Most people should be in total market funds because they can’t tolerate deviation from some benchmark. I think you fit into that category. Holding the total market only is fine.No, I’m worried about present loss because what I’m considering doing is selling the majority of my small cap and putting it into large cap out of fear that the small won’t ever catch up. I appreciate all the insight so far and you all have made some good points.s/he's worried about a future loss after s/he rebalances. It's called market timing what the OP is trying to do ("I won't rebalance now because I'm afraid the thing I've rebalanced into will go down after that!"...then you know what happens sometimes...you missed your opportunity to buy low because while you were on the sidelines the thing that you thought was going to down went up insteadIf you rebalance you'll be moving gains from large cap to small cap; I don't see how that's accepting a loss?I am 50% invested in large cap and 50% small cap for my 401(k). The crazy difference in return the last quarter has me nervous and wanting to rebalance my portfolio. I don’t want to rebalance now and accept a loss but I’m worried it will get worse. What should I do?)
)Statistics: Posted by BitTooAggressive — Fri Jul 05, 2024 6:11 am — Replies 68 — Views 4294