Personal Consumer Issues • Auto AC Maintenance - Question
It is my understanding that it is impossible to accurately add "a little" refrigerant. It must be removed and replaced with the correct amount for your system.Someone with good experience that knows...
View ArticlePersonal Consumer Issues • What frugal thing did you do today?
frankly, I am tired of frugality.dont get me wrong, I and the missus are frugal enough and live well below our means, but I am trying to become less frugal. we have worked our butts off for a combined...
View ArticleInvesting - Theory, News & General • Sector Level Investing - Has the...
Thanks. Don't mean to be bullying.But it literally was not common sense.Common sense is trusting market price, consequently by not trusting the market price you are categorically doing opposite of...
View ArticleInvesting - Theory, News & General • Congressional Financial Disclosures:...
One detail that should be remembered is that Thrift Savings Plan assets do not have to be listed as part of congressional financial disclosures. A handful of members (Earl Blumenauer did I seem to...
View ArticleInvesting - Theory, News & General • New version of PortfolioVisualizer?
Yes, i just found out only a ten year backtest limit. Boo.Sad, in the old blue box where it would indicate limited results because of the age of the fund, and offer suggestions, you get this: The time...
View ArticleInvesting - Theory, News & General • Alan Sloan on Vanguard Nickel and...
Grandma should not be buying and selling stocks/bonds. If Gram is not Internet savvy, she can get a Life Strategy fund. or Wellington/Wellesley and just spend the dividends.Or, Grams can get a full...
View ArticlePersonal Finance (Not Investing) • Annual Gift vs Inheritance
I've been gifting to the kids for years. They'll get everything in the end, and I can't spend the income I receive each year. Why not give them have a little help in the years when they can use it?...
View ArticleInvesting - Theory, News & General • suze orman says you need a min of...
That would be all well and good if she was talking about that kind of lifestyle, living in Bay area, leaving legacy, etc. I didn't see any of those qualifiers in the article, did you?Actually, did...
View ArticlePersonal Finance (Not Investing) • Buying a new house: Higher mortgage vs...
We are in a somewhat similar situation in that we are house shopping and looking to move if we ever find a suitable replacement. We've decided that we are okay with a home that is worth 400k more than...
View ArticlePersonal Consumer Issues • Your favorite finance podcast? favorite health...
Planet Money https://www.npr.org/podcasts/510289/planet-moneyandThe People's Pharmacy. https://wp.peoplespharmacy.com/get-the-podcastAvailable on your podcast apps, streaming, and weekly on my local...
View ArticlePersonal Investments • Help me choose a bond fund for 401k.
You can't tap into your 401k until you are 59 1/2. It might be best for you if you don't hold bonds in your 401k at all.That makes no sense at all.Statistics: Posted by placeholder — Sat May 18, 2024...
View ArticlePersonal Finance (Not Investing) • Getting rid of stuff
Below is a resource I recently found--Soles4Souls. I really connected with their mission. I originally found them when I needed to donate quite a few shoes in great condition. I ended up also sending...
View ArticlePersonal Consumer Issues • Your favorite family vacations?
1993 Austria [Salzberg Sound of Music tour], Germany [Berlin, Munich]I was with you until this..my wife made me go. Around that time we watched the movie and then a buddy of mine made me come to his...
View ArticlePersonal Consumer Issues • Old gas mix with new?
I think its maybe a year or year and a half at most? I have a thing of Techron that i was planning to pour in before or after I change the oil so not sure if that would be of any benefit?In terms of...
View ArticlePersonal Finance (Not Investing) • WA Cares Fund & Universal Life Insurance
WA Cares is much discussed here - you might want to scan through this lengthy thread.viewtopic.php?t=340307&start=1750Thank you, that's very lengthy indeed. Let me read through it...
View ArticlePersonal Consumer Issues • 48" T8 fluorescent bulb replacement options
Copilot says; It sounds like you’re considering several good options for updating the lighting in your living room. Here’s a breakdown of the pros and cons for each option based on your situation:Keep...
View ArticlePersonal Investments • 100 % Fixed and Content, a Mistake ?
In the past a relatively small amount of stocks in the portfolio both increased return and decreased volatility.Statistics: Posted by placeholder — Sat May 18, 2024 7:23 pm — Replies 6 — Views 531
View ArticlePersonal Investments • Private Mortgage vs. Municipal Bonds
This is year 1 of retirement. I expect a marginal tax rate of about 27.5% combined, although it could approach 30% depending on stock dividends and growth of the NQDC plan. I did offer a discounted...
View ArticleInvesting - Theory, News & General • Vanguard Cash Plus Account
Do linked bank accounts from an individual Vanguard brokerage account carry over to Cash Plus? What about beneficiaries?Statistics: Posted by xenial — Sun May 19, 2024 7:27 pm — Replies 992 — Views...
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Personal Finance (Not Investing) • Check my Roth Conversion "Answer"
Right Now, MaxiFi Planner is showing I get a better result (better Lifetime Discretionary Spending) if i convert well into the 35% bracket in 2024 and 2025, even though i am never in the 35% bracket...
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