Personal Finance (Not Investing) • preferred tax preparation software?
We have used TurboTax since around 2011/2012 and this software has met our needs well. Prior to that, we used a tax CPA.Statistics: Posted by Chv396 — Tue Jan 09, 2024 8:21 pm — Replies 34 — Views 2153
View ArticlePersonal Finance (Not Investing) • Easier to pay bills with credit card?
Every recurring bill that accepts a credit card for payment goes on an AlliantCU 2.5% cash back VISA. Unfortunately a number of companies have recently started charging a percentage fee or reduced...
View ArticleUS Chapters • Post your Financial Milestone Announcements Here
Maxed out my 401k for the first time in 2023.Statistics: Posted by learning30 — Tue Jan 09, 2024 8:24 pm — Replies 3524 — Views 513778
View ArticlePersonal Investments • Apple ... stay the course or scale back?
Unless you make over sized bets, these wins aren't big enough. May be you have an extra $100k, but then when you are with a portfolio that runs into 7 figures, no one really misses out having $1.4...
View ArticleInvesting - Theory, News & General • Is the reason why hedge funds /...
First, ignore the word "hedge" in the name. They invest in a wide variety of things, with a wide variety of strategies. Many do not hedge anything. All they have in common is a structure and a payment...
View ArticlePersonal Consumer Issues • Alaska cruise
Not sure if this will work. I just pasted the specific web sites trips.https://www.prestigecruises.com/index.c ... rrer=13865https://www.costcotravel.com/h=1508Not exactly the same but generally...
View ArticlePersonal Investments • Any reason to track Lots in Tax advantaged accounts?
I track them for selective sells of lots into market strength - I call it gain harvesting. [...]Tax gain harvesting in a tax advantaged account? Please elaborate.He said "gain harvesting", not tax...
View ArticlePersonal Finance (Not Investing) • Calculating our "number" with...
Using round numbers, say we want $200k of spending. Her salary is $85k. So for five years we need a $115k from the portfolio. Then her pension is $70k, for seven years we'd need $130k from the...
View ArticlePersonal Investments • Post tax solo 401k contribution
I get a W2 and a work sponsored 401k that I max out. I recently started getting some consulting income to the tune of 20-30k a year. I was wondering if could set up a solo 401k that allows post tax...
View ArticlePersonal Investments • Anyone else investing in "Actively" Managed...
I don't hold any active funds now, but I have used several Vanguard active funds in the past, when they were the best way to get the exposure to the market segments I wanted. I used Windsor rather...
View ArticlePersonal Finance (Not Investing) • My position may be eliminated seeking help...
There are plenty of full time remote software development jobs, no need to move anywhere, just look for a full time remote role. I was laid off in 2022, interviewed a lot, got multiple offers, and...
View ArticlePersonal Consumer Issues • How to fix my roof leak?
My husband found it helpful to use an endoscope camera plugged into his cell phone to view the area around the leak to diagnosis the problem. The snakelike camera was inexpensively purchased online...
View ArticlePersonal Consumer Issues • Is this Apple's normal business practice?
Does Apple treats its products like airline companies treat their tickets now? You get credit for future purchases but no refunds?They do that if you make the purchase through your Apple account,...
View ArticlePersonal Investments • Bought AQN... what did I miss?
For a stock to outperform, it’s got to do better than everyone thinks it will. If it performs like people think, it’s price isn’t going to move much compared to the rest of the market.Statistics:...
View ArticlePersonal Investments • Should I Pay down my 5.59% Commercial Building Loan
I have a commercial building I purchased at 1.5 million | 10 year loan (9 years left) at 5.59% interest (3.52% effective rate). I am one of three tenants in the building which basically pays for the...
View ArticlePersonal Finance (Not Investing) • who pays 401k fees?
When people say they have created an awesome plan at Fidelity like White Coat Investor... does that mean Fidelity doesn't charge administration fees? Fidelity administers the plan for free? What's the...
View ArticleInvesting - Theory, News & General • What goes up most often goes up higher
A good article by Ben Carlson, What Happens After a 20% Up Year in the Stock Market?. Time and time again on this forum, we see people hesitate to invest because the market is up. He points out that...
View ArticlePersonal Finance (Not Investing) • When to take RMD?
Most people in declining health want to take their RMD early in the year, so their beneficiaries do not have to worry about it if they inherit the IRA before the RMD was completed.However, if your...
View ArticlePersonal Investments • Real estate as % of net worth?
my view is that whatever you have invested in your residence(s) does not count towards your net worth. now of course that equity exists and if you were to downsize, some portion of that equity from...
View ArticlePersonal Investments • Backdoor Roth conversion question
OP, The Rollover IRA is a Traditional IRA. Since the IRS considers all of your traditional IRAs co-mingled as if they were in one big IRA (no matter where the accounts are held), the year-end balances...
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