Personal Consumer Issues • Hyundai Ioniq lease deals
I saw today that the 2025 Ioniq 5 will be built in a US plant, which I think makes it eligible for the $7500 rebate. So that may encourage dealers to move the 2024’s, not sure.(Happy 2022 Ioniq 5...
View ArticlePersonal Investments • Can You Double Dip to Justify Mega Backdoor Roth and...
Yes. You can do the same if you are a W2 employee, as your after tax and Roth 401(k) contributions still appear in box 1.Thank you. So why am I seeing answers like this one on MySolo401k.net's...
View ArticlePersonal Finance (Not Investing) • Estate Planning WRT inheritance
With simple compounding and hopefully another 30-40 years ahead of us, estate tax becomes a big issue to us. annual gifts starting from today would not make a difference.Oh really? You should run the...
View ArticlePersonal Investments • How to calculate total taxes paid?
How are you trying to calculate your taxes if you don't know which taxes you need to calculate?Statistics: Posted by Hyperchicken — Fri Sep 06, 2024 10:40 pm — Replies 3 — Views 313
View ArticlePersonal Finance (Not Investing) • High-Income Medical Professional Seeking...
I don't know your intended marital future, but if you plan to have a partner, your idea of a good house may take a radical turn. Suddenly your spouse's opinion is important,... I would not bother...
View ArticlePersonal Finance (Not Investing) • College and Insurance
My husband’s employer only offered an HMO plan when our first went out of state to college. I contacted the insurance company in advance to ask how college students are covered, and the coverage was...
View ArticlePersonal Consumer Issues • How much to tip movers?
We cleaned out my parents house using the junk people. 3 guys 3 hours. $100 each, cokes and snacks. I tend to tip based to how much I would prefer to _not_ do the job.You tipped each guy $100 for 3...
View ArticlePersonal Finance (Not Investing) • Received call from debt collector, but...
My spouse got calls perhaps once every six months or so from a firm that said they were a debt collector. They said they were trying to reach someone whose first name was similar to my spouse's, but...
View ArticlePersonal Finance (Not Investing) • Recovering amended refund mistakenly...
Can you view your 2021 and 2022 transcript? https://www.irs.gov/individuals/get-transcriptI’m confused. Did you split the refund? You received a refund from the amended return? And you requested a...
View ArticlePersonal Investments • Managing gift of money in 100+ stocks
Do the in kind transfer first. Then the question will be how to clean up this mess that the advisor left. Taxes are going to be a problem. If your parents had died and left this to you then the step...
View ArticlePersonal Finance (Not Investing) • Car Accident - Other Guy Drives Off
The horse is out of the barn, but maybe take this as a lesson to have good dash cams in your vehicles. Next time you can get the guy's plate and sue him for everything he owns.Sue him?How would you...
View ArticlePersonal Investments • Retiring in 6 months (off TSLA options); Plan Review;...
9/6 Update.I haven't had a chance to read the various replies, but will catch up this weekend.Today, Sold to Open 126 Contracts of NVDL $35 9/13/24 Puts. Collected $0.50 premium. $6271 Premium...
View ArticleInvesting - Theory, News & General • Just for fun, what single stock do...
Coming full circle, I actually believe TSLA will 5X in the next 5 years. Right now the market cap is around 700 Billion. Elon stated at the last conference call that he believes Tesla can be the...
View ArticlePersonal Consumer Issues • Help reassure me… sold a car on Facebook...
How would you be scammed? Perhaps you sold it below market value. But why do you care? You got what you asked for it.Statistics: Posted by mark_in_denver — Fri Sep 06, 2024 11:12 pm — Replies 2 —...
View ArticlePersonal Finance (Not Investing) • Advice for Mom - Convert to Roth or not?
A couple of things to keep in mind;1) The way that Social Security is taxed is complicated and people can end up in a higher than expected effective tax bracket because of this. Roth conversions are...
View ArticlePersonal Investments • Does opening a 529 account as a California resident in...
All things considered, a 529 may or may not make sense for you. Could have some benefit, but you probably don't need it given your other options. However, this part:- 529 account makes the kid...
View ArticlePersonal Finance (Not Investing) • Experiences with Merrill Edge as primary...
The Merrill/preferred rewards thread has become a bit unwieldy so I wanted to ask a specific question. Is anyone using Merrill as their primary brokerage, or at least using it for more than the 100k...
View ArticleInvesting - Theory, News & General • How to factor accrued interest into...
What is called "yield-to-worst" in the opening post is the return to maturity rather than the yield-to-worst.Simplifying the example, suppose the bond paid interest once a year and was bought just...
View ArticleUS Chapters • Roll Call for the Retirement Class of 2025!
. . . And where will you wander when your work is done? My husband and I were young once and we wandered - ended up in Newfoundland Best wishes for a wonderful wanderful retirement full of many neat...
View ArticlePersonal Finance (Not Investing) • Are Home Energy (Solar) Batteries with a...
I have been thinking of backup battieries for power outages. This is the main reason, I see to get the battery backupAlso, since I have time of use peak pricing plan with PG&E NEM 1, time shifting...
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