Personal Finance (Not Investing) • E*Trade as a one stop shop
For some reason my Automatic ETF investment plan didnot kick off, no shares are bought, i set it up every tuesday to sweep from savings account but didnot trigger, is it b/c we had holiday on monday...
View ArticlePersonal Investments • Can you move money into a previous employer's 401(k)?
It's not forbidden by law, but the plan does not have to allow it. I wouldn't call Fidelity. I would either:1) attempt it, and see what happens. 2) get my hands on the plan document, and look for...
View ArticlePersonal Investments • Portfolio Review Request: Newlywed High School Teachers
Newlyweds-(ish). We're arts teachers at separate high schools in the Los Angeles area. He has worked at his high school for 3.5 years, she for 1.5 years. Rent: ~3.5k. Ugh. Income 1: Gross, ~105kIncome...
View ArticlePersonal Investments • Rebalancing and Liquidating cash
invest4: I am probably retiring soon, but after working for so long, it is difficult to wrap my brain around it. I had always planned to work until 100% SS and wanted more buffer. I am still running...
View ArticleInvesting - Theory, News & General • Best way to be a first-time home...
Hello. I have tried saving for a down payment the past four years while homes in my area have increased 80%. My wife decided she wants a house, as all of our friends have one except for us, even if...
View ArticlePersonal Consumer Issues • What are you listening to now
I’m sure you’re aware that there are many no-cost options available for classical streaming. I stream the local radio station, which has a great playlist and no advertisements.Streaming the local...
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Investing - Theory, News & General • More Evidence Against Factor Investing
I'm sure, this has been noted before. That while factor analysis is not particle physics, it does have a certain flavor of the uncertainty principle.In that, the more accurately you define the...
View ArticlePersonal Investments • Newly Minted Millionaire Seeking Advice for Our...
Thank you all very much for the input! Especially "bonesly" for the detailed Monte Carlo simulations. I am convinced that having more bonds in my portfolio will be better. I have decided to change my...
View ArticlePersonal Consumer Issues • Tesla in Cold Weather
no problems charging in the cold. I guess we need more info to understand this, like "how cold?" Where I live, tonight there will be a low of -1F. Down the street there is an apartment complex where...
View ArticlePersonal Finance (Not Investing) • Wood floor installation questions
I would not use the fake wood, called “luxury” vinyl plank. It is basically hard plastic and loved by house flippers. Supposedly may give off some chemicals etc I got engineered wood floors in my...
View ArticleInvesting - Theory, News & General • Maximum risk tolerance
Its a simple plan, thoughts?What if the dollar amount you have in stocks drops below your max after you have hit your max and stopped contributing to equities? You're not going to add more dollars to...
View ArticleInvesting - Theory, News & General • I Bonds Mega Thread (I Bond Heads...
Vanguard mostly does not offer a routing number for use at outside banks/brokers as needed for TD.There is a new acct type but in beta and not open to all at Vanguard, and an option I have no plans to...
View ArticlePersonal Investments • Elderly Parent's Transition: From Property Wealth to...
Thanks for your questions.* Yes, the reduced income will be from not renting the condo. * Capital gains on the sale of the house will be low (under $40K) due to step up in basis rules for Washington...
View ArticlePersonal Investments • Question on personal finances [Asset allocation]
If Buffett went with 100% VFIAX in his famous $1mil bet. Going 100% domestic market may not be a bad option either?Statistics: Posted by SirPuss — Wed Jan 17, 2024 10:22 pm — Replies 11 — Views 1185
View ArticleInvesting - Theory, News & General • Simba's backtesting spreadsheet [a...
Also, I am pondering some changes to the regular TIPS and short-term TIPS series. Again triggered by dcabler. Those series used to track Fidelity FIPDX and Vanguard VTAPX (both starting annual returns...
View ArticlePersonal Investments • Possible HSA overcontribution
If she stays on HDHP all of this year, would she qualify for the max contribution due to the last month rule?Statistics: Posted by aristotelian — Wed Jan 17, 2024 10:23 pm — Replies 2 — Views 148
View ArticleInvesting - Theory, News & General • How to prove that I am not losing...
It's technically possible for interest rates hikes to cause bond funds to lose money indefinitely, but the hikes would have to accelerate exponentially to keep ahead of the yield return.Statistics:...
View ArticlePersonal Finance (Not Investing) • HSA Excess Contribution Multiple Years Ago
With that in mind, is my original post correct on how this should be properly filed?Yes, that would be the correction at this point.Statistics: Posted by MP123 — Wed Jan 17, 2024 10:25 pm — Replies 5...
View ArticlePersonal Investments • Banks Cashing paper Savings Bonds
U.S. Bank cashed my 2x$5000 savings bonds this month.However they only did that because I had been a customer for 5+ years.Statistics: Posted by ivgrivchuck — Wed Jan 17, 2024 10:25 pm — Replies 6 —...
View ArticleInvesting - Theory, News & General • Would Disappointed BND Investors...
BSV declined about half as much as BND in 2022. Would many of the disappointed BND investors have been less displeased with BSV?They probably would have been more displeased with BSV prior to 2022,...
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