Investing - Theory, News & General • Anyone consider taking investment...
I'm getting nervous about the potential for local hacking especially now we've moved into a condo and all my devices are wifi because the cable modem is too far away to connect by Ethernet. Sometimes...
View ArticlePersonal Finance (Not Investing) • Roth Conversions - Underpayment Penalty -...
When I look at the 2210, it calculates the quarterly amounts due (line 10) based on 110% of the previous tax. When I run it without the conversion, there's not penalty.The amount on line 9 (required...
View ArticleInvesting - Theory, News & General • MUST LISTEN "Bogleheads on...
I thought the podcast was interesting enough to buy Chancellor's book.Statistics: Posted by watchnerd — Wed Jan 10, 2024 8:43 pm — Replies 163 — Views 20023
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Personal Finance (Not Investing) • Should I buy land now or after I retire?
I'm also curious to see, how the OP fared. The particular question is, how did the proposed 30-40 acre parcel of land, appreciate over the past dozen years? What were the carrying costs? How did...
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Investing - Theory, News & General • Article - $600K and live off...
Without getting into the heated topics, I just found it hilarious that 10 random stocks will last “forever” without at least some of them cratering in value or canceling dividends.Not 10. Got it. What...
View ArticlePersonal Finance (Not Investing) • Concerned my elderly parents are spending...
I get that your parents want to stay (and die) in their home. But, my advice to you is to start making a plan for if/when that is no longer possible. One fall for dad and he isn’t going to be able...
View ArticlePersonal Finance (Not Investing) • Filing for divorce. How to pay for it and...
-Split the joint emergency fund and sell/split any other brokerage funds. This will get both of you started. I would not do 401k loan. -Close your joint accounts and open individual accounts for all...
View ArticlePersonal Consumer Issues • Who's up for pickleball? Zero-zero-two. Game On!
Over the past month or so, my pickleball buddies have gotten frustrated with the Franklin X-40 balls. They seem to crack at least once a game. I just cracked a bunch over a short period of time.Last...
View ArticlePersonal Consumer Issues • Passport renewal time is now much faster
I can confirm this as well. I US priority express mailed on Dec. 29, paid for expedited service, and express mail return. My new passport greeted me on January 6. That’s one week. I regretted paying...
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Personal Consumer Issues • Windows 10 Patch Tuesday problems
Microsoft has these SNAFUS from time to time. I run Windows 10 ultimate which allows you to say that you only want updates after they were tested on the masses. Statistics: Posted by whodidntante —...
View ArticlePersonal Investments • Is VTI Safe from Vanguard’s Problems?
How do any of the problems you cite in your first paragraph affect the functioning of Vanguard Total Stock Fund (or any of its share classes)? The user interface or customer service are functions of...
View ArticlePersonal Investments • Is anybody actually running out of money in retirement?
The following article, entitled "Financial Ruin is Baked into the System," gives various examples of people running out of money in retirement because of assisted...
View ArticlePersonal Finance (Not Investing) • Primer on Paying Taxes With a Credit Card
Have you specifically used the PayPal Mastercard to pay your estimated taxes and confirmed it is coded as a “purchase”?I used my paypal mastercard with payusatax a couple of times last year (2023),...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
Can someone help point me to threads/replies that would further my understanding of this? It seems whether I hold a Total World Fund or Total US Fund if I'm an investor with a multi-decade time...
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Personal Consumer Issues • Hearing aid use questions
Hoops777I got my first set of hearing aids at Costco last summer at age 86. My hearing loss was reported as moderate. They are the behind the ear Rexton rechargeable aids. My audiologist suggested...
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Investing - Theory, News & General • Is the reason why hedge funds /...
They are forced to buy risky investments that involve market timing … hence why we are BHs with index funds.Can't recall which book it was, maybe a Swedroe book, but frequently once a manager has had...
View ArticlePersonal Finance (Not Investing) • California Real Estate - Cap Gains taxes...
Hi everyone. I live in CA. I purchased my home a while back and have significant cap gains. I don't plan on moving anytime soon but CA's taxes are so onerous that once I'm retired I will evaluate and...
View ArticlePersonal Investments • Is it worth holding a small cap index fund in addition...
So far, no, there has not been a worthwhile advantage to including some small cap exposure.Since this will be in a taxable account, I would buy a total market fund so you can easily see which shares...
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Investing - Theory, News & General • Anyone consider taking investment...
This discussion is getting derailed. I meant the posts by SnowBog. I don't want to distract from MontanaGirl's thread so I won't reply further. +1And my apologies for any contributions I made getting...
View ArticlePersonal Consumer Issues • Tropical Fish
I was thinking if I move into my rental property if my tenant doesn't accept my new offer (I'll know by 1/22) that I might get a fish tank.Was thinking of something not too big, perhaps a 20 gallon or...
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