Investing - Theory, News & General • High Yield Term Bond Ladder Crazy or...
I think this really is the killer in these high yield produtcs.You do realize the reason these items offer such a higher yield than other bonds correct? From an online search " S&P Global reported...
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Investing - Theory, News & General • Why is Vanguard so bullish on...
Because they seem to be convinced of the same concept that this forum is founded upon: no one can pick stocks be it in a sector, a state, a dividend yield, or a country. Since active management and...
View ArticlePersonal Investments • Newly Retired: Start Roth Conversions For IRA or Not?
OP,I strongly suggest you step back and figure out WHY you need to convert!Having a clear set of goals for Roth Conversions and a clear understanding of who you are optimizing for is one of the keys...
View ArticlePersonal Finance (Not Investing) • Tax-Deductibility of LTC
I asked an AI engine this question, but probably either got the wrong answer or did not ask the question correctly. Your answer makes more sense - thank you.If you are looking for detailed .......
View ArticlePersonal Finance (Not Investing) • Is Calif Really That Expensive - Or Am I...
To answer your questions in as few words as possible:Yes and no.Statistics: Posted by veggivet — Sat Mar 09, 2024 9:18 am — Replies 10 — Views 675
View ArticlePersonal Finance (Not Investing) • Claiming AOTC - Advanced questions
Still $2,500 is nothing to sneeze atWell, $2,000 since you lose the dependent credit.Unless OP's child is Doogie Houser's age, the applicable dependent credit is only $500. Child Tax Credit (CTC) of...
View ArticleInvesting - Theory, News & General • TIAA Traditional rates (historical...
I also starting teaching in the mid-1970's. I managed to find a slip from TIAA-CREF dated 11/76. The verbal gymnastics are hard to understand. At one time, "dividends" meant the term of today...
View ArticlePersonal Investments • Keeping 5 years' expenses in cash/short-term vs. more...
Has anyone made this choice? Does anyone think it's insane? What are the cons (aside from having to tolerate bigger drops in portfolio value)?It sounds like you're contemplating a rising equity glide...
View ArticlePersonal Consumer Issues • Any unusual medicare advantage benefits - I get...
Aetna Medicare Advantage Plan provided by employer retiree health plan. Between my wife and I we get $500. each year for things we normally do anyway like wellness visits, vaccinations, exercise,...
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Personal Finance (Not Investing) • What free tax filing software allows one...
If you don't want to do the return by hand and don't have 2020 software, this is a decent optionhttps://sites.google.com/view/incometax ... e/downloadYes, this comes handy Statistics: Posted by mjhfx1...
View ArticlePersonal Consumer Issues • Longtime iPhone user looking at Pixel - what to know?
Another difference is Siri vs Google Assistant. Last week hanging with a group of friends, half with iPhones and half with Androids, a geographic question about the distance between two places came...
View ArticlePersonal Finance (Not Investing) • Wrong State Code on 1099-R...
We moved from CA to TX in 2021 permanently. We realized the address was wrong on 2022 tax form, so we called Fidelity to update address thinking we could finally get a correct form for 2023 tax year....
View ArticlePersonal Investments • Gifting stock
Is the 22 year old son a dependent on your tax return? Regards,He is a full time student at the undergraduate level for the first half of 2024, so I would assume that he would still be a dependent on...
View ArticleInvesting - Theory, News & General • William Bernstein On the Financial...
"People do not seek employment in investment banks, brokerage houses, and mutual fund companies with the same motivations as those who choose to work in fire departments or elementary schools. Whether...
View ArticlePersonal Consumer Issues • [Visiting Mackinac Island, Michigan with a small...
When our kids were that young, we brought the pack-n-play for them to sleep, a good stroller and the basic stuff you need for small children (thermometers, creams and so on). Don't worry about the...
View ArticleInvesting - Theory, News & General • Robinhood 3% IRA Match
$100k transfer complete. $103k order of VT placed for market open. See you in 5 years.Statistics: Posted by Road_Dog — Sun Mar 10, 2024 10:24 am — Replies 1368 — Views 98506
View ArticlePersonal Investments • The Three-Fund Portfolio - Which fund should I pick?
VBTLX bond 2001 inception +3.2%VMFXX MMF 1981 inception +3.9%If/when the Fed cuts the bond funds should get a nice boost................Statistics: Posted by 732002 — Sun Mar 10, 2024 10:25 am —...
View ArticlePersonal Finance (Not Investing) • Lending $100k+ to friend's business abroad
If so inclined, only do it as a gift with no expectation of getting your money back. Otherwise, as others have noted, it will inevitably change your relationship.+1,000.KlangFoolStatistics: Posted by...
View ArticlePersonal Consumer Issues • Flea Remedies That Have Worked for You?
You have the exception to the rule. Many of my clients received serious injuries from being bitten and/or scratched. There are a few tricks to ease the process, but I won't divulge them...
View ArticlePersonal Consumer Issues • Electrical Outlet Covers
I have used these through the house and I paint them the same color as the walls.This might be my only option.Statistics: Posted by SVariance1 — Sun Mar 10, 2024 10:27 am — Replies 30 — Views 1598
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