Personal Consumer Issues • EV / Hybrid basics?
When I first got a Prius, the question I was most often asked regarded the little picture of a charging battery, the hybrid battery "gauge." They asked, "Geez, what do you do when that gets down low"...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
Ah yes, the myriad flavors of EMH. If you're asserting that in fact everything is already "priced in", then there's no reason to choose any stock over another, any index over another, any country over...
View ArticlePersonal Consumer Issues • Las Vegas Recommendations
I would see Mat Franco (magic) across the street at the Linq. He has shows M-W and good seats can be had for $80 each.For food, if you want large portion size look no further than the buffet at...
View ArticlePersonal Finance (Not Investing) • Is owning a business required to be wealthy?
I must admit I got this idea from social media; I hope you realize that random people on the internet may be lying. Would you trust the opinion of a guy you met in an airport bar who was selling...
View ArticleInvesting - Theory, News & General • "In general, bonds add little...
BetaTracker, I'm generally sympathetic to your adviser's thinking, especially since I'm concerned about the medium- and longer-term inflationary pressures that any attentive observer can recite....
View ArticleInvesting - Theory, News & General • Total Portfolio Allocation and...
1) In term of buying TIPS, I'm assuming you mean buying a TIPS ladder vs an ETFNot necessarily. The duration of the bonds is what matters. ETFs holding TIPS are fine if you can get the right duration....
View ArticlePersonal Finance (Not Investing) • Where to find free tax help?
The AARP Tax-Aide sites are closed for the season, but I did a quick search on a random Seattle zip code and found that there are VITA sites that are still doing taxes. Use this link and change the...
View ArticleNon-US Investing • [Belgium] Capital loss offsets (if any?) / methodology
There are very few assets that are subject to capital gains tax I Belgium for an 'ordinary' investor. Accumulating bond funds are maybe the most visible. (Where the capital gains tax tries to...
View ArticlePersonal Finance (Not Investing) • If you hit $3M by your 40s, what did you...
we spent on everything you mentioned above and then some. Mostly we just do nicer things with less worry. Now i'm actually trying to spend more money because I realized we have too much. I definitely...
View ArticlePersonal Finance (Not Investing) • Death of Spouse - - Some Unanticipated...
I am so sorry for your loss.I disagree with LTC insurance. There are a lot of requirements in place that can make it difficult to get paid out. My parents skipped it and my mom was very well versed...
View ArticleInvesting - Theory, News & General • Why "traditional" asset...
If you equate sports betting with investing in the stock market, I can't help you. There is a big difference between the two and if you can't see this yourself, there isn't much that I can do.If you...
View ArticleInvesting - Theory, News & General • Modified versions of HFEA with ITT...
I think also constant relative risk aversion is not exactly right. I think my risk aversion likely peaks around 1M lifetime wealth but would be lower at both higher and lower lifetime wealth....
View ArticleUS Chapters • Post your Financial Milestone Announcements Here
Mid 40's, last December posted on 3.4m net worth and 3m invested assets. I started my career with negative net worth, and with hard work and luck, 'self made' (to the extent any of us are self made;...
View ArticlePersonal Investments • Large capital loss carryforward - implications for...
OP, you are the 2nd person to say they have 5m in cap loss carryover (well, the other person said mid-7 figures). They are using 2m in SGOV and selling/buying every month before ex-div to capture the...
View ArticlePersonal Consumer Issues • Hotel recommendation (or at least what area) in DC
Looking to take a family trip (2 adults, 2 kids, both young teens) to DC in mid to late April.I'm mostly looking for recommendations on what area to stay, and will then do my research to find a good...
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Personal Investments • Ass-u-me ing there is a USD & Stock Mkt Crash in...
Following given I have a side bet with myself on this Statistics: Posted by Wannaretireearly — Thu Sep 19, 2024 1:07 am — Replies 27 — Views 976
View ArticlePersonal Finance (Not Investing) • Backdoor Roth /form 8606
Here's a simple exercise:In 2022, you make a $7,000 non-deductible IRA contribution and leave it uninvested. In 2023, you convert the $7,000 to Roth. In January 2024, you make a Roth contribution of...
View ArticlePersonal Finance (Not Investing) • Fidelity ERROR on Rollover - Having a...
Fidelity says they can't issue an amended 1099-R, but we will receive a new 1099-R for 2024 in January 2025.That seems like a typo in the last line of their msg. You should get something like a...
View ArticlePersonal Investments • For Retirees. How simple are your portfolio's?
80 years old.(female) 44% Total stock market, 38% intermediate muni bond fund, 15% CDs, 3% cash.Self-insured for long term care, if/when needed.Statistics: Posted by Gnirk — Thu Sep 19, 2024 1:11 am —...
View ArticleInvesting - Theory, News & General • WisdomTree 90/60 US Efficient Core...
b) Stocks drop 30%, and treasury futures drop 30%?- NothingThis is not correct. It's a levered fund, you need to think in levered terms. For simplicity sake, say you have $1,000 in an account that is...
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