Personal Finance (Not Investing) • Able to Retire Early, but concerned with...
What are you actually expressing? Taxes are unfair to those who are more wealthy? Healthcare is expensive? Both are complicated?I would say, echoing another poster here, that health insurance is a...
View ArticlePersonal Investments • Die with Zero - opinions?
Also not wanting to derail the thread (my thread in fact), I recently placed a relative in Medicaid assisted living. I think the worst aspect is sharing a bedroom and bathroom with a literal stranger,...
View ArticlePersonal Consumer Issues • Need to Replace Refrigerator - Any Suggestions on...
I bought a new refrigerator last year. One thing I remember from researching it was that one style to avoid is where you have the freezer on the bottom and an ice dispenser on the top where the...
View ArticlePersonal Finance (Not Investing) • The cost of not using credit cards with...
Essentially, consumers themselves are funding those rewards, and the ones who don't use rewards cards are subsidizing them for those who do. Consumers themselves are also funding interest rate...
View ArticlePersonal Finance (Not Investing) • Scam or IRS Error? IRS 2645C Notice That...
Ok, finally spoke to an agent. She said there is nothing to worry about at this time (i could have figured that out from the letter). She said more than likely the computer might have flagged an item...
View ArticleInvesting - Theory, News & General • For Fun: Backtesting Portfolios of I...
Really liked the post, and your web blog.Some great work.Funny about people like me. We don't realize the effects of inflation until it's once again thrust on our throats.I remember in the '80s I was...
View ArticlePersonal Finance (Not Investing) • Selling large amounts of Gold/Silver
While you are figuring out what to do with it be sure to make sure that it is well secured and maybe in a safe deposit box. With his health issues there may be more people coming in and out of his...
View ArticlePersonal Finance (Not Investing) • Short term disability overpayment
I am using standard deductions as suggested by TurboTax since it maximizes the savings.So, I guess, I will not report it as I am not itemizing it and it creates taxes more complicated.Statistics:...
View ArticlePersonal Finance (Not Investing) • Is your Bank/CU offering FedNow instant...
Banks would happily keep your money for 5-7-10 business days under the guise of "collections" if you let them.Some banks do hold funds for 5 business days. Has happened to me several times in the last...
View ArticleInvesting - Theory, News & General • LMP/TIPS Ladder Pros & Cons...
Specific question (a little late) about "accurately predicting retirement expenses" and sizing the LMP. Projected taxes are highly variable depending on assumed equity returns. One approach is to...
View ArticleInvesting - Theory, News & General • What is the “Boglehead Approach” for...
I think the primary answer is that there are a lot of versions of the answer here.Rather than worrying about which one is truly a BH approach, I suggest investigating the many versions and...
View ArticlePersonal Investments • Whole portfolio allocation for accounts with large...
We did our rebalancing with vesting, and held bonds in traditional accounts. DH's old 401k is 100% bonds, his current 401k is ~70% bonds, then we have some Ibonds and additional bonds in my...
View ArticlePersonal Investments • Gold ETF in a taxable account
I'm interested in moving my taxable brokerage account portfolio allocation to something similar to the Golden Butterfly/Desert Portfolio. We recently inherited roughly $320k due to a loved one's...
View ArticlePersonal Investments • I think it's time for me to get back in total bond fund
I just looked at my CD's and treasuries and I'm not too excited about exiting this auto roll ladder. They are all earning >5%. No risk. Longest CD is one year right now. Treasuries are 3 mo auto...
View ArticlePersonal Investments • Where to hold emergency cash?
Wondering where I should be holding my emergency cash.I am 58, decent health, hoping to retire sometime between 62 and 67 ... no immediate plans for the emergency cash (vehicles, health, etc)Currently...
View ArticlePersonal Investments • Money Market Funds vs US equities right now?
Just a quick look at the news today and we've got stories about the rapid democratization of military drone technology, escalating hacking threats to (and successful attacks against) critical...
View ArticlePersonal Investments • Brokered CD's - Pros & Cons?
If I decide to purchase 6 month treasury notes how do I tell how many of a particular issue are available?-framusStatistics: Posted by framus — Tue Apr 16, 2024 5:56 pm — Replies 13 — Views 714
View ArticlePersonal Finance (Not Investing) • Should we pull the plug and go OMY? (When...
I think your short, or if not short right on the borderline. Either way, not enough information to tell. The big issue is you have a combination of a big burn rate but not a comparable pension or...
View ArticlePersonal Consumer Issues • Home internet speed question
I'd take T-Mobile home internet. The speeds are way faster and it's likely priced very competitively (I love that their pricing is upfront with all taxes and fees included).I agree with this...
View ArticleInvesting - Theory, News & General • TIPS real vs CPI no correlation
Could've used 1yr real yields to analyze over time, but was afraid this would've gotten entangled with Fed funds rate .Statistics: Posted by MIretired — Tue Apr 16, 2024 6:00 pm — Replies 13 — Views 735
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