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Personal Investments • How do YOU integrate cognitive decline with investment...

We simplified our portfolio and reduced the number of accounts we have opened. We keep our financial documents up-to-date. We trained our sons to manage their own brokerage account. We are in the...

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Personal Finance (Not Investing) • What is an easement worth?

In response to your initial question, the only guide is looking for a local comparable. Usually there are a couple title companies in the area that do a majority of the title insurance work, maybe you...

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Personal Consumer Issues • Chicken bone broth

What's the difference between bone broth and stock?Bone broth is slow simmered, 16 hours or so. Stock can be done in 1-2 hoursStatistics: Posted by bob60014 — Wed Mar 27, 2024 1:26 pm — Replies 6 —...

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Personal Finance (Not Investing) • How many credit cards do you have

I currently have 6 and carry 3. I've considered the 5% cards or Bank of America, and I've passed on the rotating categories cards.UMB Simply - 3% for grocery, gas, food, discount storesFNBO Evergreen...

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Investing - Theory, News & General • Can you do better than BND, Part 2:...

For grins, I decided to assemble the bear and the bull market performance lines onto one chart.<snip>The most surprising element in the comparison is the performance of the long Treasury/T-bill...

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Non-US Investing • Big Mistake! [out of the market]

I know all the arguments for it, but dollar cost averaging is, IMO, silly. It tortures and delays what is actually a very simple thing. If your objective is to be in the market, then be in the market....

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Personal Consumer Issues • Ego vs Greenworks self propelled mower

Bought a Kobalt 80volt self propelled 5 years ago for $350 during fall clearance- it’s been an awesome mower. I easily get 75-90 minutes on a charge. Have another small 80v battery from othe Kobalt...

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Personal Finance (Not Investing) • Opinions on Vanguard check writing services

Anyone have experience with Vanguard check writing services connected to their money market account?I signed up for check writing services and ordered a checkbook. Wondering if its worth it or if i...

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Investing - Theory, News & General • Underspending Paradox

I believe HousePain's question is one of philosophy/psychology rather than economics. With a 4 mil portfolio, a pension, no debt, modest spending needs and wants, and SS soon all added, there is no...

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Personal Investments • Idea of buying land for family restaurant

If you're going to acquire a $2M+ piece of commercial real estate you also have to consider what use or value the property might have if the family business closed and you had to seek other tenants....

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Personal Finance (Not Investing) • Maxifi - First to Die Considerations w...

-deleted duplicate-Statistics: Posted by Hebell — Thu Mar 28, 2024 1:33 pm — Replies 2 — Views 90

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Personal Consumer Issues • High Quality Patio Dining Furniture

Another vote for Pollywood.We have a 7 piece dining set on the back deck that stays outside all year.It's heavy, doesn't move around in the wind and still looks good.We had a problem with one of the...

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Personal Investments • Please help me organize the fixed income part of my...

The info above was that space in the TSP is limited. Holding cash or short-term instruments is based on being able to exchange them at the portfolio level for TSP G (which has stickier rates than...

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Investing - Theory, News & General • Trading Treasuries (nominal and TIPS)

Anyone looking at Schwab right now? Don't see any min = 1 quotes available. Smallest min = 10 right now (11:30am PST 3/28).Statistics: Posted by silvergga — Thu Mar 28, 2024 1:37 pm — Replies 4193 —...

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Personal Finance (Not Investing) • Is there a Boglehead consensus on how much...

Statistically speaking I'm guessing that driving is likely the most dangerous activity the average American engages in in a day-to-day basis, but I'm also thinking that $500,000 coverage limits = over...

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Personal Finance (Not Investing) • Give spouse 1099-NEC filing jointly

Is the spouse a contractor, employee, partner, co-owner?contractorStatistics: Posted by goru1 — Thu Mar 28, 2024 1:41 pm — Replies 2 — Views 206

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Personal Investments • Incorrect 1099-R from Vanguard

I converted X number of shares of a Vanguard mutual fund from my IRA to my Roth IRA on 12/29/2023. When Vanguard calculated the dollar amount of the conversion, they used the closing price from...

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Personal Finance (Not Investing) • Retirement budget planning and trying to...

I would say it is too early to try to plan a retirement budget. I would stay focused on the accumulation phase. I created a 15-year accumulation plan at age 35 to review once I reached 50. The...

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Personal Finance (Not Investing) • can someone please explain HSA use for a...

I thought ACA couldn't offer a high deductible plan?Nothing - as far as I know - against ACA and HDHP...But as the "actual plans offered" vary so drastically by location, it really depends on if an...

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Non-US Investing • Career break to maximise time with kids?

There is an important point. The kids learn by the parents as they act and not as they talk.In other words you’ll be a model for your kids.I went to school with the children of investment bankers,...

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