Personal Investments • How far to draw down tIRA when doing Roth conversions?
An important consideration in Roth conversion planning is whether you have assets outside of the Traditional IRA to pay the taxes on the Roth conversion. If you use outside funds to pay the taxes on...
View ArticlePersonal Consumer Issues • Which Boston suburb to settle?
WA Asian Culture Club Lunar New Year Celebration 2024WAhttps://www.ticketsource.us/westford-ac ... lture-clubHere's a typical event in Westford this weekend. It's put on by the high school kids and...
View ArticlePersonal Investments • Farmland LP
I looked into this a long, long time ago around the time when the movie Food, Inc was released. I think they had mentioned it. It seemed like too much of a hassle with the potential to complicate...
View ArticlePersonal Investments • Cancelled VPAS. Should I stay the course for self...
With a 7.5% state tax bracket, you may want to consider an intermediate treasury bond fund like VGIT or SCHR for the taxable account instead of BND for the exemption of interest from state taxes.You...
View ArticlePersonal Finance (Not Investing) • Portion of SPAXX Fido core exempt from...
There's an older thread with a post that says this calculation is not that straightforward for CA, CT, NY:viewtopic.php?p=7102399#p7102399It looks like it's safer to assume SPAXX interest is subject...
View ArticlePersonal Investments • Thoughts post layoff on retirement + side business
Net Worth - 4.9M , Age 44 ( Married and 2 kids, WA) ~65% is in Equity ( 25% retirement account, 40% non retirement accounts) Investment mix in individual tech stock( AMZN , META, AAPLE, TSLA, MSFT +...
View ArticleInvesting - Theory, News & General • NVDA earnings end of month
To state the obvious, what has happened with NVDA is incredible. Is there any way NVDA comes out the other side of earnings not over-valued? Such a unique situation with zero competition [presently]...
View ArticlePersonal Finance (Not Investing) • Who In Their Right Mind Files Gift Tax...
We paid for a wedding in 2023, but the total was less than $17K x 4. Also, since the biggest expense was food and booze for all the guests, that was arguably a gift to each of the guests, not just to...
View ArticlePersonal Finance (Not Investing) • RMD Question?
Now, need to fig out the QCD and how VG handles that. Do they just issue 1 1099-R with the QCD amt listed in the NON taxable box.My husband turned 70-1/2 last year and we did our first QCDs shortly...
View ArticlePersonal Finance (Not Investing) • turbotax -- 1099-R questions
When importing the 1099-R from my brokerage, I found that the address did not match the address on the paper version (pdf). Does this matter? Anyway, I corrected it to match the pdf version. Turbotax...
View ArticleNon-US Investing • Refining my Bogleheads approach - which ETFs to buy?...
Yes I am a Singaporean citizen. ost ETFs/ funds available in Europe pay maybe 5%. High Yield bond funds might pay more - but you will suffer losses over time due to companies going insolvent. Not much...
View ArticleInvesting - Theory, News & General • Meta becomes a dividend payer.
There are a ton of people in here to take offense to the periodic "What do you think of my dividend-stock strategy?" posts, which is where you get the epic arguments about whether dividends are really...
View ArticlePersonal Finance (Not Investing) • Can I afford this house?
FWIW, did you read about the recent survey that showed over 93% of homebuyers in ‘22 and ‘23 have regrets, with some experiencing very high remorse? That same survey by Clever Real Estate also stated...
View ArticleInvesting - Theory, News & General • Unintentional trading violation at...
This may be a naive question, but are there actual negative consequences of a trading violation? Other than getting a nastygram from Schwab?Not for one, as the OP posted the email says: We're not...
View ArticlePersonal Finance (Not Investing) • Both spouses taking Social Security at 62
Spouse B would get around $975 per month at age 62. According to Social Security Administration, a spouse can choose to retire as early as age 62, but doing so will result in a benefit that is equal...
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Personal Finance (Not Investing) • Fidelity Tax Documents
Our Fidelity tax docs arrived quickly, as did the docs from Dodge and Cox.Schwab and VG are saying ~~Feb17th?Not upset, it's still early. Be like The Dude and Abide. Statistics: Posted by Curly — Sat...
View ArticlePersonal Consumer Issues • What is your favorite book?
Used to be a fairly serious John Grisham book lover, and then he really hit a home run with me with a short book.Skipping Christmas. Inspired me. I still want to go on a cruise to celebrate my...
View ArticlePersonal Investments • Why didn't I receive the open market price?
Thanks and yes, good lesson and will not do that again. But the question still stands. I was told they executed the trade at 9:30:50, so wouldn’t I get the 9:30:50 price?Statistics: Posted by mmct —...
View ArticleInvesting - Theory, News & General • "Vectors"
Taylor, first of all I am amazed at how sharp you are at age 100. Your interest in life, your continued involvement with Bogleheads, and your use of your brainpower have no doubt contributed to your...
View ArticleInvesting - Theory, News & General • Robinhood 3% IRA Match
For those of you transferring from Schwab, can you please help provide some guidance?1. Did you simply follow all of the prompts on Robinhood to initiate the transfer? Anything tricky with this or...
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