Personal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
1. Get $1000 for ACAT transfer of $100k to Merrill EdgeI don't believe you are correct in stating that Merrill Edge offers a $1k bonus for a $100k transfer.Also, I am not sure why you would need to...
View ArticlePersonal Consumer Issues • Upgrade to Windows 11 ?
Hoping I can piggyback on this thread.I have a 2012 windows 10 computer without TPM. It was the fastest Intel processor available at that time and I've since upgraded to SSDs and an elite/new graphics...
View ArticlePersonal Investments • 60/40 too risky for 73 year old
I would look closely at your family tree. Unless you have something that really sticks out, i.e. a grandpa who lived 10 years in an Alzheimer's unit, other ancestors living to age 100, etc., I would...
View ArticlePersonal Consumer Issues • New Refrigerator recommendations
No specific refrigerator recommendation, but I’ll drop a plug for a $39/yr membership for Consumer Reports. CR is a very Boglehead-friendly, un-biased information source that does loads of product...
View ArticlePersonal Finance (Not Investing) • Good Experience with Medicare Advantage...
Does your Medicare Advantage plan have a $50k lifetime cap on foreign coverage? Or any other limit? Many do.I had not thought of that. I looked at the plan documents and didn't see any such limit, but...
View ArticlePersonal Investments • account security while travelling?
Always use a VPN when connecting to your financial accounts on public wifi, especially overseas.One day this canard will die.A VPN does nothing to improve your security when traveling. A VPN...
View ArticlePersonal Consumer Issues • Anyone Into Archery?
Around Montana we use archery to kill elk. Other ungulates beware.Statistics: Posted by hvaclorax — Mon Sep 09, 2024 11:16 pm — Replies 8 — Views 557
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Personal Consumer Issues • Money is no longer the problem…
It's tough to give advice with so little info and so much of this dependent on personal preference. You'll need to do some introspection and discuss as a couple to decide on what actions you want to...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
The investors doing the carry trade are sophisticated investors. Their collective actions exposing their lack of confidence in the prospects of their own domestic economies.It is literally just...
View ArticlePersonal Consumer Issues • CBD Portugal? [Cannabis]
Don’t do it. Ask around. Doubt you’ll find anything to justify the risk. Now if you can buy legally after you arrive then do just that. Ask around. It’s important to get this right. MD here. Or don’t...
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Investing - Theory, News & General • Boglehead "stars" in...
https://www.consumerreports.org/money/f ... 770731658/Definitely not close to how I imagine I'll be spending money when 65 years old. Currently around 10 years from age 65, I'm spending $11,000 on...
View ArticlePersonal Investments • Fidelity plan-to-plan rollover issue
Hi all,Requesting advice on how to handle issue with Fidelity.I recently changed employers and rolled-over several plans (403b, 457b) from my old employer to the new employer's 401k. All plans are at...
View ArticlePersonal Finance (Not Investing) • Post-NAR Settlement Buyer Commission...
Does anyone know how this will affect the tax basis of the property, if the buyer is now responsible for paying the buyer's agent? IRS Pub 523 has this to say on real estate commissions &...
View ArticlePersonal Consumer Issues • Struggling with the Hedonic Treadmill / Wealth...
Strange times.Have relations with your DW, your family and friends. Look at your earnings then look out your back door. Go for a long walk.Statistics: Posted by hvaclorax — Mon Sep 09, 2024 11:26 pm —...
View ArticlePersonal Consumer Issues • Downside of canceling US Health Insurance while...
Currently, we're away from the US and won't be coming back till early next year. I'm thinking if it's a prudent decision to stop our US Health Insurance plan for now and re-enroll at the end of the...
View ArticlePersonal Finance (Not Investing) • Amending 5500-EZ EIN
No, leave box 4 blank. The "last return" it refers to would be a prior year's return, not the one you are correcting.Thanks Todd-So do I essentially fill it out the same way as I did the first time,...
View ArticlePersonal Consumer Issues • Gmail or Own Domain Name for Personal Emails?
Like a few people have said, you’d probably get the best of both worlds with Google Workspace and a custom domain. But for basically everyone, a regular Gmail account is just fine.Absolutely!For those...
View ArticlePersonal Finance (Not Investing) • What are the ideal distribution sizes and...
Target yearly withdrawal: less than 4%our 2024 Expense category and percentagecar: 2%charity: 4%civic: 3%dining: 1%kids education: 3%fee: 2%food: 8%gift: 4%housing: 9%insurance: 6%medical: 25%phone:...
View ArticlePersonal Consumer Issues • Will more attic insulation improve comfort??
Did the energy audit include a blower door test? If so what were the results?If not, get a blower door test done. That is the best way to determine which improvements will have the biggest impact on...
View ArticlePersonal Investments • Being hard sold a SPIA. Opinions?
I just turned 65 and will collect my first social security check this month.Delaying starting Social Security is in effect buying an inflation adjusted SPIA which has much better terms then anything...
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