Personal Investments • Please help me organize the fixed income part of my...
Paychex and tsp -15% each (actively contributing to both - me and spouse) and 70% in vanguard IRA(roll over IRA)Paychex 401k has access to vanguard fundsWhat percentage of your portfolio is in all of...
View ArticlePersonal Consumer Issues • Is this a termite?
When you say you see them all the time do you mean in your home?I live in the woods. I do not see them in my home. There are plenty of better wooden materials for them to play with outside my home.I...
View ArticlePersonal Investments • Which Bonds Fund To Buy
hey, i'm 59, planning on retiring in 4-5 years. I've reached my number for retirement ($1 mil, plus enough equity in house to buy a smaller place once the kids leave for college in 2 years), so...
View ArticlePersonal Consumer Issues • Navigating Speakers for in home theater
Any other comments?Skip the home theater setup and get a good pair of Chinese IEMs.Statistics: Posted by MH2 — Tue Mar 26, 2024 1:19 pm — Replies 43 — Views 3056
View ArticlePersonal Finance (Not Investing) • Form 1041 (Estate Income Tax) Questions:...
My condolences. Losing parents in succession seems very hard.I'm not an expert; I've just done a 1041 for a trust for several years and have read IRS documents and various comments here from other...
View ArticleInvesting - Theory, News & General • Viewing your portfolio vs viewing...
One difference I have notice compare to some people is that I have a tendency to view the portfolio as a whole rather than as individual components. I have attempted to research each components on...
View ArticlePersonal Finance (Not Investing) • Our State Farm agent retiring
3) I *think* the mechanics of switching SF agents, within the SF family, are simple - let the old and/or new one know who you want to switch to and that's basically it, right?Yes. They all have the...
View ArticlePersonal Consumer Issues • Volvo CPO Extended Warranty
@RootSki,Looking back, do you think you make the right call? I just bought a 2021 CPO XC60 (about 31K miles) and was offered the 10-year extension (which I know is somewhat of a misnomer) from the NJ...
View ArticleInvesting - Theory, News & General • Does backtesting capture all the...
A friend had been advised from a brokerage to invest in American Funds Global Growth Portfolio Class C (GGPCX). It has an expense ratio of 1.56%, a distribution and/or service fee(12b-1) fee of 0.99%...
View ArticlePersonal Finance (Not Investing) • Home Purchase Investment Sources
I would probably do #3 if I had to, but I find it hard to believe that NO lenders will give you a mortgage based on your assets. Our assets were definitely factored into the equation on our last home...
View ArticleInvesting - Theory, News & General • Boeing (BA) stock: at some point it...
"Just buy VT or VTI. It has everthing. Hold them forever."Yeah. Long time holder of VTSAX. It's most of my net worth.Forever none of us will see. Life is unpredictable and precarious.Blessed are those...
View ArticlePersonal Finance (Not Investing) • My Auto Insurance 6 month premium is going...
Hello. I have State Farm and I was enjoying $56 a month rate but come May it is going up $49 more per month. I’ve never seen an increase this much in my life.I have 2 jump start battery claims. Zero...
View ArticlePersonal Finance (Not Investing) • Help with 529 plan
The MA plan isn't bad. There are index funds with reasonable expense ratios and Target Date based INDEX funds (be careful - there are managed Target Funds with similar names). The Total Market Index...
View ArticlePersonal Consumer Issues • Cybertruck-anyone else get to try it on?
There may be a time when these EV trucks make sence but its not now.Interestingly, the base trim (Pro) of the Ford Lightning is currently showing $52,140 for me.The F-150 XLT 4x4 crewcab, which...
View ArticlePersonal Finance (Not Investing) • Age and probability of needing long term...
The fraction requiring LTC is not particularly informative. What matters is how long the LTC is needed. The level and quantity of usage is what drives the costs. The fact that only 25% need it for 1...
View ArticlePersonal Finance (Not Investing) • Take Social Security Now?
When I thought that SS was predictable, I could venture an opinion for OP's question.With the looming wrangling over how to delay the SS programs insolvency, I don't know.I've decided to split the...
View ArticleInvesting - Theory, News & General • Dot.Com Era/AI Era?
‘Can AI bring anything more?’The actual question was:Can AI bring anything more - from a financial perspective - than the internet did when it was in its growth era?Regarding your response:Yeah, I...
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Personal Finance (Not Investing) • Robinhood 3% Rewards Visa Card
So I put myself on the waiting list. In addition to my original questions, I now wonder what and why a waiting list. "Foot in the door" sales tactic. It's a low hurdle to sign up for a waiting list,...
View ArticlePersonal Finance (Not Investing) • Checking account: why?
With many banks now offering unlimited withdrawals from savings accounts, is there any point for most people, esp with checks having become mostly obsolete?I'm not sure I agree with your premise but...
View ArticlePersonal Investments • Robert Shiller and Ken French data
The multpl.com Web site shows historical S&P500 CAPE (the valuation metric from Prof. Shiller) in a more user-friendly manner. Whether this is useful information and how to possibly use it is a...
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