Personal Consumer Issues • Any simple method for undergrad to make $1000...
60% of the time I could do homework or peruse Usenet groups.Ah, Usenet! I miss ye.My college jobs were "Dorm Crew" (cleaning bathrooms) my first two years and then I got wise and got a job in a...
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Personal Consumer Issues • Golf clubs for kids
I haven’t purchased from the superstore before but friend has and liked it fine.I can tell you that if the child is young and an inexperienced golfer the extra clubs are just weight to lug around or...
View ArticleInvesting - Theory, News & General • The Final, Definitive Thread on...
The last 12 months sound a bit vague to me. I feel it would be extended, so I would not do the offer until after 6/30/24. On a side note, can you provide some insight on my comment?...
View ArticlePersonal Consumer Issues • Dealing with being disturbed by someone else's dog
So you don't really consider these dogs to be aggressive???And you just started this thread because ???Why didn't you just say they were running loose and your community has a leash law?I do consider...
View ArticlePersonal Investments • Lump Sum or DCA a large windfall
The robust way to approach this question ex-ante is through probability distributions.The expected return through lump sum is higher than DCA. However, the variation in possible returns is also larger...
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Investing - Theory, News & General • vanguard ETF at fidelity
1, no2, noBut why not check with Fidelity for these and other questions. If you find that Fidelity customer service or web site sucks, then maybe you wouldn't want to use them?Thanks! I already have...
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Personal Consumer Issues • M43rds digital camera vs Iphone 13 pro max?
So I ended up bringing both with me. Didn't use the camera much and shot most with the iphone. But yea, a majority of the shots I'm sure are *decent* enough for Google Photos to look back on - we...
View ArticlePersonal Finance (Not Investing) • Is it possible to get any information at...
In terms of information, the most straightforward source is the executor/personal representative. There might be a calendar of updates that could be scheduled.Many states have somewhat efficient...
View ArticlePersonal Consumer Issues • Why are airlines allowed to bait and switch prices?
Exactly. I am applying zero constraints.Statistics: Posted by syngameon — Mon May 06, 2024 11:07 pm — Replies 9 — Views 542
View ArticleInvesting - Theory, News & General • A Simplified Story Motivating Small...
WDYT? Happy to hear your views. Thanks.That's the basis of DCA: The larger the volatility of the asset price, the larger will be the difference between the average price paid via DCA and the average...
View ArticlePersonal Consumer Issues • Is YubiKey Useful with Vanguard?
I have been using Yubikey for a few weeks now, very convenient.The fact that Vanguard allows google voice (some sites don't) and Yubikey is a perfect combination.Realize that SMS and Yubikey require...
View ArticleInvesting - Theory, News & General • Vanguard to Exit Individual 401(k),...
The Individual 401k adoption form and the Account opening form need to be mailed to Schwab or taken in to one of their offices.You can also fax, which is what I did instead of mailing or taking into a...
View ArticleNon-US Investing • As a future non resident alien (French national), should I...
Re-opening this old thread: I was curious assyadh if you figured out whether the Roth IRA distributions of earnings would be considered tax-free or not by the US, and whether a broker would issue a...
View ArticlePersonal Consumer Issues • What did you learn in your 40s and older that you...
It's less exhausting to be real.Statistics: Posted by Beensabu — Mon May 06, 2024 11:17 pm — Replies 100 — Views 14380
View ArticleInvesting - Theory, News & General • Allan Roth: Lessons From a Decade of...
From PV:https://www.portfoliovisualizer.com/bac ... LppXhGnYUyhttps://www.portfoliovisualizer.com/bac ... 4dkKMURPC1Interesting choice to not also chart the first half of that period separately... can...
View ArticlePersonal Finance (Not Investing) • Picking Apart Medicare Part B: Trauma Related
I have heard of opting out of Medicare Supplement. I have not heard of opting out of Part B unless one is covered by retiree health insurance. It seems a little crazy.Statistics: Posted by tj — Mon...
View ArticlePersonal Finance (Not Investing) • USDA Loans
Nothing happens to it. If you qualify for $100k but only spend $75k the other $25k never gets loaned. Just because you qualify for more doesn’t mean you need to spend more.OK, thanks. Can you use the...
View ArticleInvesting - Theory, News & General • With interest rates this high are...
Decreasing due to Ben Graham's formula comparing ST Treasury Yield to S&P500 Earnings yield.About 35 / 65 % stock / bond ratio given current yields.Bonds more attractive at present time. You can...
View ArticlePersonal Finance (Not Investing) • Home purchase cash vs mortgage
Hello all, Was hoping for some sanity check. We are planning and hoping to buy a house here shortly. If all goes well we will net some 400k in proceeds from my current house sale. We will need 450k...
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
Has anyone switched to BoA/Merrill as their day to day bank? Is it as horrible as people make it out to be, or is it just another big bank?If you are “platinum honors” do you get any sort of priority...
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