Personal Consumer Issues • Boglehead Uprooted
Look around for pet friendly campgrounds with monthly fees.Once you're settled in a long term campground, you can take your time to look for a more permanent housing situation.We've RV'd full-time for...
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Personal Investments • Do Bogleheads "Buy the Dip"?
SPY down 5% from high. took another nibble todayEven in retirement I continue to buy a $100 crumb of VFIAX every month in my taxable account and still reinvest the dividends. Statistics: Posted by...
View ArticlePersonal Finance (Not Investing) • The cost of not using credit cards with...
But also from personal experience, not shopping online probably made a bigger difference for our family. Lots of “online deals” that used to never get used or only used once. (As indicated, I still...
View ArticleInvesting - Theory, News & General • Vanguard to Exit Individual 401(k),...
My wife and I both have solo 401ks at Vanguard that are being affected. Trying to decide what to do with them. Mine (which I haven't contributed to in a year or so and don't intend to this year) is...
View ArticlePersonal Finance (Not Investing) • California Part Year Resident Taxes
CA has a single tax form for nonresidents and part-year residents. You pay tax to CA on all income earned during your period of residency, and on CA-sourced income earned at any time. Sale of tangible...
View ArticleInvesting - Theory, News & General • Vanguard Customer Service Mega-thread
there’s two sides to every story.why not offer your side.Statistics: Posted by bondsr4me — Fri Apr 19, 2024 6:52 pm — Replies 1747 — Views 185908
View ArticlePersonal Investments • Fidelity vs Vanguard expense ratio on FSKAX vs VTSAX
Who said anything about VTI? Not me, or the OP. FSKAX beats Vanguard's Total Stock Market Index Fund. <- depends on which share class you hold. FSKAX doesn't beat VTSAX in the comparison linked...
View ArticlePersonal Finance (Not Investing) • Best Way To Find Non-ACA Medical Insurance?
The plans on the Zenefits site are underwritten, although it should only apply to large groups. There is a separate risk pool for small groups.They clearly are underwritten based on age, which is also...
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Personal Investments • Berkshier Hathaway vs voo or vti in taxable account
Hello all,I am new to Bogleheads but am still finding this early in life, as I am only 22.Investing has been a hobby for me for quite some time and I have been paying attention to stocks since a young...
View ArticlePersonal Consumer Issues • Portugal Travel Tips?
We were in Portugal for a couple of weeks three years ago, I will go back with no hesitation. My thoughts:Do not rent a car. Not worth the hassle when public transportation (especially between cities)...
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Personal Finance (Not Investing) • Property tax protest in Texas
Keep in mind that property taxes generally determined by two factors:1. Assessed value of your home2. Your local jurisdiction's budgetIf you think that the assessed value of your home is higher than...
View ArticlePersonal Consumer Issues • Help me choose my new HVAC System Part II 60,000...
First, preserve the heat you pay for. In your attic-Seal (with spray foam or caulk) all electrical, plumbing, or duct penetrations.Put radiant heat barrier in to keep top floor cool in summerAdd even...
View ArticlePersonal Finance (Not Investing) • 529 Withdrawals for K-12 Tuition
I am in CA which levies penalties on 529 withdrawal for k12. Our private school however doesn't provide 1098t. What information will I need to file federal and state taxes?Statistics: Posted by...
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Personal Investments • Die with Zero - opinions?
The correct answer is, of the options you have, do what you want.I agree, and I'm pretty sure Perkins would too.That's cool. Then I guess Perkins would agree that if people like working, then there's...
View ArticlePersonal Investments • Is there any reason to keep our money elsewhere?
That said, are there other advantages to keeping all our money with one of the above entities instead of Vanguard?No, not really. But if you have the time and want to look around, there is Schwab and...
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Personal Consumer Issues • New car- four kids
We’re about to have our 4th kid so our second car - which is a Prius- will no longer cut it.At present, you have 3 kids in a Prius? Holy mackerel... At present we have a Honda odyssey and a Prius. So,...
View ArticleInvesting - Theory, News & General • Risks of going all TIPS/i-Bonds for...
TIPS are not inflation free currency, you are always lagging inflation because you have to pay taxes on the inflation adjustment. Even in a tax deferred account,you still have to pay taxes when it...
View ArticlePersonal Consumer Issues • New HVAC?
Put a radiant heat barrier in your attic to reduce the load on your AC.Statistics: Posted by Sweaty — Sat Apr 20, 2024 7:05 pm — Replies 20 — Views 1357
View ArticlePersonal Finance (Not Investing) • Why are so many people choosing LTCI
... why would you want to prolong your life when you are mostly sitting at home (best case) by yourself with minimum interaction....Long term care insurance doesn't prolong your life, but it helps the...
View ArticlePersonal Investments • Can I withdraw from 401k and transfer to my Roth?
Wouldn't it be easier to do with the 0 withholding as this is only to give an idea of how the tax owed changes with conversions?Statistics: Posted by placeholder — Sun Apr 21, 2024 7:05 pm — Replies...
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