I'm not sure I understand the motivation for the passive income funds. If you apply for an apartment, do they really consider dividends as income but not look at net worth or capital gains? That would be strange, but I wouldn't be surprised if many landlords or leasing companies aren't particularly sophisticated and don't see how these are equivalent. If you want to see dividend income, you could pick VWRD, which distributes dividends, whereas VWRA automatically reinvests them (and is often preferred for that reason). Aside from that, they're identical funds. (VWRL is the same as VWRD but trades in GBP instead of USD. This doesn't make a difference since you have to exchange SGD to another currency either way.)
Statistics: Posted by HKexpat — Mon Feb 12, 2024 2:22 am — Replies 8 — Views 1281