Investing - Theory, News & General • Do Bond Funds Really Make Sense for...
Academic literature suggests the division of the portfolio into a risk-free and a risky part.Could you give an example of that literature?Of course. The idea behind it comes from James Tobin (1918 -...
View ArticleInvesting - Theory, News & General • How Will AI Change Investing?
I think people are wrong about this, and may be grossly underestimating how big a leap GPT (or perhaps really transformer networks) really is.You see, in terms of a knowledge base, GPT only has assess...
View ArticlePersonal Finance (Not Investing) • Rental car accident - Gap between Rental...
I would simply refer Avis to Amica.Statistics: Posted by snackdog — Sat Jan 27, 2024 12:25 am — Replies 7 — Views 750
View ArticlePersonal Finance (Not Investing) • VTIAX Foreign Source Income for Foreign...
It is the 1099 from Vanguard and I am trying to take the foreign Tax credit.On my 1099 from Vanguard it’s all on there.Statistics: Posted by tetractys — Sat Jan 27, 2024 12:26 am — Replies 7 — Views 543
View ArticlePersonal Consumer Issues • Best cookware to buy
By the same token, I have some larger pans. I find that they don't work well on a standard burner and if cooking for multiple people it is better to use 2+ 12" pans.Isn't this dependent on the...
View ArticlePersonal Investments • Vanguard ST Tips
Lessons learned: 2) Wait out 6 to 7 years, bond pundits are saying that the bond math dictates I will regain my principal by then. So, doing a live experiment: Not selling that Total Bond until 2030,...
View ArticlePersonal Investments • Need advice/portfolio checkup heading into retirement
1. pay $20 a month and use a retirement planning software. "new retirement" is most common. That should help you with efficiency on taxes and roth conversions. It will have you input your whole plan...
View ArticlePersonal Finance (Not Investing) • Controlling income and paying off mortgage...
This thread, MMiroir's arguments in particular, should be a must read for financial aids officers at all the colleges in the country.Statistics: Posted by winterrain — Sun Jan 28, 2024 12:00 am —...
View ArticlePersonal Finance (Not Investing) • Does property inside a revocable living...
The horror stories come from trusts established many years ago, before the estate tax law changes in 2013. Back then it was common to set up RLT's with "A" and "B" Subtrusts that were created upon...
View ArticleNon-US Investing • Danish bonds vs. globale bonds
I live in Denmark and is 65 years old.My retirement portfolio is going to be invested in approx. 50% Vanguard FTSE All-World UCITS ETF USD Acc stocks and 50% bonds.The danish currency kroner follows...
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Personal Finance (Not Investing) • Advice/ways to make money from legal cases
Am I the only one that is appalled by this idea? Statistics: Posted by WeakOldGuy — Sun Jan 28, 2024 12:10 am — Replies 3 — Views 401
View ArticleInvesting - Theory, News & General • Called to Account: 4 Overlooked...
The benefits outlined:— Tax-free growth—or better.The growth (and the contribution) are not tax-free. They are just tax-deferred.As the account value grows, so does Uncle Sam's share of it....
View ArticlePersonal Consumer Issues • Good Modern Science Fiction
"Fourth Wing" by Rebecca Yarros has been on the best seller lists for 6 months...Book review from https://darksideoftheword.com/blog/2023 ... cca-yarros :"Okay… so what makes Fourth Wing so amazing?...
View ArticlePersonal Finance (Not Investing) • Selling house after 33 year; realtor distrust
...I've bought and sold $200K homes and $2M homes. Not that different. My ex worked as a real estate agent for a few years, and a former law partner of mine now owns a real estate brokerage. There's...
View ArticlePersonal Investments • Is paying off a 2.99% mortgage always a bad idea?
4) As for 1.4m 70/30 is better than 1.1 m 80/20, are you claiming that the additional 300K cannot beat 2.99%?Saw this edit a bit late. Are you claiming that the additional $300k will definitely...
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Investing - Theory, News & General • HEDGEFUNDIE's excellent adventure...
Two comments1) As you probably already know, for most people (myself included) DCA is not necessarily about spreading out a lump sum just to reduce perceived risk. There was a Dave Ramsey speech about...
View ArticlePersonal Finance (Not Investing) • California State Income Tax Brackets 2024
Can you not tinker (browse the EDD worksheets, but take them as advisory) by increasing the allowances until your payroll Ca withholding is very close to your best yearend estimate? I would not tinker...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
We saw this with the nifty fifty stocks in the late 60s through early 80s. Great companies, great cashflows, were taking over the world. But they got ahead of themselves, and simply disappointed...
View ArticlePersonal Finance (Not Investing) • Pension Choices with a Number of Options...
Thanks to all that replied thus far. Just doing the math, it looks like the 20 year option for $6,354 per month is paying close to 4.5%, assuming that payments continue for the full 20 years if both...
View ArticlePersonal Finance (Not Investing) • Social Security: "You Have Earnings...
One way the computer flags it is if the Medicare and Social Security wages differ and the Social Security wage cap hasn't been reached. You should be contributing to both until you hit the SS wage...
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