Investing - Theory, News & General • Expectancy of selling options
Writing options is similar to writing insurance. On average one makes money.Statistics: Posted by Thesaints — Sun Jun 09, 2024 1:04 am — Replies 40 — Views 4056
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US Chapters • Roll Call for the Retirement Class of 2024!
Change of plans. I am not retiring this year. In fact, I do not now have a targeted date. Things are far better at work, with some interesting and challenging projects, yet with a very low stress...
View ArticleInvesting - Theory, News & General • Considering Schwab
Generally for me though, if the sale executes on the first, it will be available on the second to move to checking before my credit card makes its auto debit on the second.So do you actually return on...
View ArticleInvesting - Theory, News & General • Are you a closet market-timer?
I think there is no need to come up with overly complicated with market timing. On every paycheck, money is invested into your portfolio. If the market drops, your money buys more shares. You are both...
View ArticleInvesting - Theory, News & General • gougou's shareholder yield strategy
Return = dividend yield + growth + multiple expansionThe dividend yield of my portfolio is about 10%.From my analysis of the individual stocks in the portfolio dividends have been growing and there...
View ArticleInvesting - Theory, News & General • Sharpe ratio of S&P500 < 1....
The Sharpe ratio is nonsense. As supporting evidence, the result you refer to.Statistics: Posted by bh1 — Mon Jun 10, 2024 12:22 am — Replies 4 — Views 666
View ArticlePersonal Finance (Not Investing) • Big jump in Umbrella Insurance premium
Our umbrella policy increased by more than 50% this year. 2 seniors, 2 homes, and 3 cars. Home and auto policies also had a big jump. We insure through Costco. Maybe because DH turned 85 this year,...
View ArticlePersonal Investments • Why companies don't allow post-tax 401k contribution?
One more question on a small piece I'm not sure I quite understand. For the pro-rata rule in an in-plan conversion, is the pre-tax I have already contributed in the past part of that equation? OR is...
View ArticlePersonal Finance (Not Investing) • How to stretch 86 yo mom's portfolio
Sorry you are going through this. My grandfather was in an Alzheimer's unit for 10 years. He was not the same person the last few years, but his body didn't know how to quit. Here is a slightly...
View ArticlePersonal Consumer Issues • Something like sawdust near the front door ?
Look above, at your eaves and jambs and casings and such. I'd wager it's a couple of carpenter bees making some holes above in some wood and it's dropping down.I second this. I see it all the time...
View ArticlePersonal Investments • Pre-tax vs Roth for HNW
Okay, I had to work through an example to really wrap my head around this. Imagine a parent with a large estate above the exclusion that we will hold fixed in our two cases and ignore. In addition, we...
View ArticlePersonal Finance (Not Investing) • Which Midwestern markets have...
It’s always tough to assess where and why real-estate will go up or down over a given period.For example, I am surprised to see Floridians go to great lengths including self-insuring their homes while...
View ArticleUS Chapters • Has anyone heard from Mr. Larimore?
Taylor, I have not been here in a while but I saw this thread. You and Mel go all the way back (with me) to the M* Vanguard Diehards. I will never forget what you two did there and did for me. Be...
View ArticlePersonal Investments • Long-term capital gains on sale of index funds
How about filling out a mock tax return with your tax-prep software and add some fund sales to see what happens?Statistics: Posted by livesoft — Mon Jun 10, 2024 1:15 am — Replies 1 — Views 148
View ArticlePersonal Investments • Why employer caps after-tax 401(K)?
Compliance testing concerns see this thread: viewtopic.php?t=408789Statistics: Posted by placeholder — Mon Jun 10, 2024 1:21 am — Replies 1 — Views 131
View ArticlePersonal Investments • Valur , charitable remainder trust
I am in the same boat. See viewtopic.php?t=430457 for some commentary but essentially there are just a few options to diversify. FWIW, I spoke to Valur and they seem reasonable and competent. I havent...
View ArticleInvesting - Theory, News & General • How much portfolio loss can you...
if you retired in 2000 with all your money in an index fund like the S&P500 you likely would have lost a significant amount of your portfolio. During the next 10 years there were multiple years...
View ArticlePersonal Finance (Not Investing) • Financial privacy re: mortgage info on...
My home has the closing date correct (which the county itself doesn't; it lists the sale date as the date the title was recorded), but the mortgage information is clearly made up. The mortgage balance...
View ArticlePersonal Investments • TIAA Teachers Personal Annuity
BTW, you swapped the quotations between Harmanic and me. He/she did not make the error, I did.Oops! And I was so pleased with myself for figuring out how the quote button worked. I think the problem...
View ArticlePersonal Consumer Issues • How To Avoid PFAS And Other "Forever...
I am planning on avoiding most tea bags since they can have plastic in them. Stash tea bags do not contain plastic but use wood fiber.Statistics: Posted by msj16 — Tue Jun 11, 2024 12:22 am — Replies...
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