Personal Finance (Not Investing) • Proposed new wiki page: Retirement...
Another thing to consider: it was many months and thousands of views before this forum post: Retiree Portfolio Model - Bogleheads.org led to this wiki article: Retiree Portfolio Model -...
View ArticleNon-US Investing • UK : Using 30 day wash rule to my advantage before moving...
Spoke to a reputed Indian tax advisor yesterday. As far as 30 day wash rule is concerned, India will only look at last purchase price as the cost basis. The fact that it is not considered as capital...
View ArticleInvesting - Theory, News & General • What is the Most You Would keep in...
... whatever VTHRX has me in.Statistics: Posted by Lawrence of Suburbia — Tue Jun 11, 2024 12:27 am — Replies 67 — Views 7588
View ArticlePersonal Investments • HDHP vs PPO - double check me please!
HDHP is better. You got it right.Statistics: Posted by Metsfan91 — Tue Jun 11, 2024 12:42 am — Replies 3 — Views 237
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Personal Investments • Roth or not?
I'm embarrassed at how uneducated I am with my retirement savings and giving you incorrect (guesstimate) and incomplete info. My sincere apologies. I'm amazed and grateful that so many Bogleheads take...
View ArticleNon-US Investing • India Tax on residents on US 401K / IRA / Roth IRA UK...
Spoke to a reputed Indian tax advisor yesterday. I will not name him but you can PM me. Regarding India tax treatment of foreign tax sheltered accounts, he said that as per Sec 89a you can file form...
View ArticlePersonal Finance (Not Investing) • Apple Pay on iPhone in Europe
While there last summer I was surprised how many were paying with their phones. Definitely a big shift to credit card/tap to pay from when I was there in 2012 and 2016. I had no issues with chip/tap...
View ArticlePersonal Finance (Not Investing) • Helpful Reminders for New Jobs (Fresh in...
Very good tips.If I were to generalize all I have learnt over the years - Do not hold back on asking for a favor even if you know there is no chance of it going through. Ask for it nicely...
View ArticleInvesting - Theory, News & General • Extreme Concentration in the S&P...
M* tells me that the top 10 of total world (vtwax) is 17% of the index. If the idea of the S&P 500 being "too" concentrated bothers/worries you (for reasons mentioned upthread it doesn't bother...
View ArticlePersonal Investments • Just Diagnosed With MS - Rethinking Finances
4. What else should I be thinking about or taking into consideration now that I have a medical situation like this? I know how fortunate I am to not have had medical issues until this.So sorry to hear...
View ArticleInvesting - Theory, News & General • Can vanguard force transition to...
2) Up to 11% of employer of VTI public companies may not have ability to use Vanguard brokerage platform.I would guess that Vanguard has done an analysis and decided that this demographic is not...
View ArticlePersonal Finance (Not Investing) • Organizing expenses at college
For both of ours, we worked out a reasonable monthly amount for rent, utlilities, books, food, and some routine activities, and then we transferred it to their account a few days before end of the...
View ArticleInvesting - Theory, News & General • New version of PortfolioVisualizer?
Does anyone know how to see total dividends returned on testfol.io ? So if I have a dividend paying stock and I go back 15 years, and select not to reinvest dividends is there a way to see how much I...
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Investing - Theory, News & General • Vanguard Auto Buy ETFs
And does it work with automatic recurring withdrawal as well? Auto sell the ETF. Mind to share the screenshot where this option is located? I don’t see it on my end and wondering if I am looking at...
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Investing - Theory, News & General • Why (or at what YTM) does it make...
Nice framework JBTX..., and thanks for sharing that you have already filled up a 30 yr TIPS ladder at 2.2-2.5%, so very interesting to see how you arrived at that decision...Several thoughts:I...
View ArticlePersonal Investments • 9-13% Bonds from Phoenix Capital legit?
Top google: https://www.reddit.com/r/personalfinanc ... oup_legit/or: https://www.datos.org/phoenix-capital-group-lawsuit/Few more of similar ilk. If it seems too good to be true...Statistics: Posted...
View ArticlePersonal Finance (Not Investing) • securely pay for... everything?
In order of preference:1. Whatever possible on rewards credit card and I really don't worry about skimmers as it's more difficult with chip cards and have never had a compromise that way and it's...
View ArticlePersonal Finance (Not Investing) • As a percent of your career, how much time...
Another poll. Is this actionable?As much as any other poll. I could see it being actionable to try to get datapoints on scenarios where there could be extended periods of unemployment.Statistics:...
View ArticlePersonal Finance (Not Investing) • COBRA Scenario Question
One other observation: our COBRA administrator acts like they do not want us as a customer. Same experience here. Everything in the registration process failed at every step and we were in the...
View ArticlePersonal Investments • Cash at Fidelity
But do you find the CMA really offers any advantages over a brokerage account? (Assuming you meet the brokerage account ATM reimbursement threshold.)A stupid but valid reason not mentioned elsewhere:...
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