Personal Finance (Not Investing) • Looking to retire next year - please hard...
Check your finances if one of you passes early - expenses may go down a little, but taxes may go up and pension/SS income may go down a lot.Statistics: Posted by Exchme — Wed Feb 21, 2024 5:02 am —...
View ArticlePersonal Consumer Issues • DC Mall - where to stay for AirBnB
.....since hotels are way too expensive.....What is you actual budget per night?Statistics: Posted by bob60014 — Wed Feb 21, 2024 5:05 am — Replies 1 — Views 37
View ArticleInvesting - Theory, News & General • The number one reason why investors...
I convinced, spend less than your earn. One day you will be fine.Yup! That's all it takes. So simple. Why, then, do the statistics look so bad? I mean, 67% of Americans are living paycheck to...
View ArticlePersonal Consumer Issues • Interested in seeing the best of Redwood country
Here’s an itinerary we enjoyed:MendocinoArcata area - redwoods and wildlifeCrater LakeAshland Shakespeare festival (begins in March)Statistics: Posted by jaMichael — Wed Feb 21, 2024 5:08 am — Replies...
View ArticlePersonal Finance (Not Investing) • Is SS "use it or lose it"?
[quote=theplayer11 post_id=7726160 time=1708513171 user_id=55298[/quote]hard to feel sorry for anyone who doesn’t spend the time to educate oneself. We are responsible for our own lives. Just saw...
View ArticlePersonal Finance (Not Investing) • Itemize vs standard deduction for 2023 tax
If I take standard Deduction, I will lose about $2400 federal refund . If I take itermized deduction, will get $2400 extra federal return,but I’m afraid my state tax refund ( 30,000) will be taxed...
View ArticlePersonal Finance (Not Investing) • Funding a New Vehicle
So I’ve been pretty lucky with my 2013 Honda Pilot. I’ve put about 110k miles on it and haven’t had any issues (knock on wood). However, I can’t help but think I’m starting to press my luck and sooner...
View ArticleInvesting - Theory, News & General • The One-Fund Portfolio as a default...
Fascinating thread! Thanks for all of the great discussion.(For the record I'm 100% VT in the Roth, HSA and Brokerage. The 401k is, unfortunately, a 100% mix of BlackRock International Equity Index...
View ArticlePersonal Finance (Not Investing) • Buying Treasuries At Auction
Thanks for all the responses and suggestions. SGOV wasn't on my radar. It appears this ETF holds nearly 100% government obligations and as such should be free of state taxes but the prospectus says...
View ArticlePersonal Finance (Not Investing) • What does Schwab do better than Fidelity?
My problem with Zelle, there is no undo button. This is the banks super-power from a retail perspective, they can undo transactions that shouldn't have happened(in the case of fraud, etc). The banks...
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Personal Finance (Not Investing) • Help with Medicare rules if still working...
You still have to sign up for Medicare Part A. That is not my understanding. If true, one would have no option but to forfeit an HSA.Do you have a reference?It's not true. You don't have to sign up...
View ArticleInvesting - Theory, News & General • Understanding Annuities
Hullo Bogleheads,I'd like to find out more about how I should value annuities.Is there somewhere I can go to read up and find out more?Specifically, lifelong annuities.Should I value a plan with a...
View ArticlePersonal Consumer Issues • The Shrinking Lifespan of Large Appliances
As there are only 2 of us, we can seldom justify using the dishwasher. It would in fact use less energy and water than hand washing - but you'd have to wait half the week to have enough dishes to...
View ArticleNon-US Investing • Vanguard makes life difficult for NRAs in the UK and India
What is the definition of a non-lump sum distribution then?Precisely. The original aim of the 'lump sum' clause was to close off a "loophole" whereby the UK traditionally did not tax (foreign?)...
View ArticlePersonal Investments • Has anyone invested in marijuana stocks?
Is there an ETF that has those stocks? Until then, I'll hold off.There is. Or there was in Canada.Classic bubble. Ramp-and-dump by promoters and insiders.A colleague of one of my in laws went off to...
View ArticlePersonal Finance (Not Investing) • Cancel my health insurance?
Are all of the health insurance companies more or less the same or are there some that provide particularly good/broad coverage, excellent service, and don't give you the run-around when it's time for...
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Investing - Theory, News & General • 30-Year TIPS Auction Thursday 2/22/2024
Can’t wait!!! Hi Alec,Why can't you wait? Is 2.18% real yield for 30 years exciting to you?Or are you trading TIPS?Statistics: Posted by rossington — Thu Feb 22, 2024 5:06 am — Replies 3 — Views 652
View ArticlePersonal Consumer Issues • Who's up for pickleball? Zero-zero-two. Game On!
I’m moving to the kitchen as soon as my partner serves but he didn’t have time to get there on my third shot?Not understanding at all. You cannot move to the kitchen "as soon as your partner serves"....
View ArticlePersonal Consumer Issues • Car Advice Needed
How reasonable the quoted cost of repair is depends a lot on where the OP is located, i.e. a small town in rural Iowa vs New York City.Statistics: Posted by WoostaGal — Thu Feb 22, 2024 5:10 am —...
View ArticleInvesting - Theory, News & General • Calculating Bond Movements
What would be expected to happen to the NAV of say BND if the fed funds rate changes from 5.5% to 2.5%?There is only a loose connection between what the fed fund rates do and what individual bonds...
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