strategy (for...
1 as necessary2 if QCD limits interfere with 66 to the QCD limitWay back when, we had no idea that our finances would turn out so well. We were fearful of the “tax torpedo,” so we did some limited...
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Personal Investments • Small cap lagging large cap in portfolio
I am 50% invested in large cap and 50% small cap for my 401(k). The crazy difference in return the last quarter has me nervous and wanting to rebalance my portfolio. I don’t want to rebalance now and...
View ArticleNon-US Investing • Italy: sinking fund for mortgage
Hi misterk,For most government bonds you only pay 12.5 % tax when selling in Italy, while other bonds are at 26 %. More info here: https://leobbligazioni.com/tassazione-obbligazioniIf selling at 26 %...
View ArticlePersonal Investments • Am I making mistakes in my 401k/roth allocations?
I don't know much about bonds or retirement style investing, so I have the following allocations in my portfolios..Age: 36401k - 100% into FXAIXRoth - 80% into VTI, 20% into VXUSShould I be changing...
View ArticlePersonal Finance (Not Investing) • can i just give most of my money to daughter?
sorry -- didn't mean living will. don't know what brain cell that phrase came from. have not looked at tax implications yet. there'd be none for me, i would imagine, but for my daughter, maybe. no, i...
View ArticleNon-US Investing • Unhedged bond fund for European investor?
According to strict investment theory, you should have the risk-free part of your portfolio in your home currency. US citizens have it easy here. Their home currency is the world's safe haven...
View ArticlePersonal Consumer Issues • A squirrel is squatting my attic!
Bogleheads!I heard running noises above me. Back and forth. Very fast. Assuming a wild animal in my attic, inspector bendix eventually saw it running out exactly at the spot where I thought it´d go in...
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