A fine suggestion as long as VTI is not held in Taxable and any of the tax-advantaged accounts, so that Wash Sales can be avoided. I picked S&P-500 in all the tax-advantaged accounts and Total Stock Market in the taxable account to avoid wash sales and because often times 500 Index is available in a 401k/457b while TSM is not. Given the market cap weighting, the performance of VTI and VOO is nearly identical (small caps, even when they outperform, are such a tiny percentage of the total market as to not move the needle significantly).One suggestion I have for consideration is shifting an amount you are comfortable with towards Vanguard Total Stock ETF (VTI) and less concentrated in Vanguard SP500.Thank You for this comprehensive reply @bonesly! I am amazed by the members here on Bogleheads.org.
Perhaps not a concern if no sales in the Taxable account are planned (e.g., for tax-loss harvesting).
Thanks for the suggestions @tdi_gorilla and @boneslyOne suggestion I have for consideration is shifting an amount you are comfortable with towards Vanguard Total Stock ETF (VTI) and less concentrated in Vanguard SP500.Thank You for this comprehensive reply @bonesly! I am amazed by the members here on Bogleheads.org.
Currently there are no plans to sell anything from the taxable account in the near term
Statistics: Posted by 6th Element — Sun Apr 14, 2024 5:32 pm — Replies 10 — Views 1507
