Personal Investments • Are Owning REITs an Alternative to Owing Real Estate
I agree that it's nothing like being a land-lord... it's more like a high-dividend stock, with all the volatility that stocks have.See a comparison of asset classes in Portfolio Visualizer.US Stock:...
View ArticlePersonal Finance (Not Investing) • 2024 Income Planning & 2026 IRMAA...
Note that SS is never “taxed at 85%”. Depending upon what other income on the return, 0% up to 85% of gross SS benefits may be taxed (at the marginal rate). Gross SS benefits go on the 1040’s Line 6a;...
View ArticlePersonal Investments • guidance on diversifying into international equities
Need the ERs in the actual plans, which can in some retirement plans be higher than for the offering from the fund company directly. The OP will need to provide that.Statistics: Posted by Northern...
View ArticlePersonal Consumer Issues • Hybrid Car - Cost Savings?
From my experience, hybrids can definitely save you some bucks on gas in the long run.Statistics: Posted by maxInfo — Sun Feb 11, 2024 2:33 am — Replies 5 — Views 666
View ArticleInvesting - Theory, News & General • AVUV - PE ratio single digits
If AVUV is being integrated into a portfolio properly, the stock with the largest weighting in AVUV would have a low portfolio weighting. AVUV would not be contributing anything to portfolio...
View ArticlePersonal Finance (Not Investing) • Can I borrow from my Roth without penalty?
While withdrawing contributions from your Roth IRA is generally penalty-free, remember that you're potentially sacrificing long-term growth.Statistics: Posted by maxInfo — Sun Feb 11, 2024 2:37 am —...
View ArticlePersonal Investments • Cancelled VPAS. Should I stay the course for self...
Continuation... CURRENT FINANCIAL SITUATIONAfter reviewing suggestions I'm posting current investment situation. RE: Vanguards AA questionnaire. Apparently I/we can stomach much risk. But why? As this...
View ArticlePersonal Investments • retire now or keep working?
Two simplified (of many possible) scenarios for comparison . . .Both retire and pay taxes on Roth conversions now - salaries lowered to zero.Both work for 5 more years accumulating additional savings...
View ArticlePersonal Investments • The Home Stretch to Retirement - Portfolio Review, pls!
You make trigger some capital gains and associated taxes when you sell from the taxable to fund the new house. So you need to account for that in your expense projections.Cheers.Statistics: Posted by...
View ArticleNon-US Investing • Understanding Global Aggregate Bonds
With curvo, time series are quite short for Vanguard FTSE All-World UCITS ETF/Vanguard Global Aggregate Bond UCIT ETF EUR Hedged starting in May 2019, the inception of the bond ETF.Try Xtrackers II...
View ArticlePersonal Investments • Why BlackRock not used as much?
I love the BlackRock index ETFs - ITOT and chill is my taxable account.Statistics: Posted by TwstdSista — Sun Feb 11, 2024 2:59 am — Replies 41 — Views 3955
View ArticleNon-US Investing • portfolio rebalancing [CHINA]
So you've got full access to global stock markets and if the rules haven't changed for foreigners living in China you have no capital gains or dividend taxes to worry about - at least not until you...
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Investing - Theory, News & General • AlphaArchitect launches BOXX: 1-3...
Why did the fund's NAV underperform its benchmark (1-3 mo. T-bill index) by 0.2% p.a. since inception, when box spreads typically trade with implied yields of ca. 0.3%-0.4% above T-bill yields, and...
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US Chapters • Roll Call for the Retirement Class of 2024!
It's official! First day of retirement June 1st, 2024 at age 56. I'll be using the VPW worksheet, of course. Wow longinvest! Welcome to the Retirement Roll Call and this Great Class of 2024 - now you...
View ArticleNon-US Investing • Refining my Bogleheads approach - which ETFs to buy?...
I'm not sure I understand the motivation for the passive income funds. If you apply for an apartment, do they really consider dividends as income but not look at net worth or capital gains? That would...
View ArticlePersonal Consumer Issues • Supermarket pizza - any good ones? Any great ones?
Signature Select from Safeway/Albertsons/etc., to us, is the winner.We used to keep one or two of these in the freezer for those occasional nights when our culinary ambitions don't arise beyond frozen...
View ArticlePersonal Finance (Not Investing) • dumb computer security question
OP, have you considered running something like Fedora Silverblue? It's not typically pitched as primarily a security solution because it doesn't address many of the concerns other replies have brought...
View ArticlePersonal Finance (Not Investing) • Should I say no to my first federal job?
“ My wife thinks my daughter will be depressed if i leave her for the job. It is hard for me to say no for a federal job. Should I take this federal job at ohio?”The op didn’t say leave Texas for the...
View ArticleNon-US Investing • Form 3250 [US green card holder. Does IRS Form 3250 need...
My 80 year old mom got her green card in 2023 and immigrated to the USA.Potentially useful wiki article: US tax pitfalls for a non-US person moving to the USDoes she need to file Form 3250 3520?...
View ArticlePersonal Finance (Not Investing) • Old Stock Certificate Found
Thanks for both replies, it's appreciated. Checked online with my state and there was one $25.00 dividend listed from BNI to claim. Not sure how this old address was listed, I moved from there in 1997...
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