Personal Investments • Military Portfolio Check-Up
Thank you all as always for taking the time to provide thoughtful insight!If you're "open to advice"So much amazing advice in one reply, thank you so much! I am thinking I will just keep it simple and...
View ArticlePersonal Finance (Not Investing) • Untangling Taxability of 401K
My 401K was rolled over to Fidelity when I retired and has a mismash of different fund types including quite a few I'm not even sure how to treat. My main concert is distinguishing between taxable and...
View ArticlePersonal Finance (Not Investing) • ACA subsidies vs. Roth IRA conversions-...
Is there an available tool that considers ACA subsidies in the context of making Roth IRA conversions (or not)?Roth Conversion and Capital Gains On ACA Health Insurance describes one such.Statistics:...
View ArticlePersonal Finance (Not Investing) • ACH pull vs paper check from online bill pay?
My HOA dues are paid monthly via ACH from my checking account. I just mailed a voided check to the company and probably filled out a form and they set it up. Lots of people on Bogleheads are concerned...
View ArticlePersonal Investments • SGOV state tax and selling each month before ex-div date?
Selling SGOV each month before the ex-dividend date and repurchasing afterwards sounds like a lot of work.Have you bought or sold stocks or ETFs recently? Each order takes, what, 20 seconds of...
View ArticlePersonal Consumer Issues • Thoughts on buying cheap, used,...
There is no question that an EV 5 years from now will be objectively better than an EV that can be bought today. I would argue that this is also likely true of an ICE bought today vs an ICE from 5...
View ArticlePersonal Finance (Not Investing) • What inflation rate are you using?
I use 3% and I assume this is on high side because the official inflation rate usually isn't relative to me.Then you are just as likely to be above than below the official rate based on your basket of...
View ArticleInvesting - Theory, News & General • How to Plan for Health Expenses With...
Hi everyone, I'd like to ask the forum about how one can forecast and save for for health expenses in retirement while still relatively early on in the accumulation phase, with a 20+ or 30+ year time...
View ArticleNon-US Investing • UK - tax free cash vs bonds
Valuethinker is correct, holding individual UK gilts does not attract capital gains tax although coupons (i.e., interest) are taxed as interest in unsheltered accounts (i.e. not an ISA or...
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Personal Investments • What to do with $700,000
If you can't come to a decision, I'm happy to take it off your hands for you a donation to the Human Fund?Whatever.LolStatistics: Posted by ScubaHogg — Mon Feb 19, 2024 4:30 am — Replies 13 — Views 2065
View ArticlePersonal Investments • Direct Indexing Worth It?
CleatusCaddy has stopped posting. But if I understood his plan it was to direct index for upwards of 20 years, build up the losses, the use those losses to offset the sale of his Bay Area home when...
View ArticlePersonal Finance (Not Investing) • TD Bank billpay error
No answer to your direct question but your best bet is to set up automatic payments of the balance due at your bank and also set up electronic statements. I do both on my Redcard.Statistics: Posted by...
View ArticlePersonal Consumer Issues • Yahoo email - spam emails out of control
Long time Yahoo mail user and I'm constantly getting obvious spam in my inbox that evades their spam filter. Gmail is MUCH more effective filtering spam.Statistics: Posted by LifeIsGood — Mon Feb 19,...
View ArticlePersonal Consumer Issues • Can't Log On to Vanguard / Stop running script msg
I already posted this in a reply to a reply, but I wanted everyone to notice it.If you cannot log in via your router, then turn wifi off on your phone and try logging in via a cell tower.This is both...
View ArticlePersonal Finance (Not Investing) • Massachusetts taxation of US Government...
Falsehttps://www.irs.gov/taxtopics/tc403#:~: ... me%20taxes.Nonehttps://www.irs.gov/taxtopics/tc403#:~: ... me%20taxes.The IRS Tax Topic says that interest from Treasury bills, notes, and bonds are...
View ArticlePersonal Finance (Not Investing) • Online Tax Software for 25 year old.
Keep in mind, some of these cheap/free programs do not support the amended return 1040X. If that is not a concern, then choose away.Statistics: Posted by Asyouwish — Mon Feb 19, 2024 4:46 am — Replies...
View ArticlePersonal Investments • Investment recommendations
I bonds for $10k of that money. Assuming that you will not need it for the first 12 months, as the money is truly locked up for the first 12 months. But starting 1st of the 13th month, it functions...
View ArticlePersonal Investments • should I make additional principal payments
I wouldn't because I think there's a good chance the fed will get it's inflation target in the coming years so rates will go down and you'll have a chance to refinance.OP would be paying a high cost...
View ArticlePersonal Finance (Not Investing) • UK workplace pension from 1990's
Hi everyone,Life for me has been quite an adventure but now in my 40's, I'm starting to consolidate life & be more strategic about pensions etc. I worked for a lab at Unigate Dairies in Wales in...
View ArticlePersonal Finance (Not Investing) • Waiver of Bond by Heir or Beneficiary...
I don't mean to sound annoying, but, especially if they are doing the job for NO FEE (as I have, three times, one aunt and two parents), your "refusal risk" is that YOU might have to do the job, when...
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