Investing - Theory, News & General • Trading Treasuries (nominal and TIPS)
The new quarterly refunding statement was released this morning.The six week CMB is planned to continued to be issued at least through March 2023, and they're now "actively evaluating whether to...
View ArticleInvesting - Theory, News & General • AlphaArchitect launches BOXX: 1-3...
Assets under management are growing crazy fast. Up to $916mm. Word is spreading fast on this ETF. The use of it for cash holdings, especially for high earners in high tax states, is very...
View ArticlePersonal Finance (Not Investing) • SEP IRA question
I'm not following this closely, but I don't think anyone has mentioned that when you have a SEP and then open a solo 401k, you must stop contributing to your SEP. You can keep it open, but no further...
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Personal Investments • Tax liabilities and asset allocation
Another takeaway from this thread: always check the wiki first Great article, thanks for the link.—ScottStatistics: Posted by billevans — Thu Feb 01, 2024 1:06 am — Replies 8 — Views 853
View ArticlePersonal Consumer Issues • What frugal thing did you do today?
This is more like what frugal thing did I do for the month. I did not buy anything other than groceries, household consumables, and fuel with my discretionary income. I made do with the stuff that I...
View ArticlePersonal Finance (Not Investing) • Suggestions on where to move?
Given that husband's team is in Chicago (even though he's remote), have you thought about Chicago-land or maybe even Milwaukee? Would proximity to his team, even if only for sporadic in-office time,...
View ArticleInvesting - Theory, News & General • Echoes of Dot Com Bubble?
This isn't remotely the same as the dotcom bubble.Back then you had Internet companies going public like crazy with barely a business plan. The closest thing to that nonsense now is the AI bit since...
View ArticlePersonal Finance (Not Investing) • Advice with credit card debt while traveling.
You have received some good advice; now you need to choose what will work for you.Yes, avoid using a CC that is not paid off in full each month. That and high interest rates keep you from getting...
View ArticleInvesting - Theory, News & General • Primecap funds
I hold the Vanguard Primecap fund VPMAX in my 457b. I didn’t get an email about it but I wouldn’t hold it anywhere else.Statistics: Posted by NYCwriter — Thu Feb 01, 2024 1:20 am — Replies 11 — Views...
View ArticlePersonal Finance (Not Investing) • Love my job, told re-lo for RTO or no...
...I am strongly considering calling my manager tomorrow and asking to be considered for an immediate promotion before the mandate goes into effect so that at least I will be on the left side of the...
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
If you're playing the credit card game it saves time to keep a spreadsheet with accounts and dates. One you create it, updates are easy.Good tipI include data like whether or not there's an annual...
View ArticlePersonal Consumer Issues • college decision: $63k UIUC ECE or full-ride UF ECE?
Oh, and I find it amusing that you are using UIUC's college of engineering acceptance rate of 22.3% as a sign that UIUC is "elite". UF's freshman acceptance rate was 23%, so overall UF is just as hard...
View ArticlePersonal Finance (Not Investing) • IRA Confusion
If you have no pre-tax money in any non-Roth IRA, recharacterizing and then using the backdoor Roth process seems best.Statistics: Posted by FiveK — Fri Feb 02, 2024 12:56 am — Replies 1 — Views 184
View ArticlePersonal Investments • TIAA Traditional Timing Question
First time posting here. I'm looking for advice from TIAA veterans concerning the reinvestment timing of a TIAA SRA sum now in VMFXX into TIAA Traditional. I have been taking advantage of the 120-day...
View ArticlePersonal Finance (Not Investing) • Mortgage interest deduction in TurboTax
I am using TurboTax as a single filer in the 35% tax bracket, near the 37%.I was at the point where the estimate for refunds was $499 federal, $516 state.I went into my deductions and noticed I hadn't...
View ArticlePersonal Finance (Not Investing) • Learning to fill own taxes
Recommendations? MFJ, AGI about 80k, IRA deduction, both spouses worked, grand total of only 3 W-2s, no investment income, one small distribution from a 401k. freetaxusa or file online with the...
View ArticlePersonal Investments • William Bernstein New Book on asset allocation
No.viewtopic.php?t=346520If you had $1mil and were going to draw 4%, that would mean you would be at a 60/40, stock/bonds, portfolio. That would be a good portfolio for most retired people.Statistics:...
View ArticlePersonal Investments • What is better choice? save in Traditional Brokerage...
I would lean toward taxable brokerage over after-tax contributions unless you can roll the after-tax contributions over to a Roth 401k or Roth IRA. Please double check the 415c maximum contributions...
View ArticlePersonal Consumer Issues • a question about manila folders
How do you store manila folders as shown in this picture?https://www.staples-3p.com/s7/is/image/ ... 00&hei=700If I were to do this, I would expect them to just flop and slide all over the...
View ArticleInvesting - Theory, News & General • Hydromod's Okay Adventure: Leverage,...
How do you make backtests? Are there any available tools for that? And do you have a reasonable estimation for trade costs?Statistics: Posted by konik — Fri Feb 02, 2024 1:24 am — Replies 64 — Views...
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