Personal Consumer Issues • Landlord wants open house while we are still renting
Unfortunately, it’s part and parcel of renting a unique property (as opposed to one unit out of 50+ similar units).Nonsense. Open houses do not need to be and should not be scheduled while a tenant...
View ArticlePersonal Investments • How does one take RMDs from a TIPS ladder in a...
Assuming everything is in the one account the RMD must be taken from that account. If the account doesn't contain enough cash and proceeds from maturing TIPS it would be necessary to sell something...
View ArticleInvesting - Theory, News & General • Fidelity Retirement Planner -...
Just gave it a quick look over. Agree with your observations. I also like the RMD column they added.Overall I'm pleased too.Statistics: Posted by MrBobcat — Sun Jun 02, 2024 11:28 pm — Replies 1 —...
View ArticlePersonal Finance (Not Investing) • Annette’s Excellent Real Estate Adventure
i wonder if this is discrimination about age, gender, or marital status.as a landlord and a tenant, i am familiar with leases having a line about what happens if you don't vacate. it's standard. not...
View ArticlePersonal Investments • 529 front loading and dollar cost averaging
Thanks to all of you for these clear, consistent answers!Statistics: Posted by degemermat — Sun Jun 02, 2024 11:31 pm — Replies 5 — Views 640
View ArticlePersonal Consumer Issues • What iPad & MacBook to purchase for a student?...
Hi.. I am lifelong Apple fan here... if it were me (and what i do) is buy a new ipad Air with 512gb - 13 inch.. no need for the pro especially if you are getting a macbook computer. I would then get a...
View ArticleInvesting - Theory, News & General • Anyone holding VTV as sort of a tech...
Yes, I do something similar. I hold the majority of $ in VOO, however, I also own VUV (Vanguard Value) and VUG (Vanguard Growth) to allow me to "toggle" (lean towards/tilt) from large cap blend to...
View ArticlePersonal Finance (Not Investing) • Vanguard retiring Coverdell ESAs
Anyone happen to save a copy of the letter from Vanguard last summer about stopping taking new money in Vanguard ESAs?Now, they have not only stopped taking new money, but also now one can't buy new...
View ArticleInvesting - Theory, News & General • Gary Smith: LLMs Can't Be Trusted...
Three different LLMs were asked whether someone who is already 67 should to delay Social Security to age 72. None of the three mentioned that delaying until 72 could not be right because there is no...
View ArticlePersonal Finance (Not Investing) • HDHP always better than PPO? What am I...
The IRS defines HDHP.as HSA eligible and vice versa. That does now seem to be the case. It was not the case in the recent past.Statistics: Posted by Northern Flicker — Mon Jun 03, 2024 11:20 pm —...
View ArticlePersonal Consumer Issues • How to retrieve plastic funnel stuck in my garage...
She is not pouring anything down the garbo, her little plastic funnel just made its way in there. JHC.I would try some long nosed pliars and a good flashlight.In earlier posts, she literally said that...
View ArticlePersonal Investments • Roth IRA basis question: no direct contributions, all...
The basis is the total amount converted. However, if you converted $7001 in 2022 and $6999 in 2023, the $1 of taxed conversion from 2022 will be the first out. As such you would owe a 10% penalty on...
View ArticlePersonal Investments • Backdoor Roth IRA - Need to create new Roth IRA account?
I would think that one would want to maximize interest accruing and maximizing gains during this process. Example:I put $7,000 in a nondeductible IRA and it goes up 100% to $14,000 overnight, so I...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
VTI has plenty of international exposure for me as many of its companies have large international operations. Both Europe and east Asia have large authoritarian governments making aggressive moves and...
View ArticlePersonal Finance (Not Investing) • How to teach your 20 year old to be Frugal?
Student housing and intern housing are two different things. Students are not making a full income. But if she is pulling in 15k as an intern (presumably for 3 months) then she should have to spend...
View ArticleInvesting - Theory, News & General • Now that long TIPS yields have...
I found purchasing individual TIPS straightforward as well. What I dread is tax time, i.e., how to file tax for holding these TIPS. I did it with my taxable account.Me too. I've read in various...
View ArticlePersonal Investments • Experience with Wedmont Private Capital
I wouldn't go for a place like this. What is the draw to them? No reason to move to a place for AUM fees.-TheDDCStatistics: Posted by TheDDC — Mon Jun 03, 2024 11:41 pm — Replies 9 — Views 552
View ArticlePersonal Consumer Issues • What are the Safest Dry Erase Markers you can buy?
Safest in what sense?Not toxic, made from the least harmful chemicals.Statistics: Posted by teelainen — Mon Jun 03, 2024 11:50 pm — Replies 2 — Views 170
View ArticlePersonal Consumer Issues • Basement is freezing due to HVAC - thoughts/fixes?
We have a walk-out basement (in Colorado=cold) and after having 3 years in a row of freezing pipes, we added a Jotul gas fireplace on its own thermostat. I set it to 60 and no issues since. 20 minutes...
View ArticlePersonal Consumer Issues • Water Pressure Regulator
Sounds suspicious for a regular to go out in only 3 years.Statistics: Posted by southerndoc — Tue Jun 04, 2024 12:00 am — Replies 1 — Views 21
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