Personal Finance (Not Investing) • Tax Bracket Confusion
Hello, Community - I hope you are doing well.Multiple sources say that "taxable income" establishes a tax bracket.Not exactly true. Your ordinary income establishes your ordinary income tax bracket...
View ArticleInvesting - Theory, News & General • What good is tax deferred?
Roth IRAs only became available in 1998 - well after I started working in the early 1990s. By then our household income exceeded the limit for contributing to Roth IRAs and this has been the case ever...
View ArticlePersonal Investments • Are factors dead?
Stock factors are intended to be like duration and credit risk of bonds. The market applies a discount rate to bonds just like is does to stocks. Otherwise, why would anyone buy corporates if they did...
View ArticlePersonal Consumer Issues • AARP/UHC Medigap policies
Thanks for the replies!I do realize that states regulate insurance pricing but companies can ask for more than the state will allow and may appeal the state's decision (not sure if this is even...
View ArticlePersonal Investments • How close am I to FIRE?
Sell the investment property and buy a $500k house in a place where a $500k house is really nice. Add $200k to the coffers and cut out $78k expenses between housing and childcare and FIRE…or don’t and...
View ArticlePersonal Finance (Not Investing) • College Resident Assistantship(RA) and...
You report this on Schedule 1 line 8r.In TurboTax, look for phrases like "Other income not already reported on a Form W-2 or Form 1099," or "Miscellaneous Income," or "Less Common Income," and keep...
View ArticlePersonal Finance (Not Investing) • Calculating QBI (form 8995) for s-corp
Aren't you deducting the cost of the premiums on schedule 1?Statistics: Posted by muddgirl — Thu Mar 07, 2024 8:43 am — Replies 2 — Views 248
View ArticlePersonal Consumer Issues • Blackout shades for bedroom
In my daughter's apartment, I installed a double curtain rod. The inner rod holds a light-filtering curtain (for when she wants light), and the outer rod holds a blackout curtain (for when she's...
View ArticlePersonal Finance (Not Investing) • Please eval my mortgage
It looks like some points are being purchased. 0.015%?Statistics: Posted by tashnewbie — Thu Mar 07, 2024 8:49 am — Replies 16 — Views 1546
View ArticlePersonal Finance (Not Investing) • TurboTax Form 8615 Issues
MarkBarb, was this fixed in today's release?Statistics: Posted by hamhocs — Thu Mar 07, 2024 8:50 am — Replies 8 — Views 742
View ArticlePersonal Investments • Career ending, getting fired. Can we FIRE ?
You can do more math on the tax impacts of withdrawals etc. with tools like Pralana Gold, but I suspect it won't make a huge difference.Despite not being a traditional ultra-safe Boglehead FIRE plan,...
View ArticleInvesting - Theory, News & General • Argument against people that say...
I tend to not continue the "stock market" conversation once someone says it's "rigged" or it's "gambling" more than once (as in twice) in any given conversation. . (Sometimes people open with that...
View ArticlePersonal Investments • May Rollover TSP to Traditional IRA - What are the...
Check your state income tax regulations concerning TSP as a pension.I transferred most of the TSP to an IRA while living in a state with no income tax. as suggested.I might be moving to Oregon, in...
View ArticlePersonal Investments • Vgd Bond Page Nth Complaint
Vanguard's bond page does not play nice with Safari's "private" tab or "cross-site tracking".Try it without these features.Statistics: Posted by bondsr4me — Thu Mar 07, 2024 8:53 am — Replies 7 —...
View ArticlePersonal Consumer Issues • Alaska trip without taking a cruise - help
We did self-guided driving tour last summer, it was an amazing trip. We flew in to Anchorage and out of Fairbanks, but drove ourself everywhere in-between. We visited...Anchorage, Seward, Homer,...
View ArticleInvesting - Theory, News & General • What if you can't access your money?
Hmm. I don't think anyone's mentioned having skills yet. Most of the responses center around having things.What about having a degree of survival/wilderness training, and maintaining basic physical...
View ArticlePersonal Finance (Not Investing) • Online savings account options
I think folks are referring you to VMFXX which is the Vanguard money market fund that is the default settlement account with a Vanguard brokerage account. It pays that much in interest currently. It...
View ArticleInvesting - Theory, News & General • When do you tax-loss harvest?
I'm curious about when people decide to tax-loss harvest. I'm contemplating my own plans should we have a market downturns this year. Do you wait until you have a $3000 loss? Less? Or even more, if...
View ArticlePersonal Finance (Not Investing) • How do you deal with online misinformation?
Live a good example and put out your own accurate information. That doesn't mean you need to reply to people spreading inaccurate information, it's usually better to engage with people who have an...
View ArticlePersonal Consumer Issues • IKEA Kitchen Cabinets
Anyone have thoughts/opinions on Ikea kitchen cabinets? Easy to install? Long lasting?Statistics: Posted by LaramieWind — Fri Mar 08, 2024 9:01 am — Replies 0 — Views 23
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