Personal Finance (Not Investing) • Pre-retirement: the "hurry up and...
Thanks everyone for the feedback. It is helpful. I've already had my mid-life crisis! This is not as intense, thankfully. I think I just need to go back to the "set it and forget it" phase for about...
View ArticlePersonal Finance (Not Investing) • Complain About Bad Boss?
^^^Company management already knows your supervisor inside and out, and either don’t care or actually wants her to function in her role as she is currently doing. You may not agree but things that...
View ArticlePersonal Consumer Issues • Best way to pay for a car in cash with Schwab
Given that most checks given to businesses are direct debited to the account of the writer, there isn't any real reason for refusing a check.What do you mean by "direct debited?" I think the reason...
View ArticlePersonal Finance (Not Investing) • Charity donation strategy: cash instead of...
For the last couple of years I have been donating appreciated assets to our DAF using "misfits" in our portfolio. These are smaller holdings that simply clutter up the portfolio and add no real...
View ArticleInvesting - Theory, News & General • Spouse Beneficary Step Up in Basis ??
If the surviving spouse gets an automatic step up in basis in case of my passing away for example, will Fidelity not send the 1099 to my DW for example or she will have to decide by herself or call...
View ArticlePersonal Finance (Not Investing) • To HSA or not HSA??
We were in a high deductible plan for a while and had HSA accounts but transitioned to something else (HMO/PPO) when we were having a kid. Childbirth is now behind us and trying to see if it makes...
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Personal Investments • Help with 401k choices and account cleanup
Your portfolio and overall situation look good to me No opinion on the house situation.You might want to put a notation (in red) in the first post to look at the update. Otherwise people are going to...
View ArticlePersonal Consumer Issues • Question about Solar panels
Greetings:I live on the coast about 20 miles from San Francisco and for the past 3 years or so we experience power outages during winter. Last year we had no power for 5 days and this year for 2 days....
View ArticlePersonal Consumer Issues • Pet accidents: hardwood vs tile vs luxury vinyl plank
Large format (e.g. 2' x 1') porcelain tile is our recommendation in Southwest or Florida on a slab foundation, although you might want a rubber floor mat in the kitchen if standing there...
View ArticlePersonal Investments • Good or bad time to invest in S&P 500 for Roth IRA?
If you're investing for the long-term now is always a good time.Statistics: Posted by FrugalInvestor — Mon Mar 04, 2024 8:16 am — Replies 12 — Views 1043
View ArticlePersonal Consumer Issues • At what point in a car’s life do you try miracle...
......excuse me while I go out to change my points, plugs, condenser and adjust the distributor and timing. So it was back in the early 70s that was the last time I used STP or other...
View ArticlePersonal Finance (Not Investing) • How is income from U.S. obligations...
Thank you so much for your replies! So, if there is a percentage, like 79% on my form, of income from US govt funds, u r saying that we don’t have to pay state tax on that percentage, right? And if...
View ArticlePersonal Investments • To buy BND or not now ??
Folks here cry "recency bias" but are you supposed to ignore the fact that BND lost double digit percentage in 2022? Also perfectly plausible that it will lose again in the future?Do you ignore the...
View ArticlePersonal Consumer Issues • Undersizing whole house generator?
new house electrical service includes all electrical HVACIf you have natural gas at the house it seems odd that the HVAC would be all electric.If you do not have natural gas then you also need to...
View ArticlePersonal Investments • Would you help me best invest/allocate $350k
If you're already maxing all available tax-advantaged accounts (401k/403b, HSA, Roth IRA), including ones for your spouse, then taxable investing is the next step. You should determine what you want...
View ArticlePersonal Investments • PlanVision vs Maxifii/NewRetirement/ProjectionLab
One caution I would have on eMoney with any advisor is based on an experience with Fidelity FullView (which is a feature-limited version of eMoney). Fidelity owns eMoney.I found the asset allocation...
View ArticlePersonal Consumer Issues • Window Warranty
3 potential problems with the warranty.1) installation warranty is only 2 years, so if the window foam fails after 2 years, consumer pays.2) warranty does not cover "performance of the low-maintenance...
View ArticlePersonal Investments • Schwab MM Funds: Why so many?
So only SNSXX, and its Advantage-class sibling ($1M entry point) have greater than 0% (99.61% for 2023 actually) CA state tax exempt dividends.This is one of the reasons to invest with Vanguard.Why,...
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Personal Consumer Issues • Good Modern Science Fiction
The Three Body Problem. The first of a trilogy. Quite amazing.Truly a masterpiece. Indeed, thanks for the recommendations here. This is quite good. Actually there are 4 books in the series. They are...
View ArticleInvesting - Theory, News & General • Vanguard: Reasons for caution about...
Stay the course, as always. Never sell. For new money buy US small caps, which are historically cheap. That’s my plan.Statistics: Posted by Billy C — Tue Mar 05, 2024 8:31 am — Replies 7 — Views 903
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