Personal Finance (Not Investing) • Getting rid of Tesla Collision Coverage
My insurance was same two years ago when my car was worth double but after the huge drop in Tesla prices the insurance did not drop as well.The repair costs haven't gone down.I don't think anyone can...
View ArticlePersonal Consumer Issues • Honeymoon to Italy and Slovenia -- Advice Please!
A few thoughts:1) November may be getting a bit late in the year for Slovenia, especially mountain hiking. Even Venice runs more risk of being rainy/cool (and Aqua Alta high water conditions). It's...
View ArticlePersonal Investments • 25 year old looking for guidance
Hi , Just my 2 cents, 65 year old investor, been in the market since I was 18 yo.you are so young , you have a 40year time horizon, I would Be 100% in stocks Personally I like VOOVOOG all time...
View ArticlePersonal Investments • VXUS in emerging and developed sub-ETFs
Does this math logic add up? A little more eyes on my math for reassurance if you’d be so kind.My individual taxable account desired allocation:- VXUS: 63%- VTI: 37%So, to translate this:VXUS (63%) =...
View ArticlePersonal Investments • 25 years old - Evaluate my finances
Your doing greatStick with a vanguard S&P500 index fund Vanguard , lowest fees , some real good management, good historypersonally I like VOOVOOGand all time favorite MGK its kind of like the...
View ArticlePersonal Investments • Another Pay Down Mortgage vs Re-Invest Post
It doesn't have to be all or nothing. You could pay down the mortgage $100k and then put $100k in VTI in a taxable brokerage account. This might be optimal. It depends on your risk tolerance. Paying...
View ArticleInvesting - Theory, News & General • How to Build Your Retirement...
From Barron's Our do-it-yourself retirement system is cracking: Aside from Social Security, few of today’s workers will have a guaranteed source of income like a pension. And millions now in...
View ArticleInvesting - Theory, News & General • Expectancy of selling options
C,Clearly you don't like the term selling insurance. Fine.Please explain why a put is purchased?Statistics: Posted by Kbg — Tue Jun 04, 2024 11:46 pm — Replies 30 — Views 3108
View ArticleInvesting - Theory, News & General • Vanguard to Exit Individual 401(k),...
Woof, this process SUCKS.I've been working on this with Fidelity for a full month and between reps literally telling me incorrect things *multiple times* to the more recent "we need a Vanguard...
View ArticlePersonal Investments • Moving from bond funds to individual bonds
If you have liabilities in certain upcoming years that you want to duration-match without needing to select individual bonds, one option could be defined-duration bond ETFs like iShares iBonds or...
View ArticlePersonal Finance (Not Investing) • Long Term Care for MIL...
I know a little bit about Medicaid eligibility, having dealt with this for my mother in KC area, which splits between Kansas and Missouri. There are many LTC facilities in KC metro, some on the...
View ArticlePersonal Investments • Wells Fargo disaster
...The actively managed WF account is run by an outside manager/group called CONFLUENCE (I believe). That manager apparently is leaving and taking his intellectual property with him??...While I am not...
View ArticlePersonal Consumer Issues • Are digital water meters accurate?
Well, I had a post that disappeared, which I came back to edit. Not going to rewrite it so I'll summarize:1. They could have mixed up the meters when they installed. Check the meter number on your...
View ArticleInvesting - Theory, News & General • Arithmetic Returns vs. Geometric...
It is faulty reasoning. Volatility drag is a myth. Your return is your return. The arithmetic mean of multiyear returns is just an incorrect calculation of annualized return from multiyear returns. It...
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Personal Consumer Issues • What iPad & MacBook to purchase for a student?...
We sent our CS major off with an m2 MacBook air with 24G of RAM, and that's been sufficient thus far. We waited a semester to see if an iPad would be useful for notes, and it turns out it was, at...
View ArticlePersonal Finance (Not Investing) • Anyone teach for local Community Colleges?
I know that some adjuncts are expected to teach literally the exact material developed by someone else, and at a specific time and in a specific sequence, so for example multiple sections of the same...
View ArticlePersonal Investments • So I fired my financial advisor …
I agree with some of the others that if you have a reasonably diversified set you could kind of think of them as your own fund for now just redirect the dividends to other investments and look for...
View ArticleInvesting - Theory, News & General • What is your Minimum 20+ year TIPS...
As a sub-question of this thread, Why would anyone (except perhaps insurance companies, etc) buy a 21 year TIPS today?Are you asking why people buy bonds? How are TIPS a separate question?I would buy...
View ArticlePersonal Finance (Not Investing) • What Retirement Planning/Budgeting...
For those with experience running one or more of these tools, your input on a couple of wiki articles in progress could be useful.See draft articles:User:FiveK Retirement income planning and...
View ArticlePersonal Finance (Not Investing) • Proposed new wiki page: Retirement...
If you have counterexamples of situations the page does not handle well, let me know and we can discuss.Other contributors have raised various salient points so if you have addressed those points to...
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