Investing - Theory, News & General • At what level of investible assets:...
If you insist on real estate look at REITS. They are already part of your equity index fund, however.Statistics: Posted by balbrec2 — Mon Apr 29, 2024 8:34 pm — Replies 10 — Views 586
View ArticleInvesting - Theory, News & General • Does the FIRE movement lead to...
D) What do you think you really gain by 95% in stock versus 70% in stock? Do you actually do the calculation and compare?KlangFoolCan you expand on this item D please. What annual percentages do you...
View ArticlePersonal Finance (Not Investing) • Reverse "Snow Bird": Insuring an...
I insure my 3 cars at my home and use one or two of them on vacation seasonally at other locations. If I am not using one I can put it in storage with my insurance company which decreases the rate for...
View ArticlePersonal Finance (Not Investing) • Mercury Has Launched Personal Checking...
You can get the same features from a Fidelity cash management account.Statistics: Posted by Harmanic — Mon Apr 29, 2024 8:35 pm — Replies 5 — Views 225
View ArticlePersonal Investments • VXUS in Taxable Acc. ??
I think I answered my own question, in my portfolio there is no other place other than Taxable to hold VXUS,Our Tax deferred at 22% is all BND + CDs & there is no place for VXUS, unless I exchange...
View ArticlePersonal Finance (Not Investing) • VHNW Bogleheads - What are you doing to...
We have about $13M net worth right now. We are 34/35 yo with three young kids. We came to the US for work 10 years ago.Our plan is pretty simple. We are moving to another country that has a...
View ArticlePersonal Finance (Not Investing) • Net worth anchoring - in retirement
During hard times, I don't replace the copper lions who guard the who'estate with fashionable new models.Statistics: Posted by whodidntante — Tue Apr 30, 2024 8:20 pm — Replies 49 — Views 4576
View ArticlePersonal Finance (Not Investing) • Advantages of having an American Express...
Amex Platinum is a $150 better than break-even for me with the CLEAR, Uber, NyTimes, and $200 airline fees covered. Plus, it's my highest (5%) travel rewards card.I'll just say that I find CLEAR...
View ArticlePersonal Finance (Not Investing) • Paying Down Mortgage (or not)
1) Our effective tax rate was 28.5% in 2023. How do I calculate the after-tax-deductible mortgage rate since the interest is capped? When evaluating a decision to pay down some of your mortgage that...
View ArticlePersonal Investments • Accruing Significant Wealth from Modest Beginnings?
OP,It is very simple.A) If someone is saving 20% of gross income and assuming 30% taxes, the person is saving 20%/50% = 40% of their annual expense every year.B) Every year, the person is saving 4.8...
View ArticlePersonal Investments • How to re-invest the cash in IRA rollover account
I just rolled over my 401k to IRA account, both in Fidelity. Total is about $400k, and currently all in cash. What’s the best strategy to re-invest? Is it better to convert them all at once to mutual...
View ArticlePersonal Investments • IRA
Ok. Thanks. I’ve only contributed about $700 into that traditional IRA account so far this year, so would it be correct that I can invest an additional 7300 into the new Roth once it is converted?Are...
View ArticlePersonal Finance (Not Investing) • [Credit Card reward strategies at Costco]
Seems like it would require navigating two hoops* and paying $400 per year. There's a no fee AAA visa card that reportedly gets 5% on groceries and 3% at warehouse clubs. I plan to look into that,...
View ArticleNon-US Investing • Recently discovered the magic of Ireland/Luxembourg...
Lets say I choose this one:https://www.justetf.com/en/etf-profile. ... #dividendsThis has a 0.1% expense ratio and a 2.44% yield. So from the bond issuer > ETF operator (15% tax) then from ETF...
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Investing - Theory, News & General • Now that long TIPS yields have...
Oh the salty tears that will be shed by those holding out, waiting to jump into TIPS in the 2.5-3.0% range, if real yields drop down below <2.0%... Maybe. Or maybe the people hoping for...
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Personal Investments • 529 Plans Are More Attractive Now
https://www.whitecoatinvestor.com/the-5 ... -rollover/I don’t plan to do itI'm doing it. $9,500 left in one kid's plan. Will roll to Roth IRA at end of this year and beginning of next. If any left in...
View ArticlePersonal Consumer Issues • What did you learn in your 40s and older that you...
I think this pretty much sums it up ....I got old too soon and smart too late.- Mike TysonStatistics: Posted by 7eight9 — Tue Apr 30, 2024 8:45 pm — Replies 74 — Views 7750
View ArticlePersonal Finance (Not Investing) • Anyone else get a robo call from...
My Part D provider is Wellcare but I haven't gotten any calls like this. Either that or they are not from Wellcare and they are sufficiently fake that Nomorobo is catching them.In the early days of...
View ArticlePersonal Investments • Possibly moving to Fidelity - ETFs?
It might be helpful if you could list the Vanguard funds you hold .. there are very likely very similar funds in Fidelity.If these are all tax deferred accounts, I’m not sure why you’d have to convert...
View ArticlePersonal Consumer Issues • Washington DC and Maine trip
The museums and the national zoo in DC are free, so there's that.The zoo has land sharks also. Great restaurants in Adams Morgan. The Spy Museum is cool. +1Air and Space Museum.Statistics: Posted by...
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