Personal Investments • Surviving Spouse - Owner or Beneficiary of IRA
As it was explained to me, the Key Word in Sec 327 is "Assume" the Inherited IRA --Effectively, Sec 327 improves the RMD situation for such beneficiaries. And the Surviving Spouse can still at any...
View ArticlePersonal Finance (Not Investing) • Does Vanguard allow a third beneficiary?
It's not clear what the "trust failing" refers to. Did not a competent trust attorney draft it?Or are you referring to issues with the trustee of the trust failing to perform, or perhaps the more...
View ArticleInvesting - Theory, News & General • Is there a case for TIPS in taxable?
"Don't let the tax tail wag the investing dog," or whatever the phrase is. I have TIPS (in an ETF) in taxable because I don't have sufficient tax-advantaged space to hold all of the TIPS my investment...
View ArticleInvesting - Theory, News & General • The Final, Definitive Thread on...
It seems the vast majority of these bonuses are for bank accounts or brokerage accounts.We have two large 401k accounts that we need to transfer into traditional IRA accounts.Are there currently any...
View ArticleInvesting - Theory, News & General • HSA Bank eliminating investment options
When you're in CA, your HSA contributions are not state-tax deductible. It would be reported on your W2 for contributions from your paycheck while a tax resident of California.Payroll HSA...
View ArticlePersonal Finance (Not Investing) • My CPA told me he has money in AUM: red flag?
Why would you assume a tax expert knows anything about investing, or cares about doing it for themselves?Statistics: Posted by Chardo — Thu Aug 29, 2024 8:44 pm — Replies 21 — Views 1467
View ArticleInvesting - Theory, News & General • The Diversification Playbook:...
Thank you for your efforts and analysis! This was/is a great thread.kbgStatistics: Posted by Kbg — Thu Aug 29, 2024 8:48 pm — Replies 28 — Views 4322
View ArticleInvesting - Theory, News & General • Christine Benz discusses her new...
Rick, Thank you for the hard work you put into generating the library of thought provoking podcasts as well as the many thoughtful responses you have provided on this board over these many years...
View ArticleInvesting - Theory, News & General • How to blunt the outsized tech...
What if tech remains "outsized" for the foreseeable future, given that we live in a tech world? And, as others have mentioned, the label "tech" is being used somewhat loosely. Are Amazon and NVidia in...
View ArticlePersonal Finance (Not Investing) • Home Construction Loan
We are currently apply for new construction loans and it seems that all the banks care about is your credit score and your current income. We will likely need to liquidate some stocks to fund...
View ArticlePersonal Finance (Not Investing) • How did you (or how would you) purchase...
I would like to pay all cash I just think that’s not in the cards.. maybe when i’m in full retirement, hah!Statistics: Posted by slalom — Thu Aug 29, 2024 8:56 pm — Replies 9 — Views 1166
View ArticlePersonal Finance (Not Investing) • Seeking examples of "horror...
My MIL. Her husband (DW's father) died when DW was a teenager. There was supposed to be insurance on the mortgage that would pay off the balance if he died first. She couldn't find the insurance...
View ArticlePersonal Finance (Not Investing) • Seeking Advice on Gift Received
I think for the children separate UTMA accounts with parent as custody are called for. This is trivial to do. Example:https://www.fidelity.com/open-account/custodial-accountStatistics: Posted by...
View ArticlePersonal Consumer Issues • Used Iphone in the $300-$400 range
I recently got an iPhone SE 3rd Gen Renewed from Amazon for ~ $200. Phone was nearly brand new and still had 100% battery. I like the smaller size 4.7 inch screen compared to the huge screens of other...
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Personal Finance (Not Investing) • Some banks now using Paze
As always, XKCD knows what's up And the old line is ... The great thing about standards is: there are so many of them....Statistics: Posted by ArtMan — Thu Aug 29, 2024 8:59 pm — Replies 81 — Views...
View ArticlePersonal Finance (Not Investing) • SAHM collecting SS at age 62--will this work?
but isn't it also true that you (wife) can't get a spousal benefit until your spouse starts claiming for himself?The first link I gave says: "our spouse must be receiving benefits for you to get...
View ArticlePersonal Consumer Issues • Wills gone missing
What type of inheritance are we talking about? If they're in a bank or brokerage, the will almost doesn't matter. What matters is the list of beneficiaries on file with the bank/brokerage.In the one...
View ArticlePersonal Consumer Issues • LAX to Culver City, CA
I like the idea of a car service. Any particular ones that anyone could recommend as reputable? Thanks.Statistics: Posted by syc — Thu Aug 29, 2024 9:05 pm — Replies 5 — Views 447
View ArticlePersonal Investments • Retiring in 6 months (off TSLA options); Plan Review;...
You guys keep on saying that but unless OP has $8M all in his retirement account how does he unwind?I think as long as OP has high income which pays for his expenses, he can continue to play. At the...
View ArticlePersonal Finance (Not Investing) • Pay service provider or Debt collector?
Hello.I accidently forgot to pay a service provider (about $100). The unpaid bill probably got sold to a debt collector and I received a letter from them.I want to pay since it is a legitimate...
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