I would lean toward taxable brokerage over after-tax contributions unless you can roll the after-tax contributions over to a Roth 401k or Roth IRA.
Please double check the 415c maximum contributions in your plan. The IRS $69,000 415c limit does not include your $7,500 catch-up contributions, so the limit for employees 50 and older is actually $76,500. As you stated, your employer matching contributions do count toward the limit.
Please double check the 415c maximum contributions in your plan. The IRS $69,000 415c limit does not include your $7,500 catch-up contributions, so the limit for employees 50 and older is actually $76,500. As you stated, your employer matching contributions do count toward the limit.
Statistics: Posted by Affable at 50 — Fri Feb 02, 2024 1:15 am — Replies 3 — Views 209