Personal Consumer Issues • What are you listening to now
Talking Heads mix. Stop Making Sense was the second CD I bought back in 1985. First was Tricycle by Flim and the BBs.Statistics: Posted by Taz — Sat Aug 24, 2024 6:51 pm — Replies 6586 — Views 758347
View ArticlePersonal Investments • Taxable + Roth IRA Check-Up: How am I doing?
I have a question on my Roth IRA. I have about $50K in it, split between SCHG ($42K) and SWYOX ($8K- TDF 2065 Index). The SWYOX has a 20% turnover ratio. this is making me consider rebalancing my Roth...
View ArticlePersonal Consumer Issues • Scam/identity theft: how do people protect...
Get at trusted family member or friend and tell them what happened. They might be able to talk you down right away and show this is a scam. I had a contractor visiting from overseas, somebody I knew...
View ArticlePersonal Consumer Issues • Experience Buying Rug in Turkey
Anyone have good or bad experiences purchasing a rug while traveling in Turkey? I would appreciate any advice or info that you might have or any recommend do’s or don’ts. I have heard that the...
View ArticlePersonal Finance (Not Investing) • Post-NAR Settlement Buyer Commission...
Why? When the sales clerk (who may get a commission in addition to a salary) shows me something, she’s working for the store so I don’t pay her another commission. Why would I pay the broker who’s...
View ArticlePersonal Finance (Not Investing) • Secure Act RMD age by birth year, no info...
Thank you! At least Fidelity has the correct information in the RMD calculator, showing distributions starting at age 75 for someone born in 1960...
View ArticlePersonal Finance (Not Investing) • Incorrect Roth In plan conversion done by...
haven't had this problem, but if you didn't authorize the transaction, they should correct it or it should result in a complaint to the SEC (which likely won't be necessary). Just call them Monday and...
View ArticlePersonal Finance (Not Investing) • KF Roth Conversion Plan
This seems to be a textbook case to why one should consider more Roth contributions during their working years. Boy, that is a big tax hit in the next couple of years that you have chosen to...
View ArticlePersonal Investments • The classic: Can I retire (early) ?
Likely not complete retirement, but a long break should be sustainable. Especially if the wife continues to work.Yeah, the problem is that the long break may result in a forced retirement since age...
View ArticleClik here to view.
Personal Consumer Issues • AirPod Max or Bose Quietcomfort Ultra headphones?
bose has excellent anc but buggy unreliable electronicsbose has history of unreliability in later years i have returned 2 of them. Apple has been solidThanks for the info. I had the Bose 700s and...
View ArticlePersonal Finance (Not Investing) • Slott: The Big Retirement Myth
....I am a victim the yearly returns being much larger than I expected.I retired in 2016 at age FRA age of 66, with $1M in deferred. Before RMD's started, I started taking 4% of the initial deferred...
View ArticlePersonal Finance (Not Investing) • renting advice
Many thanks and grateful for all the suggestions!I do not have any knowledge on renting.Better to rent an Airbnb for couple weeks to visit my daughter several times next year and come back to my home...
View ArticlePersonal Consumer Issues • Amazon Prime Video HD vs Blu Ray Disc Picture Quality
I have found streaming 4K UHD with sufficiently high speed internet more than good enough for 75" 4K HDR Mini LED TV sitting about 8 feet away.Even the regular HD streaming is fine on this, but it's...
View ArticlePersonal Investments • Exiting single stock with large LTCG quickly and...
You may be able to eliminate some tax by gifting shares to relatives. Something to at least investigate.Its not going to move the needle massively... (Unless you have a lot of kids.) But this can be a...
View ArticleClik here to view.
Personal Consumer Issues • [What TV Show Have You Recently Watched?]
I'm again working my way through Homicide: Life on the Streets. This is probably at least my fourth time through, including the original run. This time on Peacock.Adena Watson... I just have to finish...
View ArticlePersonal Finance (Not Investing) • Small medical bill in dispute - collections
Do I have anything to worry about with this one or any advice?Yes, absolutely. I would not personally play this game with my credit score. Especially now that you are at a collection agency, of...
View ArticlePersonal Finance (Not Investing) • Understanding withholding, estimated tax,...
As long as you fit into any one of the federal Safe harbors you won't owe any federal underpayment penalty when you file by Apr. 15.Based on a quick look at https://www.nj.gov/treasury/taxation/pd ......
View ArticleInvesting - Theory, News & General • Why all the IRMAA angst? [IRMAA:...
The cliffs bug me, but that's about it. I don't really want to have to worry about IRMAA, and if it worked like tax brackets, no one would have to. Maybe at some point that will get...
View ArticlePersonal Finance (Not Investing) • Has anyone used Greg Shepard, S&A...
@RosemaryRetiree: You mentioned in your other recent thread that you have 13 different TIAA contracts. While it's not unusual to have a handful of different contracts, 13 is definitely a large...
View ArticlePersonal Finance (Not Investing) • High Salary (>$500,000) careers
While I agree with other posters that you can reach >500k as a senior associate at most BigLaw firms, that path is hard to replicate since getting a BigLaw associate job is extremely competitive,...
View Article